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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.72 (5644 reviews)

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4.72

Based on 5,644 reviews, last reviewed 1st Jul 2026

121% increase in 5 star reviews

in the past 90 days

114% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Always been so easy and simple from the first steps... Always been so easy and simple from the first steps of applying Reviewed on: 1st July 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5644)

Very good, good experience for a great product.

Very good, good experience for a great product. Easy communication and clear t&cs Reviewed on: 23rd April 2026

It was straight forward process from the beginning.

It was straight forward process from the beginning. No hassle. No stress. Got an increase within the year. Reviewed on: 23rd April 2026

It’s been great easy to use app was easy to download...

It’s been great easy to use app was easy to download and use to Reviewed on: 23rd April 2026

Good service but interest rates are high and they ca...

Good service but interest rates are high and they catch you out with charges by producing statements very quickly after your payment is made. Reviewed on: 23rd April 2026

so easy to use Apple Pay is brilliant no need fo...

App so easy to use Apple Pay is brilliant no need for to take card out with you so less likely to lose it Reviewed on: 23rd April 2026

118 has great money options

Never experienced any issues with 118. Ease of use with the app, excellent customer service. Great money options to suit your needs. I have previously had a loan with 118 and now I have a credit card which comes in handy for some of those unexpected expenses. Reviewed on: 23rd April 2026

I have been with yourself many of years and find i h...

I have been with yourself many of years and find i have never had a priblem Reviewed on: 23rd April 2026

No issues easy app very good customer service brilliant

No issues easy app very good customer service Reviewed on: 23rd April 2026

Quick decision, fast delivery of card and the abilit...

Quick decision, fast delivery of card and the ability to use card before it arrives with Apple Pay Reviewed on: 23rd April 2026

Everything is easy and steamlined nothing but easy.

Everything is easy amd streamlined nothing but easy. Reviewed on: 23rd April 2026

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