Write a review

Halifax: Clarity Credit Card reviews

Name: Clarity Credit Card
Rating: 4.27 (259 reviews)

View other Halifax products

4.11

Based on 259 reviews, last reviewed 8th Mar 2025

50% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

66%

17%

10%

Latest highest rating:

4

Perfect for Travelling The Halifax Clarity credit card offers zero commission purchases in foreign currencies making it great for travelling. Reviewed on: 2nd March 2025

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

Read all reviews Write a review

About this product

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax.

Already have the Clarity credit card? Please write your own review and share your experiences with Smart Money People, the UK's leading financial services review site.

Together, we can make financial services work better for everyone - but we need your help!

Review Halifax: Clarity Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Halifax Clarity Credit Card reviews (259)

perfect for overseas spending

I got this card solely for spending on holiday. It has a near perfect exchange rate, it actually cannot be beaten. I made some simple calculations and the difference between spending £500 on this whilst on holiday and swapping with the bank or post office was over £65 Reviewed on: 28th March 2016

Best rates of Exchange without fees

I have to say that I have had a Halifax Clarity Card now for about 3 years and it has been really true to its word - CLARITY - no hidden fees in exchange rates for travellers like me and it gives me a much better rate of exchange on purchases abroad than any other card I have had. It is actually better than cash ! Reviewed on: 28th March 2016

Perfect card

I needed to increase my limit on my card and this was done with just one simple phone call. Quick and easy a few simple questions and I know have a card I can use with great rates aboard and even pays me a fiver to spend over £300 a month on. Can't be bad getting free money. Reviewed on: 28th March 2016

Great for Travelling

We always take our Halifax Clarity Card when travelling, as it offers the best rates for withdrawing cash while abroad, so saves the hassle of carrying and converting large sums of money. Reviewed on: 18th February 2016

Guaranteed best exchange rates and no fees

Never had any trouble abroad using this card and offers best rates. Reviewed on: 14th February 2016

Fantastic

I use this card regularly for foreign transactions, both in the UK & abroad with no issue whatsoever. It's fantastic not having to worry about foreign transaction fees and using it in exactly the same way as I would in the UK Reviewed on: 5th February 2016

Market-leader rates for holiday spending

The Halifax clarity credit card comes out top of the best-buy polls year after year as a card you can use abroad on your holidays. The exchange rates are good and being a Mastercard, it's universally accepted everywhere that accepts credit cards! I wouldn't go on holiday without mine! Reviewed on: 30th December 2015

Great credit card for overseas spending

The Halifax Clarity credit card is one of the best cards for overseas spending, and even cash withdrawal. Since owning this card, I've stopped exchanging money when going abroad, I use the card instead to withdraw currency abroad. I also use it to pay in currency overseas. Cannot comment on the interest rates, as my card is paid off in full each month. Reviewed on: 24th December 2015

Great Credit Card

The clarity credit card is a great option for those who travel abroad or purchase items on websites using foreign currency as the card has no additional fees for purchases! The fees for withdrawing foreign cash are reasonable too, although beware of fees charged by foreign ATMs! On top of that spend over £300 a month and you get £5 cashback! Reviewed on: 24th December 2015

A great option for foreign transactions, and get paid £5 a month

I have had this card for a few years now, and it is my go to plastic for foreign transactions online and while on holiday. I find it very useful to save money when buying items from amazon.de when the price is cheaper than amazon.co.uk. I also use it when we are in a foreign country. It saves me from having to "load up" a pre paid card in advance or having to carry lots of notes. Reviewed on: 24th December 2015

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Post Office 2.12 from 104 reviews
Gold Card
from first direct 3.61 from 8 reviews
Balance Transfer Credit Card
from Halifax 4.52 from 55 reviews

There's still more to see!

Halifax has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub