Amazing

Amazing everything delt with properly :)

Reviewed on 10th March 2021

Ash

Creation Finance Suck

I opened my Asda CC account a few years back. I was delighted with the £5000 credit limit and the cash back. I used my card sensibly and paid off my balance ... Read more

I opened my Asda CC account a few years back. I was delighted with the £5000 credit limit and the cash back. I used my card sensibly and paid off my balance monthly.

When Asda offered a balance transfer deal I decided to transfer the balance from another card £500. Imagine my surprise when this was declined. I asked them to explain as I had my whole £5000 credit available. They refused to give me a reason, stating operational confidentiality.

Well, I have now closed my account with them, citing operational confidentiality as the reason. I am now with Virgin and very happy.

Reviewed on 12th October 2020

Annmarie Alao

Nice incentives

Highly recommended n very much subtle. Good fair incentives

Reviewed on 2nd August 2020

Zoher Attarwala

No problem card

Really efficient. Happy to increase limit. Never any problems.

Reviewed on 27th April 2020

Julie Dodsworht

Products

Asda is good to shop grocery and other items such as make up the customer Service is very friendly I can say asda as my favourite place to shop

Reviewed on 26th August 2019

Tasha

Worth it!

Low interest, great customer service, fast delivery of card.

Reviewed on 9th June 2019

bevmichelle

Worth it!

Low interest to pay back, easy to apply for, card arrives asap & great customer help

Reviewed on 9th June 2019

bevmichelle

Cashback now hardly exists!

When I signed up for the Asda Money Card some years ago, the cashback was great... but within the last year or so, the rate has been reduced to 0.05%. I spend over £160 a week on average at Asda and over 52 weeks... that gets me roughly £90 cashback f... Read more

When I signed up for the Asda Money Card some years ago, the cashback was great... but within the last year or so, the rate has been reduced to 0.05%. I spend over £160 a week on average at Asda and over 52 weeks... that gets me roughly £90 cashback for Christmas! Nevertheless, it's still free money so I won't complain too much. I'd just like a few more perks with the card.

Reviewed on 24th April 2019

Saz990

Difficulty because house has 2 names

I was refused a credit card initially. On checking my credit report, I found I had applied in our actual address as 'cottage', they had the address as 'bungalow' so had rejected credit. All was sorted and we are now very pleased with this cashback... Read more

I was refused a credit card initially. On checking my credit report, I found I had applied in our actual address as 'cottage', they had the address as 'bungalow' so had rejected credit. All was sorted and we are now very pleased with this cashback credit card which we often use.

Reviewed on 19th April 2019

Valerie Seal

INCREDIBLE

I have issues with contactless cards...my two banks happily changed mine to non contactless....BUT Creation(for ASDA) tell me they ONLY issue contactless !,....??

Reviewed on 12th January 2019

CP

Avoid - very poor service

So difficult to communicate with anyone in the company if you have an issue. They have no people who work for the company who you can contact. It is only via emails and messages and you never get to resolve your issue.

Reviewed on 24th December 2018

nb

Credit limit dropped to £200 - no warning!

One minute my credit limit was £5000, then it was dropped to £200 withouit warning. Because I was not using the card enough. I have an excellent credit rating, so very disappointed they would not budge on this. £200 is useless frankly! It is the lack ... Read more

One minute my credit limit was £5000, then it was dropped to £200 withouit warning. Because I was not using the card enough. I have an excellent credit rating, so very disappointed they would not budge on this. £200 is useless frankly! It is the lack of warning I object to most !

Reviewed on 11th December 2018

Sal Drab

We knew it was too good to be true.

For a monthly £3 charge it gives 2% cashback at Asda and 0.2% elsewhere. when it first started a few years ago it was 2% at Asda and 1% elsewhere, which we knew couldn't last - and it didn't.However it is still up there with the best of the cashback ... Read more

For a monthly £3 charge it gives 2% cashback at Asda and 0.2% elsewhere. when it first started a few years ago it was 2% at Asda and 1% elsewhere, which we knew couldn't last - and it didn't.However it is still up there with the best of the cashback cards, especially for those who shop and buy petrol at Asda, which is cheap anyway.

Reviewed on 24th November 2018

Valerie Seal

Mr

Good place, good peaple, excelent policy.

Reviewed on 14th January 2018

Denis

An ok Store credit card

If you shop in Asda like we do then this card is good, we get 1% cashback inside the store and 0.5% if used anywhere else, The cashback is paid in the form of vouchers for instore which I build up to use at Christmas time. Ok for us as we always shop... Read more

If you shop in Asda like we do then this card is good, we get 1% cashback inside the store and 0.5% if used anywhere else, The cashback is paid in the form of vouchers for instore which I build up to use at Christmas time. Ok for us as we always shop in Asda

Reviewed on 6th November 2017

julie.feathers@googlemail.com

Asda cashback

an easy to operate credit card with the added benefit of cashback. I use the vouchers for Christmas therefore saving money at an expensive time

Reviewed on 27th July 2017

vicki reis

Used and ignored

My hubby had a credit card with Asda, always paid it off. But their particular scheme was ending so we let the card vlose. As he hardly used it. Well, the online only account moved to Santander, then out of the blue a bill arrived sanding a large sum.... Read more

My hubby had a credit card with Asda, always paid it off. But their particular scheme was ending so we let the card vlose. As he hardly used it. Well, the online only account moved to Santander, then out of the blue a bill arrived sanding a large sum. Couldn't get online to view statements anymore, call centre unhelpful and now this random balance amount has moved to a company called Newday who don't answer their phones quickly, when they do they pass you from pillar to post and still several years on we are trying to chase up what this mystery balance is for and how to close the account and get our money back they have taken which we do not owe! Fuming doesn't cut it! We've never had this before with a credit card, it's lovely they've been selling on a debt that shouldn't exist anyway and no one cares but we keep.payong a monthly amount to stop bailiffs being called to collect this none debt! AHH!

Reviewed on 15th July 2017

Francesca Frags Jones

Avoid, outsourced to Creation Finance

Applied for the Cashback Credit Plus Credit card, they sent wrong card out. No apologies, said I would have to re apply. Creation Finance who are used are not helpful. Abrupt. Not customer service orientated from my experience. Cancelled card as would... Read more

Applied for the Cashback Credit Plus Credit card, they sent wrong card out. No apologies, said I would have to re apply. Creation Finance who are used are not helpful. Abrupt. Not customer service orientated from my experience. Cancelled card as would not be happy dealing with the call centre from the 2 poor experiences I have had.

Reviewed on 10th July 2017

Christian

Would not choose again

I never liked this card. I thought I would get it as my local supermarket became an ASDA store when I moved house, but I was being charged interest every month when I should have been on a 0% offer, and the staff online and over the phone weren't very... Read more

I never liked this card. I thought I would get it as my local supermarket became an ASDA store when I moved house, but I was being charged interest every month when I should have been on a 0% offer, and the staff online and over the phone weren't very helpful with my issue. Would not recommend

Reviewed on 5th July 2017

Terri Ellis

Reported to the FCA

Ignorant and dishonest. I was obliged to make a formal complaint to the Financial Conduct Authority.

Reviewed on 29th June 2017

Ruth Smith