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Ocean Finance: Credit Card reviews

View other Ocean Finance products
4.64
Based on 19 reviews, last reviewed 14th Jul 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
79%
See only 4 star reviews
16%
3 star
See only 3 star reviews
0%
See only 2 star reviews
5%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Ocean is the best that nothing else can beat. Ocean is the best that nothing else can beat.When we talk of ocean we speak of efficiency Reviewed on: 14th July 2025
Mascline's avatar
Mascline

Latest lowest rating:

2

No benefits, same credit limit in last 4 years No benefits, credit limit stays at the same place as 4 years before where other banks have offered me multiples of what this card has given Reviewed on: 12th April 2024
Madhav A's avatar
Madhav A
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About this product

The Ocean Finance credit card is a useful card for those looking to rebuild their credit. At Smart Money People, we're putting together the biggest selection of Ocean Finance credit card reviews on the internet, to help you find what people are saying about this product.If you've been an Ocean finance customer, leave your own review and help out our community! Your feedback is what makes our site great.

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Ocean Finance Credit Card reviews (19)

Wonderfully stupendous

5
I cannot 100% find any bad faults from this company. I was given a starting balance of £750 which to me is a wholesome figure. The money help me to get my car fixed and as a disadvantaged person it opened up my world otherwise I'd be house bound. I cannot give my upmost praise. Reviewed on: 30th August 2023
Barrie Massey's avatar
Barrie Massey

Empowering Financial Freedom with Flexible Credit Card Solutions

5
Ocean Finance has been my trusted partner in navigating the world of credit cards, offering a range of flexible and tailored solutions that have empowered my financial freedom. Their credit card product has been a game-changer, providing me with the convenience and financial flexibility I need. Managing my finances with Ocean Finance's credit card has been a breeze. Their user-friendly online platform allows me to effortlessly track my transactions, set up payment reminders, and manage my account with ease. The convenience they provide truly simplifies my financial life. What sets Ocean Finance apart is their commitment to understanding their customers' unique needs. They took the time to understand my financial goals and provided a credit card solution that perfectly suited my requirements. Their personalized approach and attention to detail made me feel valued as a customer. Ocean Finance can be described as flexible, reliable, and customer-focused. They offer competitive rates and fees, ensuring that their credit card solutions are accessible and beneficial to their customers. Their commitment to transparency and clear communication sets them apart from other providers. I highly recommend Ocean Finance's credit card to anyone seeking a flexible and reliable financial solution. Their dedication to empowering their customers' financial well-being, coupled with their exceptional customer service, makes them a standout choice in the world of credit cards. Reviewed on: 21st June 2023
Cherry Monette Antonio's avatar
Cherry Monette Antonio

Fantastic Credit Card

5
Easy, flexible & versatile card. Great support from customer service and always looking at new ways to improve satisfaction. Reviewed on: 31st May 2023
Rocky Stars's avatar
Rocky Stars

Credit card

5
It's good for me to be with them just in case you are on holiday end you need some extra money Reviewed on: 21st February 2023
Daniel Ilie 's avatar
Daniel Ilie

Reliable company of long standing

4
Reasonable lending policy at reasonable interest rates and easy to use app Reviewed on: 20th July 2022
Cavan Paul Mulvihill's avatar
Cavan Paul Mulvihill

Great

5
They believed in me and gave me a chance Reviewed on: 26th January 2022
Opeyemi Shanu 's avatar
Opeyemi Shanu

Super easy to get my loan

5
Easy to apply and get my loan - defo one to recommend Reviewed on: 26th January 2020
Mark's avatar
Mark

Good

5
Good for people with no/bad credit Reviewed on: 3rd June 2017
David reading's avatar
David reading

Quick, reasonable and effecient

5
Received a response quickly, card and PIN arrived within specified time, extremely impressed with service. Reviewed on: 27th April 2017
Ashley Mccarthy-smith's avatar
Ashley Mccarthy-smith

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