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Vanquis : Credit card reviews

Name: Credit card
Rating: 4.40 (598 reviews)

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4.40

Based on 598 reviews, last reviewed 17th Jun 2026

4100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

78%

10%

Latest highest rating:

5

I paid into a wrong account and They resolved it qui... I paid into a wrong account and They resolved it quickly even though the sending account was reluctant to support. Reviewed on: 17th June 2026

Latest lowest rating:

2

Good for improving your rating but poor service I always pay off my credit on time and reliably. At points, I have had to depend on my card to get through certain periods. The issue I have had with ... Read more Reviewed on: 16th April 2026

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About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit card reviews (598)

Average

Too much hassle to get to someone Reviewed on: 21st February 2023

Good credit card

Vanquis have been fair to me, making an early payment on the statement balances is not possible which is annoying, only additional payment but the same amount on the direct debit would be taken regardless, otherwise they are good Reviewed on: 8th February 2023

Vanquis Credit Card

In my experience, Vanquis have excellent customer service and are a great service for building credit. Communication is always good and they reward you for managing your money well. Reviewed on: 1st February 2023

Great Credit Card!

Excellent customer service, always there to help. Reviewed on: 27th January 2023

I like app

I can transfer cash in my bank account in the same day Reviewed on: 21st January 2023

Reliable

Best credit card company on the market Reviewed on: 13th January 2023

Good

Good information, quick response to questions, no hassle with paying Reviewed on: 13th January 2023

Great credit builder

Great credit building credit card that has been great to use Reviewed on: 13th January 2023

Good card

Easy to apply good customer service would definitely recommend. Reviewed on: 13th January 2023

Would not help someone is crisis

My circumstances have changed in the next few years due to disability, anxiety and partner left me etc, and especially the cost of living crisis has not helped. I called vanquis to ask for help, said that I could pay them £50 a month rather than the minimum payment which seems to have increased exponentially compared to my other credit cards. I have never missed a payment in the 8 years I have had a credit card with them. They said they would, but then didn't, instead passed me to a company called Payplan who wants me to relinquish all credit I may have available to me. I would have thought vanquis would rather have something rather than nothing from me. But obviously I am now going to have to have my credit rating affected because of their idiocy. It has made me feel as though I want to kill myself. Thanks vanquis. Reviewed on: 16th November 2022

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