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118 118 Money: Credit card reviews

4.72
Based on 5,644 reviews, last reviewed 1st Jul 2026
121% increase in 5 star reviews
in the past 90 days
114% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always been so easy and simple from the first steps... Always been so easy and simple from the first steps of applying Reviewed on: 1st July 2026
Maria C's avatar
Maria C

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5644)

This credit card is very helpful and i am always use...

5
This credit card is very helpful and i am always use this card. Reviewed on: 22nd April 2026

Fast and efficient no problems set up was very quick...

5
Fast and efficient no problems set up was very quick instant access to credit Reviewed on: 22nd April 2026

My process with 118 118 money has been very smooth,...

5
My process with 118 118 money has been very smooth, with a great option to add my pay options into my virtual wallet. I couldn’t recommend them more for someone looking to build a reliable company to build their credit score and life potential with! Reviewed on: 22nd April 2026

I got help when I needed it

5
The application was easy to complete. I accessed my card and account very quickly. Online banking and app are also accessible. I got help when I needed it through 118 118. Reviewed on: 22nd April 2026

Very good quality service also peace of minde everyt...

5
Very good quality service also peace of minde everything under the finger tip congratulations guys Reviewed on: 22nd April 2026

Very easy process and clarity upfront about fees and...

5
Very easy process and clarity upfront about fees and what to expect. Reviewed on: 22nd April 2026

Easy going

5
Quick and straight forward process for accepting me as a new customer! Reviewed on: 22nd April 2026

Very helpful and they keep offering me a loan which...

5
Very helpful and they keep offering me a loan which I don’t want right now Reviewed on: 22nd April 2026

Excellent service

5
Excellent service no issues fast effective customer support! Reviewed on: 22nd April 2026

I have always had great experience with the customer...

5
I have always had great experience with the customer service from the term Reviewed on: 22nd April 2026

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