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Vanquis : Credit card reviews

Name: Credit card
Rating: 4.49 (551 reviews)

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4.29

Based on 551 reviews, last reviewed 13th Dec 2025

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

77%

11%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025

Latest lowest rating:

1

Worst ever customer service in the world I have been a Vaquis credit card customer since 12 July 2007. Now I have 29 credit cards with a limit of £84,030. The worst ever credit card customer ... Read more Reviewed on: 13th December 2025

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About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit card reviews (551)

Over priced credit -,Poor App

Took to try and rebuild Credit Score. IOS App doesn't work. Website infuriatingly refreshes when you are trying to login. Kept trying to take full balance from direct debit, and only communication is by phone. Reviewed on: 2nd May 2017

Brilliant

They are so easy to deal with - quick acceptance, the card is easy to manage and when I did have an issue they understood and helped me solve it there and then. Reviewed on: 1st May 2017

Okay as a last resort

The company lend to people with a less than average credit rating, I would only (and have ) use them if I couldn't find a better interest rate. They are fine as long as you keep up your payments but I did find them aggressive in some of their dealings. Reviewed on: 30th April 2017

Vanquis

I couldn't get a card but then vanquis came along and gave me a chance been with them for 2 years now Reviewed on: 7th April 2017

good credit builder

geat card to get your credit rating back up good online serivces and phoneeline if neeeded Reviewed on: 4th April 2017

Very high interest rates

I picked this card a while back (I no longer have it) to help rebuild my credit. As a student the urge to use it to spend was very high. As I kept up with my payments they increased my limit and I used it. They don't allow you to make extra payments it's minimum or all of the balance needless to say I had to Take a loan to pay it off, as over three years I'd literally paid enough in to pay the Balance off however it all went on interest and the balance never came down. Be very cautious Reviewed on: 15th January 2017

Great customer service

You speak to or can request to, the same person when phoning. Reviewed on: 12th January 2017

Worked for my credit

The card has been great for improving my credit rating Reviewed on: 16th December 2016

Building credit

If you use Vanquis, great way to build up your credit rating, just pay it in full every month, don't do minimum. Reviewed on: 15th December 2016

It's OK

The Vanquis is ok - i'm just using it to try to build up my credit Reviewed on: 8th December 2016

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