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Lloyds Bank: Everyday credit cards reviews

Name: Everyday credit cards
Rating: 4.06 (68 reviews)

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4.06

Based on 68 reviews, last reviewed 11th Jun 2026

300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

60%

10%

15%

Latest highest rating:

5

The ultra credit card is giving me 1% back on all my... The ultra credit card is giving me 1% back on all my spending for the first year. It will be a nice lump sum to pay off the debt next year. The card a... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Lloyds credit card is unusable I am fortunate in that I have never been out of work or had any financial problems, and have an excellent credit history. That is not good enough for ... Read more Reviewed on: 13th April 2026

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About this product

Lloyds Bank Everyday credit cards are designed for day-to-day spending.

You can add up to three additional cardholders, and use the card freeze option in the app to control when and where your card can be used. In the app you can also view your card details or get a PIN reminder when you need one.

Lloyds Bank Everyday credit card reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds Bank before, you can also leave a review and share your experience.

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Lloyds Bank Everyday credit cards reviews (68)

good credit card

I wanted a credit card so that i could buy a new card. i have a current account with lloyds so tried them. it's good it has a fair interest rate. I would recommend this one to my friends. Reviewed on: 17th May 2016

GOOD

Applied for this online and it was straightforward. Credit card arrived within a week and I was offered a good credit limit. the interest rate is also pretty good. N o problems so far and I dont expect to have any Reviewed on: 28th March 2016

good rewards

great bank with great products friendly staff and always try to be helpful Reviewed on: 12th February 2016

very nice

good customer service i really like it Reviewed on: 12th February 2016

reasonable

I think contact is quite good. recently l was charged ten pounds for going overdrawn but a nice assistant said i would be paid back because l was so upset it was taken because my wages were late. Reviewed on: 26th January 2016

It was okay at the satrt but too much hassle

Thier customer service is terrible, at the branch the wokers have horrible attuide and do not provide an good action plan for your problem. The online application process is an joke. THey ask too mnay questions based on personal life. Reviewed on: 25th January 2016

Expensive

The Advance credit card is easy to apply for especially if you have a Lloyds Current account. Lloyds are quick to up credit limits but if you struggle one month, the charges soon add up and the card is expensive. I wouldn't recommend this card to anyone as there are cards with better APR and incentives to use than this one. Reviewed on: 18th January 2016

Very reliable bank

I have been with lloyds since I was 17 and always recieved amazing service and always with a smile, even on the phone they are lovely. Would highly reccomend Reviewed on: 24th December 2015

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