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Vanquis : Credit card reviews

Name: Credit card
Rating: 4.40 (598 reviews)

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4.40

Based on 598 reviews, last reviewed 17th Jun 2026

4100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

78%

10%

Latest highest rating:

5

I paid into a wrong account and They resolved it qui... I paid into a wrong account and They resolved it quickly even though the sending account was reluctant to support. Reviewed on: 17th June 2026

Latest lowest rating:

2

Good for improving your rating but poor service I always pay off my credit on time and reliably. At points, I have had to depend on my card to get through certain periods. The issue I have had with ... Read more Reviewed on: 16th April 2026

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About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit card reviews (598)

excellent card

Vanquis approached me by post offering a card with competable interest. Initially vanquis claimed they would consider a credit limit increase after 4 months however 3 months in they changed their policy to 5 months with no exception to existing customers. Online banking is useful however paying off the credit card takes 3 working days which can be imconvenient when i send money over which i need to access soon after. Reviewed on: 8th August 2017

Good all round service

Fast approval and great app for smart phone makes it really easy to manage your account Reviewed on: 29th June 2017

High interest

Easy to get , but the extremely high interest is shocking . And they target people who don't really have other options for credit cards . Customer service is awful Reviewed on: 29th June 2017

Helping hand

This is a great card to get your credit rating to a better level Reviewed on: 29th June 2017

Here to help.

I applied for a credit card with vanquis because I had heard that they are a company which gives people will next to no credit score the chance to build a credit profile with their credit card. This was fantastic for me and after applying online, I had my card in no time. However, I really started to get on board with vanquis when I learned of their repayment option plan which really made me realise that this was a company for its people. I am opted in for the repayment option plan and have (unfortunately) had the chance to use the amazing benefits such as an account freeze for up to 2 years due to unemployment. The customer service is very efficient and friendly and the process as a whole is very fair. Reviewed on: 29th June 2017

A Good Place To Start After Bad Credit

If you're struggling to get a credit card to start building your credit rating then a Vanquis card is a good place to start. The interest rate is a little high but if you make sure you clear it every month then this is no problem. The biggest letdown for me were the regular sales calls trying to get you to upgrade with extra packages. These eventually tailed off after about a year after repeatedly saying no to them Reviewed on: 29th June 2017

Vanquis are an excellent overall compsny

I find vanquis fantastic and easy to deal with. They have excellent customer services on hand to help with any issues you may havd Reviewed on: 27th June 2017

Good company, terrible app

They are a great company, great pay back amount, but their app doesn't make sense when it comes to paying the amount needed each month. Either more money is taken by them at a much later date than it says, or less is taken, but it's extremely rarely the amount it states or the date. It just gets very confusing trying to sort out payments Reviewed on: 23rd June 2017

Fantastic

When I went through a tricky time and needed some help with making my monthly payments they were great and set me up on a payment plan so I could get it under control. Such a relief. Reviewed on: 22nd June 2017

Great company

Great first time credit card to build credit file, easy customer service Reviewed on: 22nd June 2017

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