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Creation: Everyday Credit Card reviews

Name: Everyday Credit Card
Rating: 3.11 (19 reviews)

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2.95

Based on 19 reviews, last reviewed 7th Jul 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

53%

4 star

3 star

2 star

47%

Latest highest rating:

5

Very excellent company, application process is very... Very excellent company, application process is very easy to use and straight forward, I will definitely use again. Hopefully it is always this straigh... Read more Reviewed on: 7th July 2025

Latest lowest rating:

1

Loyality does not pay After being a loyal customer over many many years they have given notice to terminate my credit card citing "business strategy" as assessed by the Ris... Read more Reviewed on: 4th December 2024

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About this product

Creation Everyday Credit Card reviews can help you to find out about the pros and cons of the Everyday Credit Card credit card. What kind of features do Creation customers like? Find out more about the Creation Everyday Credit Card by reading our trusted Smart Money People reviews. You can also write your own Creation Everyday Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Creation Everyday Credit Card reviews (19)

Very excellent company, application process is very...

Very excellent company, application process is very easy to use and straight forward, I will definitely use again. Hopefully it is always this straight forward Reviewed on: 7th July 2025

Loyality does not pay

After being a loyal customer over many many years they have given notice to terminate my credit card citing "business strategy" as assessed by the Risk & Marketing team. They refuse to give a specific reason and I must conclude it is because I always settle in full every month thereby avoiding any interest charges. Happy to have extortionate interest charges although not happy when customers avoid them. Reviewed on: 4th December 2024

DO NOT USE THIS COMPANY

Following the death of my father, Creation have strived to add more pain and misery to the process of managing his affairs. Upon his death, they passed the 'debt' to a firm of solicitors and closed the account. Despite the account being closed they continued to accept refunds for services used by by father. On trying to obtain these monies back they first denied having the refunds and then said they'd passed them to the solicitors - who deny receipt. Now I'm stuck between Creation and the solicitors, both denying having the money. Three hours of my life wasted so far - and no further on. Reviewed on: 23rd July 2024

Easy to use , no issues and great customer service

Easy to use , no issues and great customer service Reviewed on: 3rd June 2024

Cashback reward

I like to use their credit card, limited is high, i got a lot cashback in the past year before but recently the cashback program has changed. Not getting cashback anymore. Please bring this back. Reviewed on: 27th March 2024

Out dated tech and staff that don't care

My e sign didn't work and the only way you can re sign once this happens is to receive the agreement by post? Which takes 5 working days... How can you not send documents by email now? Not only do you get no apology for their link not working and wasting your time the Staff have an I don't care attitude and now my item that was supposed to be here for Christmas won't be due to the old outdated procedures this company has. Will not use again....avoid! AVOID Reviewed on: 23rd November 2023

I'm very proud to be zopa customer

Very comfortable with zopa there are very professional and dealing with my query very quickly and professionaly Reviewed on: 11th April 2023

SHOCKINGLY BAD

They make incorrect charges on your account and you can't get hold of them!! you've been warned Reviewed on: 26th October 2022

Work well when no problems

No issues with Creation when using the card and the app has a lot of good features, however whenever there are problems trying to actually get them to answer emails or even pick up the phone is a nightmare. Unless they sort customer service then I would avoid. Reviewed on: 11th January 2022

the worst company ever!

do not trust this company! the worst experience ever! Reviewed on: 13th June 2020

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