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118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 5,578 reviews, last reviewed 23rd Apr 2026
397100% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Honest, Reliable, Great Communication 118 set a credit limit that is fair and affordable, the monthly charges are well presented and clearly understandable, very transparent, no hidden cha... Read more Reviewed on: 23rd April 2026
Chris's avatar
Chris

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5578)

Easy and simple, no fuss and clear t&C's.

5
Easy and simple, no fuss and clear t&C's. Fast delivery of card and immediate access via the app. Reviewed on: 23rd April 2026
Jack J's avatar
Jack J

Highly recommend

5
Have never had any problems with my 118 credit card. Customer service always respond quick, frequent credit increases and reasonable interest. Overall have had a very positive experience with this company and highly recommend. Reviewed on: 23rd April 2026
Kay Gorman's avatar
Kay Gorman

Reliable

5
118 118 good service reliable gave credit card increase im happy Reviewed on: 23rd April 2026
Winnie C's avatar
Winnie C

Delighted with everything, couldn’t be happier

5
Delighted with everything, couldn’t be happier Reviewed on: 23rd April 2026
Susan N's avatar
Susan N

Very good, good experience for a great product.

5
Very good, good experience for a great product. Easy communication and clear t&cs Reviewed on: 23rd April 2026
arron boylin's avatar
arron boylin

It was straight forward process from the beginning.

5
It was straight forward process from the beginning. No hassle. No stress. Got an increase within the year. Reviewed on: 23rd April 2026
Mandy B's avatar
Mandy B

It’s been great easy to use app was easy to download...

5
It’s been great easy to use app was easy to download and use to Reviewed on: 23rd April 2026
D's avatar
D

Good service but interest rates are high and they ca...

4
Good service but interest rates are high and they catch you out with charges by producing statements very quickly after your payment is made. Reviewed on: 23rd April 2026
Michelle Findlay's avatar
Michelle Findlay

so easy to use Apple Pay is brilliant no need fo...

5
App so easy to use Apple Pay is brilliant no need for to take card out with you so less likely to lose it Reviewed on: 23rd April 2026
Paul ross's avatar
Paul ross

118 has great money options

5
Never experienced any issues with 118. Ease of use with the app, excellent customer service. Great money options to suit your needs. I have previously had a loan with 118 and now I have a credit card which comes in handy for some of those unexpected expenses. Reviewed on: 23rd April 2026
Kirsten W's avatar
Kirsten W

Review 118 118 Money: Credit card now

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