Write a review

Ocean Finance: Credit Card reviews

Name: Credit Card
Rating: 4.65 (17 reviews)

View other Ocean Finance products

4.58

Based on 17 reviews, last reviewed 22nd Apr 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

76%

18%

3 star

1 star

Latest highest rating:

5

Really helpful and makes you feel human Really helpful and makes you feel human Reviewed on: 22nd April 2025

Latest lowest rating:

2

No benefits, same credit limit in last 4 years No benefits, credit limit stays at the same place as 4 years before where other banks have offered me multiples of what this card has given Reviewed on: 12th April 2024

Read all reviews Write a review

About this product

The Ocean Finance credit card is a useful card for those looking to rebuild their credit. At Smart Money People, we're putting together the biggest selection of Ocean Finance credit card reviews on the internet, to help you find what people are saying about this product.If you've been an Ocean finance customer, leave your own review and help out our community! Your feedback is what makes our site great.

Review Ocean Finance: Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Ocean Finance Credit Card reviews (17)

Really helpful and makes you feel human

Really helpful and makes you feel human Reviewed on: 22nd April 2025

Ocean Credit Card

I have had problem getting a credit card, but ocean has been a god send helping me getting my credit score up. Reviewed on: 2nd April 2025

Great customer service, easy to use app on phone

Great customer service, easy to use app on phone Reviewed on: 5th June 2024

Very good experience.

Very good experience. Satisfied with the service. Reviewed on: 24th May 2024

Fast application, approved quickly

Fast application, approved quickly Reviewed on: 23rd May 2024

Perfect service thanks!

It was very easy, I applied on a Tuesday and my card came on Friday and they don’t charge that much if you miss a payment Reviewed on: 4th May 2024

No benefits, same credit limit in last 4 years

No benefits, credit limit stays at the same place as 4 years before where other banks have offered me multiples of what this card has given Reviewed on: 12th April 2024

Had a few dealings with them which turned out to be...

Had a few dealings with them which turned out to be unhelpful and cost me money. Reviewed on: 10th January 2024

Wonderfully stupendous

I cannot 100% find any bad faults from this company. I was given a starting balance of £750 which to me is a wholesome figure. The money help me to get my car fixed and as a disadvantaged person it opened up my world otherwise I'd be house bound. I cannot give my upmost praise. Reviewed on: 30th August 2023

Empowering Financial Freedom with Flexible Credit Card Solutions

Ocean Finance has been my trusted partner in navigating the world of credit cards, offering a range of flexible and tailored solutions that have empowered my financial freedom. Their credit card product has been a game-changer, providing me with the convenience and financial flexibility I need. Managing my finances with Ocean Finance's credit card has been a breeze. Their user-friendly online platform allows me to effortlessly track my transactions, set up payment reminders, and manage my account with ease. The convenience they provide truly simplifies my financial life. What sets Ocean Finance apart is their commitment to understanding their customers' unique needs. They took the time to understand my financial goals and provided a credit card solution that perfectly suited my requirements. Their personalized approach and attention to detail made me feel valued as a customer. Ocean Finance can be described as flexible, reliable, and customer-focused. They offer competitive rates and fees, ensuring that their credit card solutions are accessible and beneficial to their customers. Their commitment to transparency and clear communication sets them apart from other providers. I highly recommend Ocean Finance's credit card to anyone seeking a flexible and reliable financial solution. Their dedication to empowering their customers' financial well-being, coupled with their exceptional customer service, makes them a standout choice in the world of credit cards. Reviewed on: 21st June 2023

Do you have a different Ocean Finance product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Gold Credit Card
from American Express 4.50 from 24 reviews
Credit Card
from HSBC 3.15 from 111 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews

There's still more to see!

Ocean Finance has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub