Smart Money People Logo

118 118 Money: Personal loan reviews

4.88
Based on 4,598 reviews, last reviewed 7th May 2026
253300% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very efficient and reliable. Very efficient and reliable. Good value for money and dedicated customers care Reviewed on: 7th May 2026
Stella Y's avatar
Stella Y

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4598)

Very efficient and reliable.

5
Very efficient and reliable. Good value for money and dedicated customers care Reviewed on: 7th May 2026

Good experiance keepyou updated and fast response

5
Good experiance keepyou updated and fast response Reviewed on: 5th May 2026

Easy and smooth.

5
Easy and smooth. Nice platform to access quick money Reviewed on: 5th May 2026

Easy and secure

5
Very easy and secure ,i needed a loan and I contacted 118 money for a personal loan ,the advisor help me with all the details and in less 24hours I had the money in my account Reviewed on: 3rd May 2026

It was easy to set up, and easy to pay...

5
It was easy to set up, and easy to pay back Reviewed on: 1st May 2026

Received my affordable loan approved same day and th...

5
Received my affordable loan approved same day and the money was in my account. I would recommend to my family and friends. It's really a no hassle loan and I would do it again for my next vacation. Thank you 118 118 Money for my personal loan Reviewed on: 30th April 2026

Customer care excellent, money in your account in...

5
Customer care excellent, money in your account in less than 3 hrs . Reviewed on: 29th April 2026

FAST, QUICK DECISION AND CLEAR.

5
FAST, QUICK DECISION AND CLEAR. NO MUCKING AROUND, DECISION IN SECONDS AND TRANSFERRED WITHIN THE HOUR. THANK YOU Reviewed on: 29th April 2026

Very good company and quality recommend

5
Very good company and quality recommend Reviewed on: 28th April 2026

Fixed and best apr , got money in my bank account ve...

5
Fixed and best apr , got money in my bank account very soon Reviewed on: 28th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products