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Vanquis : Credit Card reviews

Name: Credit Card
Rating: 4.51 (533 reviews)

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4.29

Based on 533 reviews, last reviewed 13th Jun 2025

4100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

78%

10%

Latest highest rating:

5

Safe hands. I actually don't like recommending people credit cards as they can end up with debt they may not be able to handle, but with this company I think peop... Read more Reviewed on: 13th June 2025

Latest lowest rating:

2

I got a credit card to improve my credit score. I got a credit card to improve my credit score. Then Covid hit, which unfortunately meant I maxed out my card as this was my only access to money. I’m... Read more Reviewed on: 23rd May 2025

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About this product

Vanquis Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Vanquis customers like? Find out more about the Vanquis Credit Card by reading our trusted Smart Money People reviews. You can also write your own Vanquis Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Vanquis Credit Card reviews (533)

Safe hands.

I actually don't like recommending people credit cards as they can end up with debt they may not be able to handle, but with this company I think people are in safe hands. Reviewed on: 13th June 2025

Easy to use app

Their easy-to-use app and text reminders for regular payments help me stay on top of my credit. Reviewed on: 12th June 2025

I have had absolutely no problems with vanquish at all.

I have had absolutely no problems with vanquish at all. They have always kept me updated with any changes that have happened. Reviewed on: 12th June 2025

Vanquis is a great credit card to build credit and i...

Vanquis is a great credit card to build credit and improve your credit score. Reviewed on: 12th June 2025

Easy to set up, great features and customer service

Easy to set up, great features and customer service Reviewed on: 27th May 2025

I got a credit card to improve my credit score.

I got a credit card to improve my credit score. Then Covid hit, which unfortunately meant I maxed out my card as this was my only access to money. I’m still paying it off, the interest was insane for the amount I borrowed and there was no break. Then Covid hit customer service was a nightmare, I feel like they hire sales people rather than customer service. Reviewed on: 23rd May 2025

Do not value my custom - closing my account

I obtained a credit card from Vanquis nearly 4 years ago with a £600 credit limit, despite making payments back every month and paying much more than minimum payment, using the card regularly, I have never received anything more from them. I even called them and asked why they have never offered me a credit increase, they could see I never missed a payment, they still said they are not going to offer me anything more than the £600. This does not make sense to me as I have a good credit history, payments never missed and other lenders offer increases, so why not Vanquis, I felt like my custom to them doesn’t mean very much and I have decided to close my account with them. I do not feel valued by them, Reviewed on: 22nd April 2025

Direct debit was not taken and I was charged £12

After setting Direct debit and confirming it form Vanquis bank Direct debit was not taken and I was charged £12 for late payment. Great job. Absolut scam! Reviewed on: 20th April 2025

Very secure app and online experience Hot when frau...

Very secure app and online experience Hot when fraud is suspected. Reviewed on: 19th April 2025

Excellent card

Excellent card easy to use reasonable rates Reviewed on: 19th April 2025

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