Smart Money People Logo

Ocean Finance: Credit Card reviews

4.60
Based on 18 reviews, last reviewed 3rd Jul 2025
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
77%
See only 4 star reviews
17%
3 star
See only 3 star reviews
0%
See only 2 star reviews
6%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Great service for great credit Great communication, generous credit, easily applicable Reviewed on: 3rd July 2025
Elle A's avatar
Elle A

Latest lowest rating:

2

No benefits, same credit limit in last 4 years No benefits, credit limit stays at the same place as 4 years before where other banks have offered me multiples of what this card has given Reviewed on: 12th April 2024
Madhav A's avatar
Madhav A

About this product

The Ocean Finance credit card is a useful card for those looking to rebuild their credit. At Smart Money People, we're putting together the biggest selection of Ocean Finance credit card reviews on the internet, to help you find what people are saying about this product.If you've been an Ocean finance customer, leave your own review and help out our community! Your feedback is what makes our site great.

Review Ocean Finance: Credit Card now

Help others make smarter decisions by sharing your own experience. Write a review

Ocean Finance Credit Card reviews (18)

Great service for great credit

5
Great communication, generous credit, easily applicable Reviewed on: 3rd July 2025

Really helpful and makes you feel human

5
Really helpful and makes you feel human Reviewed on: 22nd April 2025

Ocean Credit Card

4
I have had problem getting a credit card, but ocean has been a god send helping me getting my credit score up. Reviewed on: 2nd April 2025

Great customer service, easy to use app on phone

5
Great customer service, easy to use app on phone Reviewed on: 5th June 2024

Very good experience.

5
Very good experience. Satisfied with the service. Reviewed on: 24th May 2024

Fast application, approved quickly

5
Fast application, approved quickly Reviewed on: 23rd May 2024

Perfect service thanks!

5
It was very easy, I applied on a Tuesday and my card came on Friday and they don’t charge that much if you miss a payment Reviewed on: 4th May 2024

No benefits, same credit limit in last 4 years

2
No benefits, credit limit stays at the same place as 4 years before where other banks have offered me multiples of what this card has given Reviewed on: 12th April 2024

Had a few dealings with them which turned out to be...

4
Had a few dealings with them which turned out to be unhelpful and cost me money. Reviewed on: 10th January 2024

Wonderfully stupendous

5
I cannot 100% find any bad faults from this company. I was given a starting balance of £750 which to me is a wholesome figure. The money help me to get my car fixed and as a disadvantaged person it opened up my world otherwise I'd be house bound. I cannot give my upmost praise. Reviewed on: 30th August 2023

Do you have a different Ocean Finance product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Ocean Finance?

    View all products