Write a review

Vanquis : Credit card reviews

Name: Credit card
Rating: 4.51 (549 reviews)

View other Vanquis products

4.34

Based on 549 reviews, last reviewed 5th Sep 2025

74% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

78%

11%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025

Latest lowest rating:

1

Not a good start. Not a good start. Signed up to a credit card and started making transfers and the % of minimum payments was 5x the amount I signed on my agreement. Wh... Read more Reviewed on: 9th July 2025

Read all reviews Write a review

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit card reviews (549)

Not used much

My vanquis credit card is just ok, don't really use it! Reviewed on: 30th November 2016

OK

It's just OK, I never really use the card. Reviewed on: 29th November 2016

Always had good service

I'd recommend vanquis to my friends I've had good experiences with this credit company. Reviewed on: 30th June 2016

stuck in a rut

APR far to high, nearly impossibly to get out of it once your in it. I finally rang to cancel after working hard for 6 months to pay it all off (after I rang them explaining my situation and asking for some help) got told all was fine and card was canceled, to then be hit with charges the next month Reviewed on: 28th June 2016

Cant fault them

When i needed a credit card they gave me a limit i can work with and low monthly payments each month Reviewed on: 10th June 2016

Fab company hassle free helps build poor credit

This company is fab at helping people rebuild ther credit. They are so helpful if you need to speak to them and definitely quick at finding ways to help their customers. Reviewed on: 19th May 2016

extortionate rates .... stay away there is better ways to build your credt

lesson learnt stay away .... APR rates are ridiculous Reviewed on: 19th May 2016

A great help

They are very helpful in maintaining a good credit history. When I've had an issue with a payment they've listened, advised and helped me out with repayment plans. Wholly recommend! Reviewed on: 19th May 2016

Good for building your credit rating but high interest

I got a Vanquis card to build my credit as I had a poor rating due to getting into debt in my younger years. I have found it good for credit rating building - as long as you make your payments on time there is no problem, and they increase you credit balance every now and then too! But, the interest rates are high - obviously this is because you are classed as "high risk" because of poor credit rating and this is something you have to swallow if you want to rebuild you credit. But if you can spend on the card and repay it in full every month then you don't get charged any interest anyway, so this is a sensible way to do it. The E-Vanquis online facility is easy to use to make payments and keep on top of your spending, easy to navigate etc. I have found Vanquis easy to communicate with and a pleasant experience so far. Reviewed on: 17th May 2016

high interest rates, bad customer service

phoning me up at all hours, when im a little bit behind and speaking to people who dont know my situation, Also the interest rates are so high its easy not get behind. Reviewed on: 29th April 2016

Review Vanquis : Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Alternative products

Nectar Credit Card
from American Express 3.80 from 12 reviews
Platinum Purchase Card
from TSB 2.25 from 8 reviews
Credit card
from The Co-operative Bank 2.85 from 35 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

Vanquis : Credit card reviews

74% decrease in 5 star reviews

80% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Vanquis : Credit card now

Vanquis Credit card reviews (549)

Not used much

OK

Always had good service

stuck in a rut

Cant fault them

Fab company hassle free helps build poor credit

extortionate rates .... stay away there is better ways to build your credt

A great help

Good for building your credit rating but high interest

high interest rates, bad customer service

Review Vanquis : Credit card now

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024