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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 3.60 (271 reviews)

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3.60

Based on 271 reviews, last reviewed 15th Jun 2026

No new 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

65%

17%

11%

Latest highest rating:

5

Used this card a lot when abroad, no transaction fee... Used this card a lot when abroad, no transaction fees and excellent exchange rates Reviewed on: 12th June 2026

Latest lowest rating:

1

Terrible customer serviice. Terrible customer serviice. Nearly 4 hours to resolve making a transaction. You are directed to their virtual agent in app BUT its useless - i wasted ... Read more Reviewed on: 15th June 2026

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Clarity credit card reviews (271)

Worst credit card service ever

I paid for flights through a company which at the time was operating, alerted Halifax of being a possible fraud, they didn’t help at the time, company went with my voucher money before going into solvency, now Halifax doesn’t help either because I should have advised them within 120 days of the transaction. I didn’t know the company went into solvency on time. Halifax has the worst service then it charges the highest interest on credit cards. I have 6 credit cards and they charge the highest. Reviewed on: 1st March 2023

Brilliant for travel

The Clarity Credit Card is insanely useful for international travel. Makes me feel safe & secure spending money abroad and the customer service is second to none. Reviewed on: 28th February 2023

No fees on paying in foreign currency abroad

No fees on paying in foreign currency abroad. Reviewed on: 28th February 2023

Perfect card for travel

I only use my clarity card for travel, as there are no fees and it has a competitive exchange rate, its safer than carrying cash Reviewed on: 20th February 2023

Great credit card

I don’t use credit very often, just a small amount now and again to keep the card active. Easy to use Reviewed on: 16th February 2023

Great card for overseas

This sia great card for overseas spending with no fees. Reviewed on: 9th February 2023

Excellent card!

Excellent card that I always use for its fee free spending abroad, would definitely recommend! Reviewed on: 1st February 2023

Best exchange rate

I've had this card for atleast 10 years,I always pay it off in full so the charges are of no consequence to me but I go abroad often and its the best exchange rate, better than using cash and so convenient as most places accept Mastercard Reviewed on: 1st February 2023

Clarity excellence

This card is excellent. It can be used abroad with no charges. I have lost my card on a few occasions and I can freeze the card online which gives me peace of mind. I also find the new issue of cards to be prompt. Overall great customer service and reliability. Reviewed on: 1st February 2023

card

Excellent for overseas use as it applies no charges. Reviewed on: 28th January 2023

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