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Lloyds Bank: Everyday credit cards reviews

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3.98
Based on 62 reviews, last reviewed 24th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
10%
See only 3 star reviews
11%
See only 2 star reviews
5%
See only 1 star reviews
15%

Latest highest rating:

4

Lloyds Ultra Credit Card Introduced last year and is an excellent product offering with an attractive 1% cash back for the first 12 months including transactions abroad with n... Read more Reviewed on: 24th January 2026
andyoneill_home@hotmail.com's avatar
[email protected]

Latest lowest rating:

2

What's the point? I applied for a credit card to pay HMRC. After I was approved I was told I had to wait till I received an offer before I could transfer the money into... Read more Reviewed on: 10th February 2025
Lesley J's avatar
Lesley J
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About this product

Lloyds Bank Everyday credit cards are designed for day-to-day spending.

You can add up to three additional cardholders, and use the card freeze option in the app to control when and where your card can be used. In the app you can also view your card details or get a PIN reminder when you need one.

Lloyds Bank Everyday credit card reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds Bank before, you can also leave a review and share your experience.

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Lloyds Bank Everyday credit cards reviews (62)

Expensive

3
The Advance credit card is easy to apply for especially if you have a Lloyds Current account. Lloyds are quick to up credit limits but if you struggle one month, the charges soon add up and the card is expensive. I wouldn't recommend this card to anyone as there are cards with better APR and incentives to use than this one. Reviewed on: 18th January 2016
Hayley Elvin's avatar
Hayley Elvin

Very reliable bank

5
I have been with lloyds since I was 17 and always recieved amazing service and always with a smile, even on the phone they are lovely. Would highly reccomend Reviewed on: 24th December 2015
Fran Drewett's avatar
Fran Drewett

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