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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.72 (5644 reviews)

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4.72

Based on 5,644 reviews, last reviewed 1st Jul 2026

121% increase in 5 star reviews

in the past 90 days

114% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Always been so easy and simple from the first steps... Always been so easy and simple from the first steps of applying Reviewed on: 1st July 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5644)

Easy to apply credit card and manage everything thro...

Easy to apply credit card and manage everything through app. Reviewed on: 23rd April 2026

Good value, service,easy to use.

Good value, service,easy to use. Able to use antwhere and easy access Reviewed on: 23rd April 2026

Great ap and regular email updates

Great ap and regular email updates Reviewed on: 23rd April 2026

Good need to make the less apr.

Good need to make the less apr. Overall its good Reviewed on: 23rd April 2026

I’ve had to use customer service once to get a repla...

I’ve had to use customer service once to get a replacement std and it was really easy and straightforward. Reviewed on: 23rd April 2026

Very good company to deal with.

Very good company to deal with. Always honest and up front Reviewed on: 23rd April 2026

Easy and simple, no fuss and clear t&C's.

Easy and simple, no fuss and clear t&C's. Fast delivery of card and immediate access via the app. Reviewed on: 23rd April 2026

Highly recommend

Have never had any problems with my 118 credit card. Customer service always respond quick, frequent credit increases and reasonable interest. Overall have had a very positive experience with this company and highly recommend. Reviewed on: 23rd April 2026

Reliable

118 118 good service reliable gave credit card increase im happy Reviewed on: 23rd April 2026

Delighted with everything, couldn’t be happier

Delighted with everything, couldn’t be happier Reviewed on: 23rd April 2026

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