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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4609 reviews)

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4.76

Based on 4,609 reviews, last reviewed 11th Jun 2026

254400% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4609)

Nice quick simple decision.

Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026

Excellent customer service and being accessible to p...

Excellent customer service and being accessible to people with lower credit scores. Reviewed on: 11th June 2026

10/10 - would recommend

Taking the loan out was a very easy process and I was informed of the ts&cs from the get go. If I have ever been behind with payments or needed advice the team have always been helpful and have always reassured me that I have there support Reviewed on: 3rd June 2026

Please with ease!

Never used a more reliable and fast loan company before. My experience was as seemless and straightforward, receiving my loan in minutes. Literally excellent. Thank you 118 118 Money for your help when i need it. Reviewed on: 2nd June 2026

Would 100% Recommend 118 118 !

I recently took out a personal loan with 118 118 Money and found the application process straightforward and easy to follow. Communication was clear throughout, and I received updates at each stage. The funds were provided promptly once approved, and the overall experience was positive. I would recommend 118 118 Money to anyone looking for a simple and reliable personal loan service. Reviewed on: 2nd June 2026

awesome experience

awesome experience hope to do more Reviewed on: 1st June 2026

Verry good staff correct and fast

Verry good staff correct and fast Reviewed on: 15th May 2026

Didn't take long at all easy from start to finish.

Didn't take long at all easy from start to finish. The app is fantastic and easy to use very impressed with the service overall. Reviewed on: 13th May 2026

Was helpful and fair and gave me a loan when others...

Was helpful and fair and gave me a loan when others wouldn't even though my credit score is good Reviewed on: 13th May 2026

Easy and efficient

It was very easy to arrange the loan and apply. The results were instant and the money was in my account within minutes. Reviewed on: 12th May 2026

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