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Vanquis : Credit card reviews

View other Vanquis products
4.24
Based on 566 reviews, last reviewed 19th May 2026
900% increase in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
77%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
7%

Latest highest rating:

5

Credit good Nice tranjeksan very fast good credit card Reviewed on: 19th May 2026
Ashok P's avatar
Ashok P

Latest lowest rating:

2

Good for improving your rating but poor service I always pay off my credit on time and reliably. At points, I have had to depend on my card to get through certain periods. The issue I have had with ... Read more Reviewed on: 16th April 2026
Jide Awodigede's avatar
Jide Awodigede
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About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit card reviews (566)

Helpful and very good customer service

5
Helpful and very good customer service Reviewed on: 9th July 2025
Jason b's avatar
Jason b

No problems.

4
No problems. But I have never needed to contact customer services , app is easy to use. Reviewed on: 9th July 2025
Mrs G 's avatar
Mrs G

In one word excellent.

5
In one word excellent. I have been a Vanquis customer now for almost four years , the application was easy and got a decision immediately , they regularly check your account and how you are using it ( payments and staying within your limit) and as long as you do they will regularly offer you credit limit increases, it also helps build a better and stronger credit score, just like any credit card in this world as long as you use it responsibly it is a real helpful tool, thank you Vanquis Reviewed on: 9th July 2025
John's avatar
John

Not a good start.

1
Not a good start. Signed up to a credit card and started making transfers and the % of minimum payments was 5x the amount I signed on my agreement. When I question with staff they were clueless and one amazing response was “well if your balance goes up then your minimum payments go up”. To any person with half a brain cell this is obvious but not from 1% to 5%… silence from the staff. They raised a complaint and then told me AFTER they raised it, it can take up to 59 days. Called back the next day to try and talk to someone else but because a complaint was raised no one could do anything. To this day… not resolved. Not heard back. Terrible. Reviewed on: 9th July 2025
Mark r's avatar
Mark r

User friendly.

4
The credit card came on time, it was easy and straightforward to set up. Reviewed on: 9th July 2025
Femi's avatar
Femi

1st class service good communication just what I nee...

5
1st class service good communication just what I needed Reviewed on: 9th July 2025
simon b's avatar
simon b

Easy app management

5
Easy app management, good customer service Reviewed on: 9th July 2025
Tom N's avatar
Tom N

Good for unexpected things and bills or for emergencys

5
Good for unexpected things and bills or for emergencys Reviewed on: 9th July 2025
Dan's avatar
Dan

Best customer service fraud deterrent.

4
Best customer service provider I've had previlage to use,. very helpful and are on top of their game. Especially with regards to credit card fraud. Reviewed on: 9th July 2025
E Samm's avatar
E Samm

It helps me to build more credit file and help me in...

4
It helps me to build more credit file and help me in emergencies like when my mum passed away last year and I need extra help.. Reviewed on: 9th July 2025
Aries's avatar
Aries

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