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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (3217 reviews)

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4.85

Based on 3,217 reviews, last reviewed 14th Apr 2026

189800% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Good customer service and app is very easy to use... Good customer service and app is very easy to use Reviewed on: 14th April 2026

Latest lowest rating:

1

I paid off over £2k on a loan and it only reduced th... I paid off over £2k on a loan and it only reduced the amount borrowed by £77. They are loan sharks Reviewed on: 13th April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (3217)

Simple, reliable and easy to manage

I’ve had a really positive experience with this credit card so far. The application process was straightforward and quick, and everything was clearly explained from the start. What I like most is how easy it is to manage the account. The app is simple to use, payments are smooth, and I always feel in control of my spending. I also appreciate the transparency with charges and statements, there are no hidden surprises. Customer service has been helpful whenever I’ve needed support, and overall the service feels reliable and well organised. It’s been a great option for day-to-day use, and I’d definitely recommend it to anyone looking for a simple and trustworthy credit card. Reviewed on: 11th April 2026

excelent communications and fair assesments

excelent communications and fair assesments Reviewed on: 11th April 2026

Never had a problem with 118-118 , I was scamed once...

Never had a problem with 118-118 , I was scamed once and they had it sorted within 48 hours Reviewed on: 11th April 2026

An excellent company with clear communication.

An excellent company with clear communication. A pleasant experience. Reviewed on: 11th April 2026

Never had a problem, so easy to use.

Never had a problem, so easy to use. Reviewed on: 11th April 2026

Grate card

I found it really easy to use also have it on my phone wallet which is even better Reviewed on: 11th April 2026

118 118 money card is very good service.

118 118 money card is very good service. Reviewed on: 11th April 2026

App really easy to use and easy to apply for and qui...

App really easy to use and easy to apply for and quick response Reviewed on: 11th April 2026

Always been very helpful and quick when needed help

Always been very helpful and quick when needed help Reviewed on: 11th April 2026

118 118 money credit card is one of the excellente c...

118 118 money credit card is one of the excellente credit card Reviewed on: 11th April 2026

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