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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Honest, Reliable, Great Communication

118 set a credit limit that is fair and affordable, the monthly charges are well presented and clearly understandable, very transparent, no hidden charges. When i have connected with the customer services it has been fast, effective and efficient. Reviewed on: 23rd April 2026

I use it when I need it and Ian glad to have extra s...

I use it when I need it and Ian glad to have extra support. Reviewed on: 23rd April 2026

Great help

118 118 is easy to access and has been a good help. It has helped me built my credit score Reviewed on: 23rd April 2026

Seamless Onboarding

My on boarding was seamless, I provided all relevant details and approvals were in minimum time. I hoped for a hight Credit limit, but I guess I got what was possible at the time. Reviewed on: 23rd April 2026

Easy to apply credit card and manage everything thro...

Easy to apply credit card and manage everything through app. Reviewed on: 23rd April 2026

Good value, service,easy to use.

Good value, service,easy to use. Able to use antwhere and easy access Reviewed on: 23rd April 2026

Great ap and regular email updates

Great ap and regular email updates Reviewed on: 23rd April 2026

Good need to make the less apr.

Good need to make the less apr. Overall its good Reviewed on: 23rd April 2026

I’ve had to use customer service once to get a repla...

I’ve had to use customer service once to get a replacement std and it was really easy and straightforward. Reviewed on: 23rd April 2026

Very good company to deal with.

Very good company to deal with. Always honest and up front Reviewed on: 23rd April 2026

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