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118 118 Money: Credit card reviews

4.72
Based on 5,644 reviews, last reviewed 1st Jul 2026
121% increase in 5 star reviews
in the past 90 days
114% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always been so easy and simple from the first steps... Always been so easy and simple from the first steps of applying Reviewed on: 1st July 2026
Maria C's avatar
Maria C

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5644)

Good choice

5
Good choice for people if there looking for an alternative. Reviewed on: 23rd April 2026

118118EXCELENTE .

5
Excellent service and fast connection to web service . using the mobile payments is 5 star service. 100% recommend . Reviewed on: 23rd April 2026

When I had a problem with my account, i...

5
When I had a problem with my account, they sorted it out very quickly , I would recommend them. Reviewed on: 23rd April 2026

All round good and as helped be out when needed...

5
All round good and as helped be out when needed Reviewed on: 23rd April 2026

Great service app is simple to use

5
Great service app is simple to use Reviewed on: 23rd April 2026

Excellent service, easy process and no issues.

5
Excellent service, easy process and no issues. Happily recommend Reviewed on: 23rd April 2026

Honest, Reliable, Great Communication

5
118 set a credit limit that is fair and affordable, the monthly charges are well presented and clearly understandable, very transparent, no hidden charges. When i have connected with the customer services it has been fast, effective and efficient. Reviewed on: 23rd April 2026

I use it when I need it and Ian glad to have extra s...

5
I use it when I need it and Ian glad to have extra support. Reviewed on: 23rd April 2026

Great help

5
118 118 is easy to access and has been a good help. It has helped me built my credit score Reviewed on: 23rd April 2026

Seamless Onboarding

5
My on boarding was seamless, I provided all relevant details and approvals were in minimum time. I hoped for a hight Credit limit, but I guess I got what was possible at the time. Reviewed on: 23rd April 2026

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