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Creation: Everyday Credit Card reviews

Name: Everyday Credit Card
Rating: 3.99 (22 reviews)

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3.99

Based on 22 reviews, last reviewed 8th Jul 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

4 star

3 star

2 star

45%

Latest highest rating:

5

Reliable, Straightforward and Easy to Manage I’ve been very pleased with my experience using the Creation Everyday Credit Card. The application process was simple, the account is easy to manage, ... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Termination for no reason After being a loyal customer over many many years they have given notice to terminate my credit card citing "business strategy" as assessed by the Ris... Read more Reviewed on: 7th November 2025

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About this product

Creation Everyday Credit Card reviews can help you to find out about the pros and cons of the Everyday Credit Card credit card. What kind of features do Creation customers like? Find out more about the Creation Everyday Credit Card by reading our trusted Smart Money People reviews. You can also write your own Creation Everyday Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Creation Everyday Credit Card reviews (22)

Reliable, Straightforward and Easy to Manage

I’ve been very pleased with my experience using the Creation Everyday Credit Card. The application process was simple, the account is easy to manage, and statements are clear and straightforward. It’s a reliable card for everyday spending, and I appreciate how easy it is to keep track of payments and balances. Customer service has been helpful when needed, and the overall experience has been smooth and hassle-free. I would happily recommend the Creation Everyday Credit Card to anyone looking for a practical and dependable credit card. Reviewed on: 8th July 2026

Very Happy with My Purchase samsung S25 plus phone

I bought the Samsung Galaxy S25+ on a 36-month interest-free finance agreement with Creation, paying £25 per month. So far, I am very happy with my purchase. The phone feels premium, runs very smoothly, and the battery life easily lasts me through the day. The display is bright and sharp, making videos, photos, and everyday use enjoyable. The camera takes excellent photos, and the overall performance is fast with no lag. Paying £25 per month interest-free makes it affordable and good value for money. The monthly payments are manageable, and I like knowing there are no extra interest charges. Overall, I would highly recommend the Samsung Galaxy S25+ to anyone looking for a high-quality smartphone with great performance, excellent battery life, and a fantastic screen. I am very satisfied with my purchase and would happily buy it again. Reviewed on: 17th June 2026

Termination for no reason

After being a loyal customer over many many years they have given notice to terminate my credit card citing "business strategy" as assessed by the Risk & Marketing team. They refuse to give a specific reason and I must conclude it is because I always settle in full every month thereby avoiding any interest charges. Happy to have extortionate interest charges although not happy when customers avoid them. Reviewed on: 7th November 2025

Very excellent company, application process is very...

Very excellent company, application process is very easy to use and straight forward, I will definitely use again. Hopefully it is always this straight forward Reviewed on: 7th July 2025

Loyality does not pay

DO NOT USE THIS COMPANY

Following the death of my father, Creation have strived to add more pain and misery to the process of managing his affairs. Upon his death, they passed the 'debt' to a firm of solicitors and closed the account. Despite the account being closed they continued to accept refunds for services used by by father. On trying to obtain these monies back they first denied having the refunds and then said they'd passed them to the solicitors - who deny receipt. Now I'm stuck between Creation and the solicitors, both denying having the money. Three hours of my life wasted so far - and no further on. Reviewed on: 23rd July 2024

Easy to use , no issues and great customer service

Easy to use , no issues and great customer service Reviewed on: 3rd June 2024

Cashback reward

I like to use their credit card, limited is high, i got a lot cashback in the past year before but recently the cashback program has changed. Not getting cashback anymore. Please bring this back. Reviewed on: 27th March 2024

Out dated tech and staff that don't care

My e sign didn't work and the only way you can re sign once this happens is to receive the agreement by post? Which takes 5 working days... How can you not send documents by email now? Not only do you get no apology for their link not working and wasting your time the Staff have an I don't care attitude and now my item that was supposed to be here for Christmas won't be due to the old outdated procedures this company has. Will not use again....avoid! AVOID Reviewed on: 23rd November 2023

I'm very proud to be zopa customer

Very comfortable with zopa there are very professional and dealing with my query very quickly and professionaly Reviewed on: 11th April 2023

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