Write a review

Go to business site

Vanquis : Credit card reviews

Name: Credit card
Rating: 4.23 (561 reviews)

View other Vanquis products

4.23

Based on 561 reviews, last reviewed 17th Apr 2026

400% increase in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

77%

11%

Latest highest rating:

4

Easy to use app The Vanquis app is easy to use and you can set up reminders for payments, direct debits etc. Reviewed on: 17th April 2026

Latest lowest rating:

2

Good for improving your rating but poor service I always pay off my credit on time and reliably. At points, I have had to depend on my card to get through certain periods. The issue I have had with ... Read more Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit card reviews (561)

Good company, terrible app

They are a great company, great pay back amount, but their app doesn't make sense when it comes to paying the amount needed each month. Either more money is taken by them at a much later date than it says, or less is taken, but it's extremely rarely the amount it states or the date. It just gets very confusing trying to sort out payments Reviewed on: 23rd June 2017

Fantastic

When I went through a tricky time and needed some help with making my monthly payments they were great and set me up on a payment plan so I could get it under control. Such a relief. Reviewed on: 22nd June 2017

Great company

Great first time credit card to build credit file, easy customer service Reviewed on: 22nd June 2017

Very approachable

They have been very helpful, polite and understanding. Reviewed on: 20th June 2017

Chance to build your credit

Managed to get a credit card with them and my credit score has improved so much since I've been with them. Reviewed on: 19th June 2017

Good first card or for poor credit history only

I got this card because of my poor credit history. I kept it for two years until my credit rating improved and then got rid of it. If you miss a payment the interest in HUGE. Reviewed on: 11th June 2017

OK to rebuild credit score

High interest rates so pay balance off each month. App doesn't work very well and you have to ring them for any Customer Service, but overall not too bad Reviewed on: 9th June 2017

Easy to apply and very helpful

With poor credit I thought getting a credit card would be hard, these guys made it simple from application to activation - very open and honest Reviewed on: 5th June 2017

Great Customer Service

Always willing to help. send regular updates on my balance, so that I never go over. always friendly and helpful when i've needed to speak to them over the phone. overall great company. Reviewed on: 4th June 2017

Great way to improve poor credit score

Access to the credit tracker is very useful and you can watch your score improve each month. Reviewed on: 1st June 2017

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.27 from 41 reviews
Clear Rate Platinum Credit Card
from NatWest 3.80 from 19 reviews
Credit card
from The Co-operative Bank 2.86 from 35 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.92 from 1253 reviews
Credit builder credit card
from Vanquis 4.79 from 19912 reviews
Black Diamond Visa
from Vanquis 4.77 from 9 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub