Paid advertisement
Smart Money People Logo

118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5638)

Very good , nice customer service

5
Very good , nice customer service Reviewed on: 24th April 2026

Always helpful and responsive to resolve any issues.

5
Always helpful and responsive to resolve any issues. Reviewed on: 24th April 2026

Fast and efficient friendly staff

5
Fast and efficient friendly staff Reviewed on: 24th April 2026

Would recommend

4
Easy to use, very clear information, very helpful. Would like to get my interest rate down a little eventually. Reviewed on: 24th April 2026

It’s brilliant no issue with any thing

5
It’s brilliant no issue with any thing Reviewed on: 24th April 2026

Overall good, not much to complain about

5
Overall good, not much to complain about Reviewed on: 23rd April 2026

Good app

5
Easy to use app and easy to understand, although can be awkward when trying to pay larger amounts Reviewed on: 23rd April 2026

118 accepted my application .

5
118 accepted my application . They are very fair when dealing with a one to one customers needs and always keep you well informed of any changes in ample time too. Easy to apply on line and this is a wonderful Company to deal with. Reviewed on: 23rd April 2026

Great credit card.

5
Great credit card. It's so simple no hidden costs or fees. Customer services are really helpful and the communication is fantastic. Reviewed on: 23rd April 2026

118118 is top rate

5
I’ve been using this credit card for a while now, and overall it’s been a solid financial tool. The application process was straightforward, and I received a decision quickly, which made getting started easy. The mobile app experience is also user-friendly. It’s simple to track transactions, pay bills, and monitor spending. Notifications for purchases and due dates help avoid missed payments. Reviewed on: 23rd April 2026

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review