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Vanquis : Credit Card reviews

4.32
Based on 549 reviews, last reviewed 11th Jul 2025
41% increase in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
78%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

Knows the value of money and has excellent customer... Knows the value of money and has excellent customer service Reviewed on: 11th July 2025
Carmeline A's avatar
Carmeline A

Latest lowest rating:

1

Not a good start. Not a good start. Signed up to a credit card and started making transfers and the % of minimum payments was 5x the amount I signed on my agreement. Wh... Read more Reviewed on: 9th July 2025
Mark r's avatar
Mark r

About this product

Vanquis Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Vanquis customers like? Find out more about the Vanquis Credit Card by reading our trusted Smart Money People reviews. You can also write your own Vanquis Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Vanquis Credit Card reviews (549)

Great company

5
Great first time credit card to build credit file, easy customer service Reviewed on: 22nd June 2017

Very approachable

5
They have been very helpful, polite and understanding. Reviewed on: 20th June 2017

Chance to build your credit

4
Managed to get a credit card with them and my credit score has improved so much since I've been with them. Reviewed on: 19th June 2017

Good first card or for poor credit history only

3
I got this card because of my poor credit history. I kept it for two years until my credit rating improved and then got rid of it. If you miss a payment the interest in HUGE. Reviewed on: 11th June 2017

OK to rebuild credit score

3
High interest rates so pay balance off each month. App doesn't work very well and you have to ring them for any Customer Service, but overall not too bad Reviewed on: 9th June 2017

Easy to apply and very helpful

4
With poor credit I thought getting a credit card would be hard, these guys made it simple from application to activation - very open and honest Reviewed on: 5th June 2017

Great Customer Service

4
Always willing to help. send regular updates on my balance, so that I never go over. always friendly and helpful when i've needed to speak to them over the phone. overall great company. Reviewed on: 4th June 2017

Great way to improve poor credit score

5
Access to the credit tracker is very useful and you can watch your score improve each month. Reviewed on: 1st June 2017

Vanquis card

4
Customer service is very very good. Helpful and really make you feel they care when you call with an issue. Rates could be lower, specially for long term customers. Reviewed on: 31st May 2017

Simple and straight forward

5
Been a customer for a long time, very good service, fair, simple and easy Reviewed on: 30th May 2017

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