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Vanquis : Credit card reviews

Name: Credit card
Rating: 4.51 (549 reviews)

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4.34

Based on 549 reviews, last reviewed 5th Sep 2025

74% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

78%

11%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025

Latest lowest rating:

1

Not a good start. Not a good start. Signed up to a credit card and started making transfers and the % of minimum payments was 5x the amount I signed on my agreement. Wh... Read more Reviewed on: 9th July 2025

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About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit card reviews (549)

Great company

Great first time credit card to build credit file, easy customer service Reviewed on: 22nd June 2017

Very approachable

They have been very helpful, polite and understanding. Reviewed on: 20th June 2017

Chance to build your credit

Managed to get a credit card with them and my credit score has improved so much since I've been with them. Reviewed on: 19th June 2017

Good first card or for poor credit history only

I got this card because of my poor credit history. I kept it for two years until my credit rating improved and then got rid of it. If you miss a payment the interest in HUGE. Reviewed on: 11th June 2017

OK to rebuild credit score

High interest rates so pay balance off each month. App doesn't work very well and you have to ring them for any Customer Service, but overall not too bad Reviewed on: 9th June 2017

Easy to apply and very helpful

With poor credit I thought getting a credit card would be hard, these guys made it simple from application to activation - very open and honest Reviewed on: 5th June 2017

Great Customer Service

Always willing to help. send regular updates on my balance, so that I never go over. always friendly and helpful when i've needed to speak to them over the phone. overall great company. Reviewed on: 4th June 2017

Great way to improve poor credit score

Access to the credit tracker is very useful and you can watch your score improve each month. Reviewed on: 1st June 2017

Vanquis card

Customer service is very very good. Helpful and really make you feel they care when you call with an issue. Rates could be lower, specially for long term customers. Reviewed on: 31st May 2017

Simple and straight forward

Been a customer for a long time, very good service, fair, simple and easy Reviewed on: 30th May 2017

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