Write a review

Newsletter

Go to business site

Ocean Finance: Credit Card reviews

Name: Credit Card
Rating: 3.98 (21 reviews)

View other Ocean Finance products

3.98

Based on 21 reviews, last reviewed 14th Jun 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

76%

14%

3 star

Latest highest rating:

5

Ocean finance, a helping hand Ocean finance has helped me out a few times in sticky situations, just when you need that bit of extra cash for emergencies. would definitely recommen... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

The customer service is shocking, the APR rates are... The customer service is shocking, the APR rates are extortionate. Day light robbery. Dishonest. I've been repaying my credit card every month and they... Read more Reviewed on: 14th June 2026

Read all reviews Write a review

About this product

The Ocean Finance credit card is a useful card for those looking to rebuild their credit. At Smart Money People, we're putting together the biggest selection of Ocean Finance credit card reviews on the internet, to help you find what people are saying about this product.If you've been an Ocean finance customer, leave your own review and help out our community! Your feedback is what makes our site great.

Review Ocean Finance: Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Ocean Finance Credit Card reviews (21)

The customer service is shocking, the APR rates are...

The customer service is shocking, the APR rates are extortionate. Day light robbery. Dishonest. I've been repaying my credit card every month and they won't extend the credit card limit or even keep open the acct bc I haven't use Reviewed on: 14th June 2026

Ocean finance, a helping hand

Ocean finance has helped me out a few times in sticky situations, just when you need that bit of extra cash for emergencies. would definitely recommend. You should give them a try, you have nothing to lose. Reviewed on: 29th May 2026

Ocean is the best that nothing else can beat.

Ocean is the best that nothing else can beat.When we talk of ocean we speak of efficiency Reviewed on: 14th July 2025

Great service for great credit

Great communication, generous credit, easily applicable Reviewed on: 3rd July 2025

Really helpful and makes you feel human

Really helpful and makes you feel human Reviewed on: 22nd April 2025

Ocean Credit Card

I have had problem getting a credit card, but ocean has been a god send helping me getting my credit score up. Reviewed on: 2nd April 2025

Great customer service, easy to use app on phone

Great customer service, easy to use app on phone Reviewed on: 5th June 2024

Very good experience.

Very good experience. Satisfied with the service. Reviewed on: 24th May 2024

Fast application, approved quickly

Fast application, approved quickly Reviewed on: 23rd May 2024

Perfect service thanks!

It was very easy, I applied on a Tuesday and my card came on Friday and they don’t charge that much if you miss a payment Reviewed on: 4th May 2024

Do you have a different Ocean Finance product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Everyday Credit Card
from Creation 3.86 from 21 reviews
123 credit card (discontinued)
from Santander 4.17 from 162 reviews
Credit card
from Nationwide 4.18 from 223 reviews

Want to see more from Ocean Finance?

Personal Loan
from Ocean Finance 4.06 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub