Write a review

Go to business site

Vanquis : Credit card reviews

Name: Credit card
Rating: 4.24 (554 reviews)

View other Vanquis products

4.24

Based on 554 reviews, last reviewed 22nd Feb 2026

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

77%

11%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025

Latest lowest rating:

1

Avoid avoid avoid at all costs Had a refund from an outside company paid back onto my Vanquis credit card. Despite 5 ( yes FIVE) phone calls requesting this be paid into another ban... Read more Reviewed on: 22nd February 2026

Read all reviews Write a review

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit card reviews (554)

Great service provided.

Have had a credit card for a while now. Missed a payment due to a mix up in dates (my fault) and they were very understanding. No hassling me to pay straight away. Gave me some leeway and said I should always approach them if I'm having financial difficulty. Reviewed on: 9th May 2017

exccellent credit card company with great customer service

I like vanquis because they have great customer care and a wonderful mobile app. The website also gives detailed information on my transactions and if I am in need of any advice I know there is always a helping hand on the other end of the phone Reviewed on: 8th May 2017

Good for bad credit

This is a good product for bad credit or to improve your credit the initial limit is low but as time goes by this increases Reviewed on: 2nd May 2017

Over priced credit -,Poor App

Took to try and rebuild Credit Score. IOS App doesn't work. Website infuriatingly refreshes when you are trying to login. Kept trying to take full balance from direct debit, and only communication is by phone. Reviewed on: 2nd May 2017

Brilliant

They are so easy to deal with - quick acceptance, the card is easy to manage and when I did have an issue they understood and helped me solve it there and then. Reviewed on: 1st May 2017

Okay as a last resort

The company lend to people with a less than average credit rating, I would only (and have ) use them if I couldn't find a better interest rate. They are fine as long as you keep up your payments but I did find them aggressive in some of their dealings. Reviewed on: 30th April 2017

Vanquis

I couldn't get a card but then vanquis came along and gave me a chance been with them for 2 years now Reviewed on: 7th April 2017

good credit builder

geat card to get your credit rating back up good online serivces and phoneeline if neeeded Reviewed on: 4th April 2017

Very high interest rates

I picked this card a while back (I no longer have it) to help rebuild my credit. As a student the urge to use it to spend was very high. As I kept up with my payments they increased my limit and I used it. They don't allow you to make extra payments it's minimum or all of the balance needless to say I had to Take a loan to pay it off, as over three years I'd literally paid enough in to pay the Balance off however it all went on interest and the balance never came down. Be very cautious Reviewed on: 15th January 2017

Great customer service

You speak to or can request to, the same person when phoning. Reviewed on: 12th January 2017

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Jaja Finance 1.37 from 143 reviews
Instant pay
from Incredible 5.00 from 28 reviews
Nectar Credit Card
from American Express 4.14 from 13 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.91 from 1253 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Credit builder credit card
from Vanquis 4.78 from 19912 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub