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118 118 Money: Credit card reviews

4.85
Based on 5,634 reviews, last reviewed 8th May 2026
402000% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent Excellent dont hassle yu.Very helpful Reviewed on: 8th May 2026
Martyn Cooper's avatar
Martyn Cooper

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5634)

Overall I’m very pleased with 118 118 money

5
Overall I’m very pleased with 118 118 money Reviewed on: 24th April 2026

I’m very satisfied with 118 118 money.

5
I’m very satisfied with 118 118 money. Reviewed on: 24th April 2026

Good card

3
Nothing to state, it’s a credit card Reviewed on: 24th April 2026

It was very easy tpply and fast decision for my c...

5
It was very easy to apply and fast decision for my credit card and fast delivery of it also nice low APR Reviewed on: 24th April 2026

Not the best Apr but not sure if that’s based on per...

5
Not the best Apr but not sure if that’s based on personal circumstances. Reviewed on: 24th April 2026

Easy to use

4
Easy to use & nice to have a card I'm able to use abroad without any charges for when I'm on holiday. Would be nice if in the app I could see my card details though Reviewed on: 24th April 2026

Very good , nice customer service

5
Very good , nice customer service Reviewed on: 24th April 2026

Always helpful and responsive to resolve any issues.

5
Always helpful and responsive to resolve any issues. Reviewed on: 24th April 2026

Fast and efficient friendly staff

5
Fast and efficient friendly staff Reviewed on: 24th April 2026

Would recommend

4
Easy to use, very clear information, very helpful. Would like to get my interest rate down a little eventually. Reviewed on: 24th April 2026

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