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Vanquis : Credit card reviews

View other Vanquis products
4.40
Based on 598 reviews, last reviewed 17th Jun 2026
4100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
78%
See only 4 star reviews
10%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
7%

Latest highest rating:

5

I paid into a wrong account and They resolved it qui... I paid into a wrong account and They resolved it quickly even though the sending account was reluctant to support. Reviewed on: 17th June 2026
Ifeoma I's avatar
Ifeoma I

Latest lowest rating:

2

Good for improving your rating but poor service I always pay off my credit on time and reliably. At points, I have had to depend on my card to get through certain periods. The issue I have had with ... Read more Reviewed on: 16th April 2026
Jide Awodigede's avatar
Jide Awodigede
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About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit card reviews (598)

Easy to apply

4
A card was sent after filling in a form, pre loaded with £500. I got into a bit of a mess understanding the pay back times so did pay more than I should have. Fine if you need money fast. Be careful with the small print. Reviewed on: 20th July 2022
Michelle laing's avatar
Michelle laing

Good provider

4
Good provider for building credit. Reviewed on: 18th July 2022
Erin Davidson's avatar
Erin Davidson

Amazing credit card

5
This bank has been there for me every step of the way... Great rates , great communication...I cant fault this company, only thank them... Highly recommend Reviewed on: 8th July 2022
michael hayes's avatar
michael hayes

Easy to use app

5
I have held a Vanquis card for some time and overall I am very happy. The app is easy to use, and security when using the card has recently been improved. The only thing I would say is that I rarely get offers - ie balance transfer offers etc. That would be an added bonus. Overall - very happy. Reviewed on: 8th July 2022
Susan H's avatar
Susan H

Brilliant

5
Customer service at Vanquis are amazing and so helpful I was given a 650£ limit when every other company declined me. Vanquis gave me a chance and I was really grateful. Reviewed on: 18th June 2022
amirahhussain291@gmail.com's avatar
[email protected]

Cynical and unhelpful

1
Avoid like the Plague. Cynically ruin your credit rating and point blank refuse to listen at all after an honest mistake with payments going through while I was serving in the gulf. Needlessly unhelpful. Avoid. I'm sure they'll trot out some robot-esque explanation. You've been warned. Avoid them at all costs Reviewed on: 3rd May 2022
aaron ballard's avatar
aaron ballard

Customers not well treated

2
I’ve had a credit card (£1000 limit) and loan from Vanquis, never missed a payment on either, cleared my card more than once, never any issues. Out of the blue and without warning they slashed my credit limit from £1000 to £600, for what reason? I never was told. Absolutely awful customer treatment. Reviewed on: 2nd May 2022
Ysanne's avatar
Ysanne

Great credit card!

5
Handy lil app and nice credit card Reviewed on: 20th April 2022
Huzair Qadri's avatar
Huzair Qadri

Great credit card!

5
Handy lil Nice app and credit card Reviewed on: 20th April 2022
Huzair Qadri's avatar
Huzair Qadri

Not very friendly

3
It’s ok, not very user friendly, contact mostly through calls Reviewed on: 29th March 2022
roshan don's avatar
roshan don

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