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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.72 (5644 reviews)

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4.72

Based on 5,644 reviews, last reviewed 1st Jul 2026

121% increase in 5 star reviews

in the past 90 days

114% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Always been so easy and simple from the first steps... Always been so easy and simple from the first steps of applying Reviewed on: 1st July 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5644)

It’s brilliant no issue with any thing

It’s brilliant no issue with any thing Reviewed on: 24th April 2026

Overall good, not much to complain about

Overall good, not much to complain about Reviewed on: 23rd April 2026

Good app

Easy to use app and easy to understand, although can be awkward when trying to pay larger amounts Reviewed on: 23rd April 2026

118 accepted my application .

118 accepted my application . They are very fair when dealing with a one to one customers needs and always keep you well informed of any changes in ample time too. Easy to apply on line and this is a wonderful Company to deal with. Reviewed on: 23rd April 2026

Great credit card.

Great credit card. It's so simple no hidden costs or fees. Customer services are really helpful and the communication is fantastic. Reviewed on: 23rd April 2026

118118 is top rate

I’ve been using this credit card for a while now, and overall it’s been a solid financial tool. The application process was straightforward, and I received a decision quickly, which made getting started easy. The mobile app experience is also user-friendly. It’s simple to track transactions, pay bills, and monitor spending. Notifications for purchases and due dates help avoid missed payments. Reviewed on: 23rd April 2026

Very efficient customer service providing promotions...

Very efficient customer service providing promotions online Reviewed on: 23rd April 2026

Surprised!!

No other company could offer me a credit card, I was surprised after I was offered a reasonable offer. Could be happier and has helped with my credit score too. Reviewed on: 23rd April 2026

Good experience easy payment and

Good experience easy payment and Reviewed on: 23rd April 2026

Great credit card great customer service highly reco...

Great credit card great customer service highly recommended. Reviewed on: 23rd April 2026

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