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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.172811976050420168 (223 reviews)

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4.17

Based on 223 reviews, last reviewed 21st Jun 2026

160% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

62%

20%

11%

Latest highest rating:

5

Excellent Great interest rate easy to use Nationwide allways protect your purchase. Reviewed on: 21st June 2026

Latest lowest rating:

1

Arrogant man from the disputes team Arrogant man from the disputes team told me they couldn't look into my chargeback claim, gave a list of excuses culminating in my evidence not being g... Read more Reviewed on: 2nd March 2026

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Credit card reviews (223)

Excellent

Great interest rate easy to use Nationwide allways protect your purchase. Reviewed on: 21st June 2026

Excellent product.

Excellent product. Good interest rate and easy to navigate website. Easy to transfer money between accounts and keep track of what is owed and when to make payments. Option of paying interim payment of £25. Reviewed on: 19th June 2026

I like that it has fee free spending abroad, its eas...

I like that it has fee free spending abroad, its easy to use. Reviewed on: 12th June 2026

Good customer service.

Good customer service. However only one rate now for credit card 24.9%. Previously had a gold card for good members with more competitive rate. Reviewed on: 12th June 2026

Superb customer service

I have contacted Nationwide when I thought I had been scammed. It was easy to contact their fraud dept.. The customer service agents were knowledgeable and polite. They got me sorted out quickly with a refund and new card. Superb customer service. Reviewed on: 12th June 2026

Nationwide Credit Cards are easy to use and keep tra...

Nationwide Credit Cards are easy to use and keep track of. The app makes it very easy to pay off in full, or in any amounts, and the list of statements makes it easy to view past statements. I would recommend this. Reviewed on: 12th June 2026

Clear and easy to manage payments

Never had any issues and any time Ive tried to contact customer services theyve been helpful. Very clear how much interest would be applied if balance not paid in full for anyone who would need it. I often get offers for 0% balance transfers so that’s also an option if you needed it. Reviewed on: 11th June 2026

Easy application and the app is very user friendly.

Easy application and the app is very user friendly. I can manage my cats easily Reviewed on: 11th June 2026

Excellent Service

We've used them for years. Easy online service and friendly and helpful over the phone too. Reviewed on: 11th June 2026

Great all around financial organisation.

Great all around financial organisation. Good service and products, and great current account and credit card for international use, without fees and hassle. Reviewed on: 20th April 2026

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