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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 4.22 (266 reviews)

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4.22

Based on 266 reviews, last reviewed 24th Mar 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

65%

18%

10%

Latest highest rating:

5

Brilliant . Great communication throughout a pleasure to deal with. Always helpful Reviewed on: 24th March 2026

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Clarity credit card reviews (266)

great credit card for overseas spending

correct intrest rate on the day making it great value and saving even more money to sum this upi have had the clarity credit card for over 3 years now.this card is super for overseas transaction as it does not charge a fee for transactions unlike alot of other credit cards this can be substantial if you are making a lot of purchases sy when you are on holidays.apart from this super benifit there is alittle know fact that when you purchase a product or service abroad not only are you charged a transaction fee you are also charged a load fee on the concersation rate back into pounds sterling thios can be very substancive.the halifax clarity credit card charges you at the this is a great all round creit card and i would recommented whole heartitly Reviewed on: 8th April 2015

Overlooked and undervalued as a customer

I went into the branch to speak to them about changing my sons account. I could not ask any questions without the lady getting cross that I stopped her spiel! I just felt like I was a 'job' to be done rather than a valued customer. Am now leaving Halifax and moving elsewhere!! Reviewed on: 10th February 2015

Easy, simple with excellent service!

Always easy to contact and speak to. Advisors are friendly and helpful and the card is perfect for overseas transactions. Reviewed on: 1st February 2015

Great Mortgage

I have my mortgage with Halifax, great rate, great service and I receive clear and easy to understand annual statements from them. I've owned 2 houses and on both occasions I've used Halifax as my mortgage provider. Reviewed on: 10th December 2014

Useful if you travel a lot

I travel quite a bit, so this card is really useful. Also not had any decline problems when I'm abroad, so it gets a lot of use Reviewed on: 16th October 2014

Free to use anywhere!!

No fee to use it anywhere worldwide and no annual fees. I use this credit card when travelling with work and have had absolutely no problems at all. Reviewed on: 3rd October 2014

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