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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.72 (5644 reviews)

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4.72

Based on 5,644 reviews, last reviewed 1st Jul 2026

121% increase in 5 star reviews

in the past 90 days

114% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Always been so easy and simple from the first steps... Always been so easy and simple from the first steps of applying Reviewed on: 1st July 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5644)

Always been so easy and simple from the first steps...

Always been so easy and simple from the first steps of applying Reviewed on: 1st July 2026

Very good thank you very much

Very good thank you very much Reviewed on: 23rd June 2026

Great really easy to use n pay each month

Great really easy to use n pay each month Reviewed on: 15th June 2026

Great customer service

Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Excellent app and always easy to use

Excellent app and always easy to use Reviewed on: 11th June 2026

Excellent service provider

Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

118118 great as an emergency back up

Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

So easy to apply for a credit card and offered me a...

So easy to apply for a credit card and offered me a loan when nobody else would give me one. I would definitely recommend 118118 for credit card or loan. Second to none Reviewed on: 22nd May 2026

very easy & simple process and the app is easy to un...

very easy & simple process and the app is easy to understand & know when bill is due etc. Reviewed on: 21st May 2026

inform quickly if ask question approachable and will...

inform quickly if ask question approachable and willing to help Reviewed on: 19th May 2026

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