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Vanquis : Credit Card reviews

Name: Credit Card
Rating: 4.51 (549 reviews)

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4.32

Based on 549 reviews, last reviewed 11th Jul 2025

41% increase in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

78%

11%

Latest highest rating:

5

Knows the value of money and has excellent customer... Knows the value of money and has excellent customer service Reviewed on: 11th July 2025

Latest lowest rating:

1

Not a good start. Not a good start. Signed up to a credit card and started making transfers and the % of minimum payments was 5x the amount I signed on my agreement. Wh... Read more Reviewed on: 9th July 2025

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About this product

Vanquis Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Vanquis customers like? Find out more about the Vanquis Credit Card by reading our trusted Smart Money People reviews. You can also write your own Vanquis Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Vanquis Credit Card reviews (549)

Clear, open, easy to understand and fair.

Because I'd lived in Europe for 16 years, I had a low credit score in the UK. Vanquis were the only company who would give me a credit card. I feel that although their fees and interest are high to cover their risk, they have always been very open about what they charge and how the card works. They've also been very pro-active in helping me to build my credit score. I now have an excellent rating, mostly because Vanquis made it easy to manage my card. Reviewed on: 27th April 2018

Excellent

No fuss one quick phone call and all done , card sent quickly too Reviewed on: 26th April 2018

Good entry level Credit Card

Vanquis offer a good entry level credit card to help people build or even re-build their credit ratings. Reviewed on: 9th April 2018

reliable but costly intrest if not paid on time

easy to apply and give temporary code if you need cash straight away but costly interest if your late repaying Reviewed on: 4th April 2018

Great

This company has helped me improve my credit history after I couldn't get credit anywhere else due to some mistakes I made in the past. They have easy payment options and send a couple pf reminders so I know exactly where I stand. Reviewed on: 9th January 2018

Fantastic

From start to finish an easy process at great rates. Money in bank before first payment has to be made and repayment date at a preferred time for you. Wow, I can't thank Vanquis enough for helping me out. If anyone needs a loan check this first as sure you will be thankful. Reviewed on: 4th January 2018

VERY CLEAR MONEY MANAGEMENT !

EXCELLENT CUSTOMER CONTACT AND GREAT ASSISTANCE TO EVERYONE ! Reviewed on: 8th November 2017

excellent from all credit

easy access. on hand 24 7 to help excellent for everyone perfect for building credit score works with very bad creditb Reviewed on: 3rd November 2017

Helpful reminders to assist in rebuilding credit rating.

I really like this card. It has text message reminder features so you know when payments are due and balances are low. I have found it good that they don't give you instant increases bit it's based on the management of your account so as you evidence that you can manage your money to get access to greater increases. Customer service has been good, they offer an app which is helpful in keeping track of your usage. Is defiantly recommend Vanquis to others who have had credit difficulties in the past. Just remember that the interest rate is quite high so bear that in mind when applying. A+ Reviewed on: 3rd November 2017

Great to build up your credit if used correctly,

Fab non judgemental company and yes whilst interest rates are super high, if used correctly you can build up your credit score. Reviewed on: 1st October 2017

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