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Vanquis : Credit card reviews

Name: Credit card
Rating: 4.51 (549 reviews)

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4.34

Based on 549 reviews, last reviewed 5th Sep 2025

93% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

78%

11%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025

Latest lowest rating:

1

Not a good start. Not a good start. Signed up to a credit card and started making transfers and the % of minimum payments was 5x the amount I signed on my agreement. Wh... Read more Reviewed on: 9th July 2025

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About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit card reviews (549)

Clear, open, easy to understand and fair.

Because I'd lived in Europe for 16 years, I had a low credit score in the UK. Vanquis were the only company who would give me a credit card. I feel that although their fees and interest are high to cover their risk, they have always been very open about what they charge and how the card works. They've also been very pro-active in helping me to build my credit score. I now have an excellent rating, mostly because Vanquis made it easy to manage my card. Reviewed on: 27th April 2018

Excellent

No fuss one quick phone call and all done , card sent quickly too Reviewed on: 26th April 2018

Good entry level Credit Card

Vanquis offer a good entry level credit card to help people build or even re-build their credit ratings. Reviewed on: 9th April 2018

reliable but costly intrest if not paid on time

easy to apply and give temporary code if you need cash straight away but costly interest if your late repaying Reviewed on: 4th April 2018

Great

This company has helped me improve my credit history after I couldn't get credit anywhere else due to some mistakes I made in the past. They have easy payment options and send a couple pf reminders so I know exactly where I stand. Reviewed on: 9th January 2018

Fantastic

From start to finish an easy process at great rates. Money in bank before first payment has to be made and repayment date at a preferred time for you. Wow, I can't thank Vanquis enough for helping me out. If anyone needs a loan check this first as sure you will be thankful. Reviewed on: 4th January 2018

VERY CLEAR MONEY MANAGEMENT !

EXCELLENT CUSTOMER CONTACT AND GREAT ASSISTANCE TO EVERYONE ! Reviewed on: 8th November 2017

excellent from all credit

easy access. on hand 24 7 to help excellent for everyone perfect for building credit score works with very bad creditb Reviewed on: 3rd November 2017

Helpful reminders to assist in rebuilding credit rating.

I really like this card. It has text message reminder features so you know when payments are due and balances are low. I have found it good that they don't give you instant increases bit it's based on the management of your account so as you evidence that you can manage your money to get access to greater increases. Customer service has been good, they offer an app which is helpful in keeping track of your usage. Is defiantly recommend Vanquis to others who have had credit difficulties in the past. Just remember that the interest rate is quite high so bear that in mind when applying. A+ Reviewed on: 3rd November 2017

Great to build up your credit if used correctly,

Fab non judgemental company and yes whilst interest rates are super high, if used correctly you can build up your credit score. Reviewed on: 1st October 2017

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