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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.18 (202 reviews)

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4.18

Based on 202 reviews, last reviewed 22nd Jan 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

61%

21%

11%

Latest highest rating:

5

Excellent all-round service from Nationwide. Excellent all-round service from Nationwide. Reviewed on: 22nd January 2026

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Credit card reviews (202)

Excellent all-round service from Nationwide.

Excellent all-round service from Nationwide. Reviewed on: 22nd January 2026

Easy and very efficient service

Easy process, quick reply, very efficient service Reviewed on: 22nd January 2026

Great company, excellent customer service and always...

Great company, excellent customer service and always very reasonable. The definition of customer-focused Reviewed on: 22nd January 2026

For the customers!

I’ve always found them to be easy to contact and willing to advise and help with any issue. I like their app, smooth and intuitive. Reviewed on: 22nd January 2026

RAHAL saved the day

On the weekend 17/18/19/October I tried to apply for an online Nationwide credit card. But filled in the form unknowingly incorrectly and was refused the card first time ever. Tried the local branch 20/10/25 they gave me a telephone number that no longer existed. I tried for an hour to get through on another number. Rang the branch back they put me through (eventually) to a human a great guy named RAHAL who steered me through the whole process showed me where I went wrong and basically got me my Nationwide credit card So answering the review the electronic phone service was dire absolute pants until RAHAL the cavalry arrived and saved the day Reviewed on: 20th October 2025

Easy to use and understand, especially as a first cr...

Easy to use and understand, especially as a first credit card. I like how it is all able to be accessed online, and you can transfer money between accounts easily and see your balance. I would recommend. Reviewed on: 5th September 2025

Fast and easy service

Easy application process and a fast around service. Reviewed on: 15th July 2025

Easy to manage.

The Nationwide credit cards are extremely easy to manage. On the Nationwide app, you can view your statements (and past statements) all in one place. It's easy to pay off your balance; simply transfer from one account to the credit account. It's really simple and takes the stress out. Reviewed on: 13th June 2025

Low foreign currency charges

I use the Nationwide credit card for non GBP purchases when holidaying in the EU, always careful to avoid the trap of a card reader conversion to GBP, which is inevitably more expensive than Nationwide's rate. Reviewed on: 12th June 2025

Nationwide have consistently excellent customer serv...

Nationwide have consistently excellent customer service, the credit card gets good rates abroad and meets all my day to day needs Reviewed on: 12th June 2025

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