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Vanquis : Credit card reviews

Name: Credit card
Rating: 4.23 (561 reviews)

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4.23

Based on 561 reviews, last reviewed 17th Apr 2026

400% increase in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

77%

11%

Latest highest rating:

4

Easy to use app The Vanquis app is easy to use and you can set up reminders for payments, direct debits etc. Reviewed on: 17th April 2026

Latest lowest rating:

2

Good for improving your rating but poor service I always pay off my credit on time and reliably. At points, I have had to depend on my card to get through certain periods. The issue I have had with ... Read more Reviewed on: 16th April 2026

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About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit card reviews (561)

Great customer service

Despite high interest rates, as long as you keep within your limit they are actually a good company and helpful if you need to contact them. Reviewed on: 10th June 2018

Good

Great little card, gave me a card even though I had a bad credit rating. It is now helping me build up my crdit rating, which I am thankful for. Their online banking website is really good and easy to use too. Reviewed on: 30th May 2018

Clear, open, easy to understand and fair.

Because I'd lived in Europe for 16 years, I had a low credit score in the UK. Vanquis were the only company who would give me a credit card. I feel that although their fees and interest are high to cover their risk, they have always been very open about what they charge and how the card works. They've also been very pro-active in helping me to build my credit score. I now have an excellent rating, mostly because Vanquis made it easy to manage my card. Reviewed on: 27th April 2018

Excellent

No fuss one quick phone call and all done , card sent quickly too Reviewed on: 26th April 2018

Good entry level Credit Card

Vanquis offer a good entry level credit card to help people build or even re-build their credit ratings. Reviewed on: 9th April 2018

reliable but costly intrest if not paid on time

easy to apply and give temporary code if you need cash straight away but costly interest if your late repaying Reviewed on: 4th April 2018

Great

This company has helped me improve my credit history after I couldn't get credit anywhere else due to some mistakes I made in the past. They have easy payment options and send a couple pf reminders so I know exactly where I stand. Reviewed on: 9th January 2018

Fantastic

From start to finish an easy process at great rates. Money in bank before first payment has to be made and repayment date at a preferred time for you. Wow, I can't thank Vanquis enough for helping me out. If anyone needs a loan check this first as sure you will be thankful. Reviewed on: 4th January 2018

VERY CLEAR MONEY MANAGEMENT !

EXCELLENT CUSTOMER CONTACT AND GREAT ASSISTANCE TO EVERYONE ! Reviewed on: 8th November 2017

excellent from all credit

easy access. on hand 24 7 to help excellent for everyone perfect for building credit score works with very bad creditb Reviewed on: 3rd November 2017

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