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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Excellent service provider

Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

118118 great as an emergency back up

Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

So easy to apply for a credit card and offered me a...

So easy to apply for a credit card and offered me a loan when nobody else would give me one. I would definitely recommend 118118 for credit card or loan. Second to none Reviewed on: 22nd May 2026

very easy & simple process and the app is easy to un...

very easy & simple process and the app is easy to understand & know when bill is due etc. Reviewed on: 21st May 2026

inform quickly if ask question approachable and will...

inform quickly if ask question approachable and willing to help Reviewed on: 19th May 2026

Excellent

Excellent dont hassle yu.Very helpful Reviewed on: 8th May 2026

Easy to do business with professional and customer s...

Easy to do business with professional and customer service focussed Reviewed on: 5th May 2026

Excellent I was spending I buy lots of stuff

Excellent I was spending I buy lots of stuff Reviewed on: 4th May 2026

So bad experience with 118 customer service

So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment . I screenshot my bank statement sent it to them as they requested but not received any reply from them . They keep asking for same name of account details of account. Repeatedly email. It is sadvery very sad! Reviewed on: 1st May 2026

The 118 card was easy to apply for.

The 118 card was easy to apply for. The small level of credit was extended after a few months. Tools to ensure sensible spending are provided. My card gives me flexibility with confidence that I am within a manageable limit. Reviewed on: 30th April 2026

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