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Vanquis : Credit card reviews

Name: Credit card
Rating: 4.24 (554 reviews)

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4.24

Based on 554 reviews, last reviewed 22nd Feb 2026

100% decrease in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

77%

11%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025

Latest lowest rating:

1

Avoid avoid avoid at all costs Had a refund from an outside company paid back onto my Vanquis credit card. Despite 5 ( yes FIVE) phone calls requesting this be paid into another ban... Read more Reviewed on: 22nd February 2026

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About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit card reviews (554)

Worked for my credit

The card has been great for improving my credit rating Reviewed on: 16th December 2016

Building credit

If you use Vanquis, great way to build up your credit rating, just pay it in full every month, don't do minimum. Reviewed on: 15th December 2016

It's OK

The Vanquis is ok - i'm just using it to try to build up my credit Reviewed on: 8th December 2016

Mistake

The worst - out this card is the worst mistake I ever made Reviewed on: 7th December 2016

High interest rate

It's ok - but has no added value via points/cashback etc and it has a high charge rate. Reviewed on: 6th December 2016

Not used much

My vanquis credit card is just ok, don't really use it! Reviewed on: 30th November 2016

OK

It's just OK, I never really use the card. Reviewed on: 29th November 2016

Always had good service

I'd recommend vanquis to my friends I've had good experiences with this credit company. Reviewed on: 30th June 2016

stuck in a rut

APR far to high, nearly impossibly to get out of it once your in it. I finally rang to cancel after working hard for 6 months to pay it all off (after I rang them explaining my situation and asking for some help) got told all was fine and card was canceled, to then be hit with charges the next month Reviewed on: 28th June 2016

Cant fault them

When i needed a credit card they gave me a limit i can work with and low monthly payments each month Reviewed on: 10th June 2016

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