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Lloyds Bank: Everyday credit cards reviews

Name: Everyday credit cards
Rating: 4.09 (66 reviews)

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4.09

Based on 66 reviews, last reviewed 6th Apr 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

59%

11%

14%

Latest highest rating:

5

Lloyds Bank does everything right Lloyds Bank makes it easy to set up and modify overdraft options, features a sleek and easy to read layout, and allows you to see your scheduled\upcok... Read more Reviewed on: 6th April 2026

Latest lowest rating:

2

What's the point? I applied for a credit card to pay HMRC. After I was approved I was told I had to wait till I received an offer before I could transfer the money into... Read more Reviewed on: 10th February 2025

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About this product

Lloyds Bank Everyday credit cards are designed for day-to-day spending.

You can add up to three additional cardholders, and use the card freeze option in the app to control when and where your card can be used. In the app you can also view your card details or get a PIN reminder when you need one.

Lloyds Bank Everyday credit card reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds Bank before, you can also leave a review and share your experience.

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Lloyds Bank Everyday credit cards reviews (66)

Lloyds Bank does everything right

Lloyds Bank makes it easy to set up and modify overdraft options, features a sleek and easy to read layout, and allows you to see your scheduled\upcoking payments, as well as makes it clear where money is going to. Lloyds is also very good with spotting fraudulent charges and scam websites, and their payment verification process is secure yet simple. Reviewed on: 6th April 2026

excellent mobile app with intuitive options and clea...

excellent mobile app with intuitive options and clear menus Reviewed on: 26th March 2026

Excellent service with great reward / cashback schemes.

Excellent service with great reward / cashback schemes. Reviewed on: 25th March 2026

Lloyds ultra has been the best credit card so far.

Lloyds ultra has been the best credit card so far... Reviewed on: 20th February 2026

Lloyds Ultra Credit Card

Introduced last year and is an excellent product offering with an attractive 1% cash back for the first 12 months including transactions abroad with no currency exchange fees. The only niggle is the need for better communication from the bank with larger value transactions, which they view as suspicious, causing unnecessary delays with your purchase ; need a smarter way to allow you to verify such transactions before rejecting outright without compromising safety ! Reviewed on: 24th January 2026

Lloyds Everyday Credit Card

Lloyds Everyday Credit Card is a solid choice if you want something reliable for everyday spending, with helpful budgeting features and a bank that generally offers supportive customer service. It’s simple, practical, and easy to manage — exactly what an everyday card should be. Reviewed on: 22nd January 2026

Application for a Balance Transfer

Application for a Balance Transfer Reviewed on: 12th June 2025

Customer service slow and not always the best .

Customer service slow and not always the best . Getting put through a few departments before entering at the correct one. Reviewed on: 12th June 2025

I am using Lloyds Bank services for more than 8 year...

I am using Lloyds Bank services for more than 8 years and I find these services very professional and helpful. Reviewed on: 2nd April 2025

In Chichester the staff were first rate,friendly and...

In Chichester the staff were first rate,friendly and welcoming. Reviewed on: 12th March 2025

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