Needed new carpets for the house. Thanks to Creation we had 0% finance over 12 months which meant we could afford to get the job done without running up unaffordable debt.

Easy and quick application process that was simple to understand. Gave different payback options to suit your circumstances and budget.

Excellent credit facilities and reminders to pay. Website very user-friendly and numerous methods of payment with timeframes. Beneficial options to repay loan and at payee's... Excellent credit facilities and reminders to pay. Website very user-friendly and numerous methods of payment with timeframes. Beneficial options to repay loan and at payee's choice. Good customer service also if needed.! Read more Read less

I like to use their credit card, limited is high, i got a lot cashback in the past year before but recently the cashback program... I like to use their credit card, limited is high, i got a lot cashback in the past year before but recently the cashback program has changed. Not getting cashback anymore. Please bring this back. Read more Read less

My credit score is at status "fair" even though my repayment history on all of my loans is perfect and has been for many years.... My credit score is at status "fair" even though my repayment history on all of my loans is perfect and has been for many years. This was known to Creation when I was misled into applying for a small personal loan, which they have since refused. Now I have another full credit search against my name, making my credit score even lower. Companies that do this should be seriously penalised by law. Now my day (and weekend) are completely ruined. Do not apply to this company if your credit score is anything less than excellent! Read more Read less

Terrible company do not use. Trying to force us to sell our family home though the court even though we are making a payment each... Terrible company do not use. Trying to force us to sell our family home though the court even though we are making a payment each month but less than agreed as we are having financial issues. Read more Read less

Really happy with their service thank you

My e sign didn't work and the only way you can re sign once this happens is to receive the agreement by post? Which takes... My e sign didn't work and the only way you can re sign once this happens is to receive the agreement by post? Which takes 5 working days... How can you not send documents by email now? Not only do you get no apology for their link not working and wasting your time the Staff have an I don't care attitude and now my item that was supposed to be here for Christmas won't be due to the old outdated procedures this company has. Will not use again....avoid! AVOID Read more Read less

Sadly there are no negative stars you could give. The worst company I have dealt with in my entire life. After signing the contract they... Sadly there are no negative stars you could give. The worst company I have dealt with in my entire life. After signing the contract they have change the terms of the contract and bullied to pay more money. Avoid!!! Please do not make this mistake. Any reviews with 5 stars should be taken with the pinch of salt. You could never understand what cowboys they are until you deal with them. They lie to your face, send threatening letters, but do not answer to the letters that are sent as an evidence to show their lies and cons. Read more Read less