Halifax Clarity Credit Card Reviews

Ratings based on 91 reviews Last review 2 weeks ago

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will...

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If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax. Already have the Clarity credit card? Please write your own review and share your experiences with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone - but we need your help!

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Good Credit Card
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Your Clarity Credit Card Reviews (91)

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10th August 2015

The most sensible travel money method

I got this card (my first and only credit card, I try to avoid them generally) specifically because it has the best rates for spending money abroad. Best of all, there is no charge for withdrawing cash from ATMs overseas- so I only use it when abroad,...

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I got this card (my first and only credit card, I try to avoid them generally) specifically because it has the best rates for spending money abroad. Best of all, there is no charge for withdrawing cash from ATMs overseas- so I only use it when abroad, and pay it off in full each month. Using this saves me loads of money which would have been spent on fees, commissions etc when using my debit card, or bureaux de change.

I've had very little reason to contact customer services, but on the one occasion i did, they were helpful and quick to sort things out. I'd recommend this for anyone who spends even a little time oversea, for business or pleasure.

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11th June 2017

Free to use Abroad

Perfect card for holidays as it's free to use in shops and restaurants and you get a better rate than exchanging currency. I also withdraw cash at the cashloing and then pay it off on my App so I don't pay any interest. So saves bringing loads of...

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Perfect card for holidays as it's free to use in shops and restaurants and you get a better rate than exchanging currency. I also withdraw cash at the cashloing and then pay it off on my App so I don't pay any interest. So saves bringing loads of cash away with you when you go on holiday. I think it's a brilliant card.

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10th June 2017

New User

Obtained this card as my friend has one and she explained sell about it and it looked good.! Just used it for the first time in the USA and Central America. No problems using it at all. Account has just arrived and the exchange rate is far better...

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Obtained this card as my friend has one and she explained sell about it and it looked good.! Just used it for the first time in the USA and Central America. No problems using it at all. Account has just arrived and the exchange rate is far better than any Bureau de Change offers in this country. Went in to the local Halifax just before my holiday to advise them which countries I was going to and got excellent service.

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6th June 2017

-7.5% for exchange rate

This card gives you free withdrawals aboard but at a stink exchange rate of 7.5%. If you do use if for a cash withdrawal pay it off straight away so you don't start paying interest. However it is good for paying for purchases etc as you get the...

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This card gives you free withdrawals aboard but at a stink exchange rate of 7.5%. If you do use if for a cash withdrawal pay it off straight away so you don't start paying interest. However it is good for paying for purchases etc as you get the interbank rate.

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30th May 2017

There when needed!

Applied for this card especially for travelling abroad, due to automatic anti fraud protection the card was blocked multiple times and due to time difference and lack of access to phone on one particular occasion, only access to internet contacted...

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Applied for this card especially for travelling abroad, due to automatic anti fraud protection the card was blocked multiple times and due to time difference and lack of access to phone on one particular occasion, only access to internet contacted Halifax via twitter to which they replied within minutes and called the hotel I was staying and unblocked the card (very relived), on top of this the card interest rate was fantastic actually happy to pay interest for the great service provided, I believe not many people would say that.

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30th May 2017

Fair interest rates and zero forex fees

Love the Clarity credit card. The interest rate, although higher than you would find for a loan, is much more competitive than other credit cards I have. What I really love though is zero fees on purchases in foreign currencies - this is the standout...

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Love the Clarity credit card. The interest rate, although higher than you would find for a loan, is much more competitive than other credit cards I have. What I really love though is zero fees on purchases in foreign currencies - this is the standout feature as far as I am concerned.

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30th May 2017

Great for overseas spending.

Has a very good APR this credit card, but it's best used as a way of getting money overseas. No fees for taking money out of an ATM and no fees for using in a shop, and the exchange rate is set by MasterCard, which is a better rate than you're get...

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Has a very good APR this credit card, but it's best used as a way of getting money overseas. No fees for taking money out of an ATM and no fees for using in a shop, and the exchange rate is set by MasterCard, which is a better rate than you're get anywhere. What's not to love, just remember to pay it off.

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14th May 2017

Really Useful Card

Having recently retired and, enjoying my retirement, by booking last minute breaks abroad. I can go away knowing that I won't be penalised when using it whilst on holiday, and as it's a master card the exchange rate they get when converting my...

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Having recently retired and, enjoying my retirement, by booking last minute breaks abroad. I can go away knowing that I won't be penalised when using it whilst on holiday, and as it's a master card the exchange rate they get when converting my purchase is very reasonable.

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