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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (3223 reviews)

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4.85

Based on 3,223 reviews, last reviewed 16th Apr 2026

190200% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Great Credit Card, All Good, Many Thanks 118 ! Great Credit Card, All Good, Many Thanks 118 !!! Reviewed on: 16th April 2026

Latest lowest rating:

1

Customer service was shocking was unable to change m... Customer service was shocking was unable to change my address Reviewed on: 15th April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (3223)

Life is easier with 118 in your pocket

Find using the 118 card for my needs and the little treats easy and the staff very friendly if I ever need there help Reviewed on: 11th April 2026

Perfect credit card

Perfect and affordable payments, very helpful if needed Reviewed on: 11th April 2026

Great service

Great service - easy to manage with queries. Reviewed on: 11th April 2026

Excellent

So far so good. Keep doing aw you're doing well. Reviewed on: 11th April 2026

Ive only been with 118 money for a short time but th...

Ive only been with 118 money for a short time but the set up was quick and painless and the app is clear and easy to use . The interest rates aren't the best but good for a credit building card as long as you clear the balance from month to month . I struggled to get a credit card as I lost my job during covid and had to apply for an iva and 118 money was the first to take a chance on me with having bad credit . Reviewed on: 11th April 2026

Very easy but high interest but they made you aware...

Very easy but high interest but they made you aware of this. Reviewed on: 11th April 2026

New 118M8 is excellent!

New 118M8 is excellent! I can review where I spent and how often. Helps me manage my daily spend. Reviewed on: 11th April 2026

A perfect credit card for all.

118 118 has been a perfect credit card for me. Reviewed on: 11th April 2026

Very good experience with 118 118 Money

Very good experience with 118 118 Money Reviewed on: 11th April 2026

Great app great customer service and great credit li...

Great app great customer service and great credit limit Reviewed on: 11th April 2026

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