Write a review

Go to business site

Vanquis : Credit card reviews

Name: Credit card
Rating: 4.23 (561 reviews)

View other Vanquis products

4.23

Based on 561 reviews, last reviewed 17th Apr 2026

400% increase in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

77%

11%

Latest highest rating:

4

Easy to use app The Vanquis app is easy to use and you can set up reminders for payments, direct debits etc. Reviewed on: 17th April 2026

Latest lowest rating:

2

Good for improving your rating but poor service I always pay off my credit on time and reliably. At points, I have had to depend on my card to get through certain periods. The issue I have had with ... Read more Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit card reviews (561)

Shit, utter shit

Given a shitty credit limit which they refuse to increase. Reviewed on: 17th June 2020

Awesome

Great for improving your credit score. Great customer service Reviewed on: 2nd June 2020

Great app

The app is brilliant. It takes into account that a lot of customers may not be financially savvy and lays everything out simply. I haven't been a customer for long but am very happy with how easily I can make payment, set up Direct Debits and access education pages for more complex features. The call centre answer within a couple of seconds, and are always friendly and helpful. I would 100% recommend vanquis to anyone, they always put the customer first and in my experience will do anything to help keep you on track to reach your financial goals! Reviewed on: 3rd February 2020

Appaling

These people are sharks. Totally unhelpful when you are struggling to meet your payments and outrageous APR's.. How can you justify £250 payment on £3,000 outstanding.. Total rip off. Paid off now, but never again.. Reviewed on: 22nd November 2019

Diabolical

Diabolical customer service, incompetent all around Avoid at all costs Reviewed on: 10th October 2019

Great for building up your credit score

Stay within your credit limit and pay on time and it does help build up your credit score Reviewed on: 9th June 2019

do not touch this bunch of cowboys

100% payment every month and never increased credit limit so got rid of the card Reviewed on: 9th May 2019

Great card

Vanquis have helped me improve my credit rating when other companies would offer me no credit. The website is easy to use and they're very transparent. Reviewed on: 8th May 2019

Very good company

Easy to use app to keep on top of finances. Text alerts of balance, when payments are due and if over limit. Very good customer service agents also. Reviewed on: 17th April 2019

Good service

Been with vanquis for several years very happy with their service Reviewed on: 15th April 2019

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Hilton Honors Credit Card
from Barclaycard 4.17 from 11 reviews
Aquis Card
from Vanquis 4.27 from 41 reviews
Credit card
from Zempler Bank 4.89 from 5818 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.92 from 1253 reviews
Credit builder credit card
from Vanquis 4.79 from 19912 reviews
Black Diamond Visa
from Vanquis 4.77 from 9 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub