Smart Money People Logo

118 118 Money: Credit card reviews

4.85
Based on 3,217 reviews, last reviewed 14th Apr 2026
189800% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good customer service and app is very easy to use... Good customer service and app is very easy to use Reviewed on: 14th April 2026
Yvejs's avatar
Yvejs

Latest lowest rating:

1

I paid off over £2k on a loan and it only reduced th... I paid off over £2k on a loan and it only reduced the amount borrowed by £77. They are loan sharks Reviewed on: 13th April 2026
Emma S's avatar
Emma S

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (3217)

Never had a problem using the card instore or online.

5
Never had a problem using the card instore or online. App is excellent for checking up on spending as well Reviewed on: 11th April 2026

Card delivered quickly, app very user friendly , bas...

5
Card delivered quickly, app very user friendly , basic and not filed with pointless features Reviewed on: 11th April 2026

Fast and efficient with great offers

5
Fast and efficient with great offers Reviewed on: 11th April 2026

Good card would recommend for anyone to get one

5
Good card would recommend for anyone to get one Reviewed on: 11th April 2026

Always there to help a hand and listen to anything I...

5
Always there to help a hand and listen to anything I have had an issue with Reviewed on: 11th April 2026

Easy to make the payment and confident to use my...

5
Easy to make the payment and confident to use my card Reviewed on: 11th April 2026

Good experience 118

5
Good experience 118 cards good. good card Reviewed on: 11th April 2026

Easy to use, great that you can add the card to your...

5
Easy to use, great that you can add the card to your apple wallet before receiving your card. Reviewed on: 11th April 2026

Clear easy to use app and more

5
Clear easy to use app makes managing my account effortless. Can't fault service so far. Reviewed on: 11th April 2026

Top notch

5
Very efficient and customer care is second to none. You can use the app to manage your account. Customer care is second to none. Reviewed on: 11th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products