Write a review

Creation: Everyday Credit Card reviews

Name: Everyday Credit Card
Rating: 3 (18 reviews)

View other Creation products

2.48

Based on 18 reviews, last reviewed 4th Dec 2024

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

50%

4 star

3 star

2 star

50%

Latest highest rating:

5

Easy to use , no issues and great customer service Easy to use , no issues and great customer service Reviewed on: 3rd June 2024

Latest lowest rating:

1

Loyality does not pay After being a loyal customer over many many years they have given notice to terminate my credit card citing "business strategy" as assessed by the Ris... Read more Reviewed on: 4th December 2024

Read all reviews Write a review

About this product

Creation Everyday Credit Card reviews can help you to find out about the pros and cons of the Everyday Credit Card credit card. What kind of features do Creation customers like? Find out more about the Creation Everyday Credit Card by reading our trusted Smart Money People reviews. You can also write your own Creation Everyday Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make f...

Review Creation: Everyday Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Creation Everyday Credit Card reviews (18)

Loyality does not pay

After being a loyal customer over many many years they have given notice to terminate my credit card citing "business strategy" as assessed by the Risk & Marketing team. They refuse to give a specific reason and I must conclude it is because I always settle in full every month thereby avoiding any interest charges. Happy to have extortionate interest charges although not happy when customers avoid them. Reviewed on: 4th December 2024

DO NOT USE THIS COMPANY

Following the death of my father, Creation have strived to add more pain and misery to the process of managing his affairs. Upon his death, they passed the 'debt' to a firm of solicitors and closed the account. Despite the account being closed they continued to accept refunds for services used by by father. On trying to obtain these monies back they first denied having the refunds and then said they'd passed them to the solicitors - who deny receipt. Now I'm stuck between Cr... Reviewed on: 23rd July 2024

Easy to use , no issues and great customer service

Easy to use , no issues and great customer service Reviewed on: 3rd June 2024

Cashback reward

I like to use their credit card, limited is high, i got a lot cashback in the past year before but recently the cashback program has changed. Not getting cashback anymore. Please bring this back. Reviewed on: 27th March 2024

Out dated tech and staff that don't care

My e sign didn't work and the only way you can re sign once this happens is to receive the agreement by post? Which takes 5 working days... How can you not send documents by email now? Not only do you get no apology for their link not working and wasting your time the Staff have an I don't care attitude and now my item that was supposed to be here for Christmas won't be due to the old outdated procedures this company has. Will not use again....avoid! AVOID Reviewed on: 23rd November 2023

I'm very proud to be zopa customer

Very comfortable with zopa there are very professional and dealing with my query very quickly and professionaly Reviewed on: 11th April 2023

SHOCKINGLY BAD

They make incorrect charges on your account and you can't get hold of them!! you've been warned Reviewed on: 26th October 2022

Work well when no problems

No issues with Creation when using the card and the app has a lot of good features, however whenever there are problems trying to actually get them to answer emails or even pick up the phone is a nightmare. Unless they sort customer service then I would avoid. Reviewed on: 11th January 2022

the worst company ever!

do not trust this company! the worst experience ever! Reviewed on: 13th June 2020

Dreadful and ruthless customer service

Shocking customer service and ruthless in collecting late payments. Beware that they operate the old 3 day (at least) clearing system for payments. No fast payments here! Do not touch them with a barge pole unless you have to. I have (had) a IHG credit card which is provided by Creation. the only reason I took out the card was to collect IHG points. I pay my card off in full every month but last month I was charged £14 late payment. My payment left my bank on the 12th and arrive... Reviewed on: 8th May 2019

Do you have a different Creation product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Credit builder card
from thimbl. 4.89 from 18 reviews
Credit Card
from MBNA 2.80 from 187 reviews
Purchase Credit Card
from Bank of Scotland 4.42 from 9 reviews

There's still more to see!

Creation has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub