Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (3217 reviews)

View other 118 118 Money products

4.85

Based on 3,217 reviews, last reviewed 14th Apr 2026

189800% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Good customer service and app is very easy to use... Good customer service and app is very easy to use Reviewed on: 14th April 2026

Latest lowest rating:

1

I paid off over £2k on a loan and it only reduced th... I paid off over £2k on a loan and it only reduced the amount borrowed by £77. They are loan sharks Reviewed on: 13th April 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (3217)

Like the credit card and liked the increases as long...

Like the credit card and liked the increases as long as you are responsible it's a good card , like the app it very clear on balance and what is owing and you do get a timely reminder before payment date Reviewed on: 11th April 2026

It’s been very good and efficient and very easy doing.

It’s been very good and efficient and very easy doing. they have been helpful Reviewed on: 11th April 2026

Very pleasant experience and easy to apply and acce...

Very pleasant experience and easy to apply and accessible account Reviewed on: 11th April 2026

Using my 118 credit card makes so much easier when s...

Using my 118 credit card makes so much easier when shopping just tap and thats it done Reviewed on: 11th April 2026

No hesitation

I received a message year ago that I might eligible for they credit card. I fill out the form and a short time later received a positive response. Later on I received message for increasing my limit. I've to say nothing bad came around and I just say thank you to be there. Reviewed on: 11th April 2026

Excellent Experience with 118 118 Money.

Excellent Experience with 118 118 Money. Overall satisfied with the services. Customer service and everything is fantastic. Recommended. Reviewed on: 11th April 2026

Easy to use app, i can navigate around the app with...

Easy to use app, i can navigate around the app with ease. Good customer service Reviewed on: 11th April 2026

I love 118 amazing customer service

I love 118 amazing customer service Reviewed on: 11th April 2026

118 118 money credit card is amazing they are respon...

118 118 money credit card is amazing they are responsible they are open so you know what your getting and understand your Apr ect, they keep you safe from fraud I have been frauded and honestly I feel safe using my 118 money credit card. The app is easy to use and do everything you need to I can honestly say it the best credit card ive had I would definitely recommend it to family and friends Reviewed on: 11th April 2026

Everything is ok!

Everything is ok! Thank you very much. Reviewed on: 11th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Nationwide 4.01 from 210 reviews
Balance Transfer Credit Card
from Halifax 4.49 from 60 reviews
Nectar Credit Card
from Sainsburys Bank 2.84 from 97 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.88 from 3125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub