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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5521 reviews)

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4.85

Based on 5,521 reviews, last reviewed 21st Apr 2026

391800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

4

A good card and company, although it would be nice i... A good card and company, although it would be nice if they offered longer term customers a better interest rate and 0% interest periods. Reviewed on: 21st April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5521)

A good card and company, although it would be nice i...

A good card and company, although it would be nice if they offered longer term customers a better interest rate and 0% interest periods. Reviewed on: 21st April 2026

It ok,it just that there interest is too high

It ok,it just that there interest is too high Reviewed on: 21st April 2026

Very satisfied very helpful there when i needed it

Very satisfied very helpful there when i needed it Reviewed on: 21st April 2026

A great all round service, very helpful

A great all round service, very helpful Reviewed on: 21st April 2026

Very helpful and great experience

Very helpful and great experience Reviewed on: 21st April 2026

Absolutely love the service and support

Absolutely love the service and support Reviewed on: 21st April 2026

Unfortunately whilst travelling for a year I was una...

Unfortunately whilst travelling for a year I was unable to access the app and no one at 118 was able to resolve this Reviewed on: 21st April 2026

I believe that the service is great, even when you h...

I believe that the service is great, even when you have to make contact with them it’s quite and easy. Reviewed on: 21st April 2026

Great to build credit

Fantastic communication, clear instructions on how to use the app and customer service there whenever you need them Reviewed on: 21st April 2026

Find it very easy to use and pay back with...

Find it very easy to use and pay back with no hassle Reviewed on: 21st April 2026

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