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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 3.78 (270 reviews)

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3.78

Based on 270 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

66%

17%

11%

Latest highest rating:

5

Used this card a lot when abroad, no transaction fee... Used this card a lot when abroad, no transaction fees and excellent exchange rates Reviewed on: 12th June 2026

Latest lowest rating:

1

Credit Card refund issues I made a booking which I cancelled and wait for the refund which I was due. Because the booking was made on a card which had been superseded by a new ... Read more Reviewed on: 8th June 2026

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Clarity credit card reviews (270)

Used this card a lot when abroad, no transaction fee...

Used this card a lot when abroad, no transaction fees and excellent exchange rates Reviewed on: 12th June 2026

Credit Card refund issues

I made a booking which I cancelled and wait for the refund which I was due. Because the booking was made on a card which had been superseded by a new one, despite being told it should be fine, I couldn’t get the refund. 24/7 customer service just don’t pay attention and don’t get what I’m asking and getting through on the phone is so hard. There is no call back option. It’s a stressful experience throughout. Reviewed on: 8th June 2026

They switch from Mastercard to visa and it’s caused...

They switch from Mastercard to visa and it’s caused a lot of disruption to or regular payments Reviewed on: 2nd May 2026

Unable to get human help

When a renewed card failed to arrive in the post I did as instructed and called the number given in their email to me. This was hopeless. The voice response system wouldn't recognise anything I said. Neither would it work when keying numbers into my telephone. It insisted that I was entering invalid codes - which I was not as I could see the keys I had pressed displayed on my phone screen. The online chat was no better. I was unable to talk with an actual human being until my sixth attempt. It turned out that their systems required numbers from the new, replacement card - the one I was trying to tell them I had not received. The logic of this defeated me - and them apparently Reviewed on: 16th April 2026

Brilliant .

Great communication throughout a pleasure to deal with. Always helpful Reviewed on: 24th March 2026

My Halifax

Have found Halifax to be very good for sorting any banking problems out l would recommend all there products but not happy we lost our branch now have to travel 16 miles to a branch Reviewed on: 24th March 2026

An excellent traveller's credit card - just needs a...

An excellent traveller's credit card - just needs a cherry on top Reviewed on: 28th February 2026

Its a brilliant card for spending overseas.

Its a brilliant card for spending overseas, no extra charges. You can see the cost immediately via the App. Easy to make payments to from my regular bank. Overall very happy with the Card and Halifax. Reviewed on: 23rd January 2026

Clarity Card

I like the Halifax clarity card as it gives you the best exchange rate but is still a big time operator Reviewed on: 22nd January 2026

the credit card is easy to use

the credit card is easy to use, but more rewards would be better Reviewed on: 20th April 2025

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