Smart Money People Logo

American Express: American Express Credit Card reviews

3.51
Based on 91 reviews, last reviewed 26th Mar 2025
500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
65%
See only 4 star reviews
14%
See only 3 star reviews
5%
See only 2 star reviews
1%
See only 1 star reviews
15%

Latest highest rating:

5

Very good experience all around. Very good experience all around, I love the benefits and cash back that I get from it and am very pleased with the speed and quality of service as wel... Read more Reviewed on: 26th March 2025
Louis H's avatar
Louis H

Latest lowest rating:

1

WHEN I NEEDED AMEX TO HELP THEY LET ME DOWN I have had a Amex card for 30 years. Now I have a platinum business card and a personal card. I left my credit card details with British Airways and B... Read more Reviewed on: 7th February 2025
Ian B's avatar
Ian B

About this product

Smart Money People is the UK's #1 place for financial services reviews, including of The American Express Card - the flagship card launched by Amex in 1969. With a whole host of benefits, read our consumer reviews before deciding whether this is the right card for you - our community comments on their experiences with the card's Membership Rewards scheme, customer service received from Amex, and anything else they liked or didn't like about this credit card. Already have The American Express Card? Please leave some comments of your own and let others know what you think about this card!

Review American Express: American Express Credit Card now

Help others make smarter decisions by sharing your own experience. Write a review

American Express American Express Credit Card reviews (91)

Effective

5
Such a grate life saver when I have a emergency bill or pay out and very fair to customers, plus builds cash back and builds my credit score Reviewed on: 23rd March 2023

Just excellent

5
Exceptionally good service, I have never had a credit card before, having the American Express card and paying it off each month has given me an excellent credit rating, and I’m earning air miles. I cannot recommend them enough. Reviewed on: 10th March 2023

Great experience

5
I was in need for a credit card for a while, I found American Express. It was a very good digital application process on the American Express website. It is a very customer-oriented interface, and the approval process was very smooth. Besides, the mobile app is so good and I keep using it for all my needs about my credit card. Great credit card experience overall. Strongly recommended. Reviewed on: 10th March 2023

Great points

5
Enjoy using this card for my purchases as much as possible and nice to get a little bonus at the end of the year. Reviewed on: 10th March 2023

Offers great value as long as it's your main card

5
This is a terrific company that offers great products p I would recommend to everyone Reviewed on: 1st March 2023

low credit limit

4
they wouldnt increase my credit limit even when i asked Reviewed on: 9th February 2023

American Dream

5
The team have been very supportive of my financial needs and personal situation. Reviewed on: 9th February 2023

Free reward offers included!

5
Needed a simple card to keep an eye on my spending during a 3 week trip. This ticked all the boxes and more offers are available as time goes on (got good cashback on easyjet holidays and paid immediately!) Reviewed on: 30th January 2023

Brillant provider Crrdit cards

5
Great American Express, easy app and very good customer service Reviewed on: 16th January 2023

Terrible company that doesn't care

1
American express are a company that doesn't care about their customers. They do not read customers communications and they do not communicate. I would highly recommend staying away from the brand. Reviewed on: 13th January 2023

Do you have a different American Express product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

American Express has a range of products available. Check the ratings of each product to find the right one for you. View all products