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Vanquis : Credit card reviews

Name: Credit card
Rating: 4.23 (561 reviews)

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4.23

Based on 561 reviews, last reviewed 17th Apr 2026

400% increase in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

77%

11%

Latest highest rating:

4

Easy to use app The Vanquis app is easy to use and you can set up reminders for payments, direct debits etc. Reviewed on: 17th April 2026

Latest lowest rating:

2

Good for improving your rating but poor service I always pay off my credit on time and reliably. At points, I have had to depend on my card to get through certain periods. The issue I have had with ... Read more Reviewed on: 16th April 2026

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About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit card reviews (561)

Over priced credit -,Poor App

Took to try and rebuild Credit Score. IOS App doesn't work. Website infuriatingly refreshes when you are trying to login. Kept trying to take full balance from direct debit, and only communication is by phone. Reviewed on: 2nd May 2017

Brilliant

They are so easy to deal with - quick acceptance, the card is easy to manage and when I did have an issue they understood and helped me solve it there and then. Reviewed on: 1st May 2017

Okay as a last resort

The company lend to people with a less than average credit rating, I would only (and have ) use them if I couldn't find a better interest rate. They are fine as long as you keep up your payments but I did find them aggressive in some of their dealings. Reviewed on: 30th April 2017

Vanquis

I couldn't get a card but then vanquis came along and gave me a chance been with them for 2 years now Reviewed on: 7th April 2017

good credit builder

geat card to get your credit rating back up good online serivces and phoneeline if neeeded Reviewed on: 4th April 2017

Very high interest rates

I picked this card a while back (I no longer have it) to help rebuild my credit. As a student the urge to use it to spend was very high. As I kept up with my payments they increased my limit and I used it. They don't allow you to make extra payments it's minimum or all of the balance needless to say I had to Take a loan to pay it off, as over three years I'd literally paid enough in to pay the Balance off however it all went on interest and the balance never came down. Be very cautious Reviewed on: 15th January 2017

Great customer service

You speak to or can request to, the same person when phoning. Reviewed on: 12th January 2017

Worked for my credit

The card has been great for improving my credit rating Reviewed on: 16th December 2016

Building credit

If you use Vanquis, great way to build up your credit rating, just pay it in full every month, don't do minimum. Reviewed on: 15th December 2016

It's OK

The Vanquis is ok - i'm just using it to try to build up my credit Reviewed on: 8th December 2016

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