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Lloyds Bank: Everyday credit cards reviews

4.06
Based on 65 reviews, last reviewed 26th Mar 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
11%
See only 3 star reviews
11%
See only 2 star reviews
5%
See only 1 star reviews
14%

Latest highest rating:

5

excellent mobile app with intuitive options and clea... excellent mobile app with intuitive options and clear menus Reviewed on: 26th March 2026
Andrew C's avatar
Andrew C

Latest lowest rating:

2

What's the point? I applied for a credit card to pay HMRC. After I was approved I was told I had to wait till I received an offer before I could transfer the money into... Read more Reviewed on: 10th February 2025
Lesley J's avatar
Lesley J

About this product

Lloyds Bank Everyday credit cards are designed for day-to-day spending.

You can add up to three additional cardholders, and use the card freeze option in the app to control when and where your card can be used. In the app you can also view your card details or get a PIN reminder when you need one.

Lloyds Bank Everyday credit card reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds Bank before, you can also leave a review and share your experience.

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Lloyds Bank Everyday credit cards reviews (65)

An Amiable defenced bank

5
So easy to use when looking at my account, transfering money, contacting the company etc. I wanted to put cash in, went into the bank itself and they asked necessary questions and in less than 15 minutes my money was in my account. Reviewed on: 10th March 2023

great credit card

5
Wonderful customer service, easy to use app Reviewed on: 12th February 2023

credit card review

5
very easy to use, efficient, no problems Reviewed on: 1st February 2023

Fair service

5
Lloyds helps me with with all my financial commitments Reviewed on: 8th August 2022

Not worth the effort

1
Applied, no option to add my wife as an authorised user and assigned a £1,100 credit limit when my avg. monthly credit card spend is £3k (reference agencies will show I have always been a credit card full payer with exemplary credit record and highly stable profile). Then had to wait for activation code in post but didn't work. After spending over 60 mins on phone with 4 agents, including fraud (OK, that's re-assuring) they had to order me another activation code through the post. So, just set myself up with on-line account which triggered several automated emails telling me things like my mobile / home phone numbers had been updated (they were the same numbers I used when applying). I finally got to a screen telling me to phone or go into branch to update my phone numbers. Nah! for a measly £1,100 credit limit I've finally run out of energy and enthusiasm for dealing with Lloyds Bank. Reviewed on: 12th March 2022

Good service

5
Very good service and excellent customer Reviewed on: 17th March 2021

Recommend

5
Easy to use. Payment quickly. Balance transfer is quick aswell Reviewed on: 17th February 2021

Good bank

3
Good customer service and good products Reviewed on: 10th May 2020

Excellent

5
Very easy & Friendly services. Excellent Reviewed on: 6th February 2020

FAB

5
EXCELLENT SERVICE NOTHING TO MUCH TROUBLE Reviewed on: 5th February 2020

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