Write a review

Halifax: Clarity Credit Card reviews

Name: Clarity Credit Card
Rating: 4.27 (261 reviews)

View other Halifax products

4.10

Based on 261 reviews, last reviewed 20th Apr 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

65%

18%

10%

Latest highest rating:

4

the credit card is easy to use the credit card is easy to use, but more rewards would be better Reviewed on: 20th April 2025

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

Read all reviews Write a review

About this product

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax.

Already have the Clarity credit card? Please write your own review and share your experiences with Smart Money People, the UK's leading financial services review site.

Together, we can make financial services work better for everyone - but we need your help!

Review Halifax: Clarity Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Halifax Clarity Credit Card reviews (261)

Great for using abroad

I have just used the halifax clarity credit card in the USA. It was great, free to withdraw money from cash points and no fee to buy anything in another currancy. Reviewed on: 28th March 2016

Very Best Card for using at home & abroad

Great little card to take abroad for purchasing items anywhere. No fees at all and a fabulous exchange rate - buy using the currency of the country you are visiting. Had this card for over 5 years now - can't beat it! Reviewed on: 28th March 2016

perfect for overseas spending

I got this card solely for spending on holiday. It has a near perfect exchange rate, it actually cannot be beaten. I made some simple calculations and the difference between spending £500 on this whilst on holiday and swapping with the bank or post office was over £65 Reviewed on: 28th March 2016

Best rates of Exchange without fees

I have to say that I have had a Halifax Clarity Card now for about 3 years and it has been really true to its word - CLARITY - no hidden fees in exchange rates for travellers like me and it gives me a much better rate of exchange on purchases abroad than any other card I have had. It is actually better than cash ! Reviewed on: 28th March 2016

Perfect card

I needed to increase my limit on my card and this was done with just one simple phone call. Quick and easy a few simple questions and I know have a card I can use with great rates aboard and even pays me a fiver to spend over £300 a month on. Can't be bad getting free money. Reviewed on: 28th March 2016

Great for Travelling

We always take our Halifax Clarity Card when travelling, as it offers the best rates for withdrawing cash while abroad, so saves the hassle of carrying and converting large sums of money. Reviewed on: 18th February 2016

Guaranteed best exchange rates and no fees

Never had any trouble abroad using this card and offers best rates. Reviewed on: 14th February 2016

Fantastic

I use this card regularly for foreign transactions, both in the UK & abroad with no issue whatsoever. It's fantastic not having to worry about foreign transaction fees and using it in exactly the same way as I would in the UK Reviewed on: 5th February 2016

Market-leader rates for holiday spending

The Halifax clarity credit card comes out top of the best-buy polls year after year as a card you can use abroad on your holidays. The exchange rates are good and being a Mastercard, it's universally accepted everywhere that accepts credit cards! I wouldn't go on holiday without mine! Reviewed on: 30th December 2015

Great credit card for overseas spending

The Halifax Clarity credit card is one of the best cards for overseas spending, and even cash withdrawal. Since owning this card, I've stopped exchanging money when going abroad, I use the card instead to withdraw currency abroad. I also use it to pay in currency overseas. Cannot comment on the interest rates, as my card is paid off in full each month. Reviewed on: 24th December 2015

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from M&S Bank - Marks and Spencer 2.72 from 186 reviews
Nectar Credit Card
from Sainsburys Bank 2.77 from 96 reviews
Purchase Credit Card
from Halifax 3.82 from 18 reviews

Want to see more from Halifax?

Online Tracker Bond
from Halifax 5.00 from 1 reviews
Student Current Account
from Halifax 4.60 from 10 reviews
Online Saver
from Halifax 4.60 from 35 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub