Share your customer experiences with us and you could win £1000! Vote in the British Bank Awards

Halifax Clarity Credit Card Reviews

Ratings based on 110 reviews Last review 1 week ago

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will...

Read Full Description

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax. Already have the Clarity credit card? Please write your own review and share your experiences with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone - but we need your help!

5 74
4 24
3 8
2 1
1 3

Our Smart Money People 360° Rating

Good Credit Card
Combines our customer review data set with wider market analysis. Find out more here.

Your Clarity Credit Card Reviews (110)

Get Product
10th August 2015

The most sensible travel money method

I got this card (my first and only credit card, I try to avoid them generally) specifically because it has the best rates for spending money abroad. Best of all, there is no charge for withdrawing cash from ATMs overseas- so I only use it when abroad,...

Read more

I got this card (my first and only credit card, I try to avoid them generally) specifically because it has the best rates for spending money abroad. Best of all, there is no charge for withdrawing cash from ATMs overseas- so I only use it when abroad, and pay it off in full each month. Using this saves me loads of money which would have been spent on fees, commissions etc when using my debit card, or bureaux de change.

I've had very little reason to contact customer services, but on the one occasion i did, they were helpful and quick to sort things out. I'd recommend this for anyone who spends even a little time oversea, for business or pleasure.

Get Product
15th November 2017

Fabulous for Holidays

I like to use the Clarity Credit Card for foreign expenditure. This card has no fees on spending abroad as long as you pay your statement in full by the date shown. The rate you'll get is set by Mastercard – it tends to be higher than Visa's and A...

Read more

I like to use the Clarity Credit Card for foreign expenditure. This card has no fees on spending abroad as long as you pay your statement in full by the date shown. The rate you'll get is set by Mastercard – it tends to be higher than Visa's and Amex's rate.

Get Product
13th November 2017

Clarity Card for Abroad

This card is great for travelling - We got it initially for travelling to America but have used it all over Europe/Ireland or any time we...

Read more

This card is great for travelling - We got it initially for travelling to America but have used it all over Europe/Ireland or any time we travel.
The genius behind it is that it doesn't cost a penny to use the card abroad - you can spend without charges and lift money out of an ATM anywhere.
The only downside is the high APR so what we do is save the money up before we travel and then pay it off as soon as we get back.

Get Product
11th November 2017

Excellent card for shopping abroad

I like halifax, they are pretty good at in store service, and they have pretty good telephone service too. But, it is their products and online usage which makes them a cut above other banks. I used this card in the states and in Switzerland, no...

Read more

I like halifax, they are pretty good at in store service, and they have pretty good telephone service too. But, it is their products and online usage which makes them a cut above other banks. I used this card in the states and in Switzerland, no problems, no fees, just used and charged the exchange rate of the day!

Get Product
8th November 2017

The travel man go to!

Never had a problem. I took this card out when my current account was with Halifax. The main reason was for the free cash withdrawals abroad. This will have saved me hundreds over the years. I moved my current account away from Halifax but I still...

Read more

Never had a problem. I took this card out when my current account was with Halifax. The main reason was for the free cash withdrawals abroad. This will have saved me hundreds over the years. I moved my current account away from Halifax but I still receive all of the same benefits with the card.

Get Product
7th November 2017

Great customer service. Best bank yet!

When setting up the credit card, the staff were lovely. Kept to their time slots. Over the phone was even better, phoned to arrange direct debit from current account. Lady was very helpful set up online banking, inputted all the countries I was...

Read more

When setting up the credit card, the staff were lovely. Kept to their time slots. Over the phone was even better, phoned to arrange direct debit from current account. Lady was very helpful set up online banking, inputted all the countries I was travelling to and took away the usual hassles of banking

Get Product
3rd November 2017

Brilliant. Essential for travel

This credit card was a lifesaver while I spent five weeks travelling in south america. Not wanting to take all the money needed for such a long trip in one lump sum I was worried about credit card charges too. This card offers free cash withdrawals...

Read more

This credit card was a lifesaver while I spent five weeks travelling in south america. Not wanting to take all the money needed for such a long trip in one lump sum I was worried about credit card charges too. This card offers free cash withdrawals from anywhere so I was able to withdraw sometimes daily and only carry around a minimum amount of cash.

Articles related to Halifax