Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2465 reviews)

View other 118 118 Money products

4.86

Based on 2,465 reviews, last reviewed 1st Apr 2026

124200% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

118 money has actually sustained in the times of dis... 118 money has actually sustained in the times of distress, managed to take care of my family Reviewed on: 1st April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (2465)

Good customer service is very helpful

Good customer service is very helpful Reviewed on: 1st April 2026

Easy to run app and good services

Easy to run app and good services Reviewed on: 1st April 2026

It’s great

Haven’t used customer service yet but everything else is great Reviewed on: 1st April 2026

Very quick and easy setup.

Very quick and easy setup. Ready to use as soon as I was accepted. The app is also very easy to use and you also have the advantage of random prizes and rewards. Very satisfied. Reviewed on: 1st April 2026

The app is not working the service is very...

The app is not working the service is very poor Reviewed on: 1st April 2026

I can recommend 118.

I can recommend 118. They are transparent about costs and good at notifications plus the app is easy to navigate Reviewed on: 1st April 2026

I got very quick responses when I applied and custom...

I got very quick responses when I applied and customer service is right there whenever you need it Reviewed on: 1st April 2026

Excellent

Have been like a life saver, always finding a better way to deal with customers, very happy to have been 118 money. Reviewed on: 1st April 2026

Allmost Good, Thank You 118 !

Allmost Good, Thank You 118 !! Easy application, credit limit increases almost Ok, but could be better and more frequent increases... Reviewed on: 1st April 2026

Excellent service and customer support

Excellent service and customer support Reviewed on: 1st April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

All in One Credit Card
from Santander 3.67 from 21 reviews
Credit card
from Debenhams 2.40 from 13 reviews
Opus Credit Card
from NewDay 5.00 from 3 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.88 from 2719 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub