Halifax Clarity Credit Card Reviews

Ratings based on 149 reviews Last review 1 month ago

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will...

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If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax. Already have the Clarity credit card? Please write your own review and share your experiences with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone - but we need your help!

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Your Clarity Credit Card Reviews (149)

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10th August 2015

The most sensible travel money method

I got this card (my first and only credit card, I try to avoid them generally) specifically because it has the best rates for spending money abroad. Best of all, there is no charge for withdrawing cash from ATMs overseas- so I only use it when abroad,...

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I got this card (my first and only credit card, I try to avoid them generally) specifically because it has the best rates for spending money abroad. Best of all, there is no charge for withdrawing cash from ATMs overseas- so I only use it when abroad, and pay it off in full each month. Using this saves me loads of money which would have been spent on fees, commissions etc when using my debit card, or bureaux de change.

I've had very little reason to contact customer services, but on the one occasion i did, they were helpful and quick to sort things out. I'd recommend this for anyone who spends even a little time oversea, for business or pleasure.

AndrewD's avatarAndrewDLevel 2
Editors
Choice
(9)
Editors Choice
Editors
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9th February 2019

Loyal cutomer refused Clarity card

Despite having banked with Halifax for over ten years, never having had an overdraft and always in credit by four figures I was refused a clarity card for my forthcoming four week trip. Could not do it on line, branch could not do it and I was...

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Despite having banked with Halifax for over ten years, never having had an overdraft and always in credit by four figures I was refused a clarity card for my forthcoming four week trip. Could not do it on line, branch could not do it and I was obliged to call at the branch several times and still refused and advised I had to do it via telephone banking going through all the questions again. Appalling behaviour by Halifax, but good news for me. I have moved to Starling and TransferWise and could not be happier with my choice of banks

Alison Ashcroft's avatarAlison AshcroftLevel 1
(0)
13th January 2019

My Travel Bestie

Halifax Clarity gives me peace of mind when travelling abroad -it’s widely accepted; gives near perfect rates with no fees and even cash withdrawals are charged at a reasonable %. Customer service is easy to navigate and statements are clear and easy.

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Halifax Clarity gives me peace of mind when travelling abroad -it’s widely accepted; gives near perfect rates with no fees and even cash withdrawals are charged at a reasonable %. Customer service is easy to navigate and statements are clear and easy.

Kay farrugia's avatarKay farrugiaLevel 1
(0)
4th January 2019

Long winded but great perks

I've been living overseas for a while now, and although sometimes the Halifax app is a little behind times and hard to navigate, the perks of this card have been outstanding. You don't get charged any fees for using your card abroad which has saved me...

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I've been living overseas for a while now, and although sometimes the Halifax app is a little behind times and hard to navigate, the perks of this card have been outstanding. You don't get charged any fees for using your card abroad which has saved me so much money. They don't offer any other perks with the card barring the occasional period of super low interest, but the savings alone with using the card overseas trump any offers I've had with loyalty cards prior.

Ben V's avatarBen VLevel 1
(0)
27th December 2018

Best customer service

I have been with a number of Banks and Halifax has been the best for everything I have needed. The customer service team over the phone was able to set up my online banking straight away, and helped when I was going abroad that the card wouldn't be...

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I have been with a number of Banks and Halifax has been the best for everything I have needed. The customer service team over the phone was able to set up my online banking straight away, and helped when I was going abroad that the card wouldn't be frozen like it so commonly is with other banks.

Lou Tring's avatarLou TringLevel 1
(0)
11th August 2018

High interest low customer skills

I've ordered a replacement card 5 times but alas it never shows.. The advisers offered zero help just the same repetitive script rattled off with little care an even less resolve.

H's avatarHLevel 1
(1)

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