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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.72 (5644 reviews)

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4.72

Based on 5,644 reviews, last reviewed 1st Jul 2026

121% increase in 5 star reviews

in the past 90 days

114% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Always been so easy and simple from the first steps... Always been so easy and simple from the first steps of applying Reviewed on: 1st July 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5644)

Always great and willing to help

Always great and willing to help Reviewed on: 25th April 2026

I took out a loan, the Apr was very high, if I won t...

I took out a loan, the Apr was very high, if I won the prize I'd use it to pay some of it of Reviewed on: 25th April 2026

Easy app great accessibility able to keep track on s...

Easy app great accessibility able to keep track on spending and really easy to use Reviewed on: 25th April 2026

Top credit card company

Amazing customer support always happy to help Reviewed on: 25th April 2026

118 Money are helpful and friendly

I have always found 118 Money to be helpful and friendly. Their systems are also easy to use. Reviewed on: 25th April 2026

Great clear app.

Great clear app. Customer service is excellent Reviewed on: 25th April 2026

I use 118 money to get my credit score up.

I use 118 money to get my credit score up. I spend about 120 a month and pay it back, helps my credit. App is easy to use and never had any issues with it Reviewed on: 25th April 2026

Always on hand to help and guide with simple and fas...

Always on hand to help and guide with simple and fast solutions Reviewed on: 24th April 2026

Simple and reliable for everyday use

I’ve been using this credit card for a while now and overall it’s been a positive experience. The application process was straightforward and I was approved quickly. The app is easy to use and makes it simple to track spending, payments, and rewards. One of the main benefits is the rewards system. Cashback is decent and actually adds up if you use the card regularly. I also like the spending notifications and security features, which make me feel more in control. On the downside, the interest rate is quite high if you carry a balance, so it’s definitely better suited for people who can pay it off in full each month. Customer service has been okay, but response times could be improved. Overall, it’s a good card for everyday spending and rewards, as long as you manage it responsibly. Reviewed on: 24th April 2026

Great, easy & simple.

Great, easy & simple. Good credit limit Reviewed on: 24th April 2026

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