8th June 2019
"That How It Works"
Had balance of £300 on credit card, they took £780 from my bank account and put it on the credit card. Now I have to pay overdraft on my debit card. And all they could say was: "That's how it works" Thanks a lot!
Your Purchase Credit Card Reviews (15)
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Most recent
10th June 2018
Good Credit account
Easy to use online features allowing management of account simple and straightforward
11th June 2017
Not bad, not great either
Once your 0% deal is over there isn't a lot to recommend - no rewards, higher than others interest rates
14th April 2017
Top Customer Service
I have been a customer of Halifax for several years now and would never change to another company. Customer service is always excellent and everything about this bank and the service they provide is easy and stress free.
28th March 2017
Free money!
We have a Halifax Cashback Credit Card and a direct debit set up to pay it back in full every month. We've never paid a penny in interest and the cash we get back is in the hundreds of pounts.
17th April 2015
I think it is great.
I think that this is great. i am not sure how it compares to other accounts but i have nothing but good things to say. i am happy that i have this experience and that i am able to use this to purchase the tings that i need and want and that i can pay...
Read moreI think that this is great. i am not sure how it compares to other accounts but i have nothing but good things to say. i am happy that i have this experience and that i am able to use this to purchase the tings that i need and want and that i can pay it off in a timely manner.
14th April 2015
Using the Halifax Purchase Credit Card is so easy anyone can do it.
I signed up for the Halifax Purchase Credit Card and am beyond happy with this company. Their customer service is phenomenal, I had contacted them a couple times in regard to a charge on my card that I had not made and each representative was...
Read moreI signed up for the Halifax Purchase Credit Card and am beyond happy with this company. Their customer service is phenomenal, I had contacted them a couple times in regard to a charge on my card that I had not made and each representative was understanding of my frustration that my card had been used elsewhere and rectified the situation in a quite timely manner without too many questions asked. The APR rate is great, beyond the initial 0% for 6 month rate I was given only a 9% annual percent fee, which is far lower than most other companies out there. Their card designs are also super fun and playful and not the typical run of the mill blue card. As far as credit card companies go this one is great and can't think about using any other card in my wallet! I will be a lifelong customer of theirs.
14th April 2015
appropriate but not withstanding.
There's no reward scheme associated with this card, so there's little incentive to make purchases on it once the 0% deal is over....
Read more There's no reward scheme associated with this card, so there's little incentive to make purchases on it once the 0% deal is over.
If you're a frequent spender, it might be worth applying for a 0%-on-purchases card which also offers a tempting cashback deal.
The Santander 123 Credit Card, for example, includes an 18-month 0%-on-purchases deal alongside a reward scheme which pays cashback whenever you spend at petrol stations, train stations, major department stores or supermarkets.
14th April 2015
I love this credit card; it is so easy to use with great terms
Halifax Credit Card gives me freedom like no other credit card does. I have great terms, low interest fees, greatly minimum monthly payments with no stress! I would recommend Halifax to all my family and friends. It's so easy to sign up, get approved...
Read moreHalifax Credit Card gives me freedom like no other credit card does. I have great terms, low interest fees, greatly minimum monthly payments with no stress! I would recommend Halifax to all my family and friends. It's so easy to sign up, get approved and get the Halifax credit card.
14th April 2015
Great and spectacular
This was a great purchase. Not only was the purchase easy and painless, the interest is also great. I used to have another company prior to Halifax, but now that I have purchased Halifax, I can not go back. Halifax offers a range of credit cards...
Read more This was a great purchase. Not only was the purchase easy and painless, the interest is also great. I used to have another company prior to Halifax, but now that I have purchased Halifax, I can not go back. Halifax offers a range of credit cards designed to suit individual needs. Whether you’re looking to transfer a balance, get an interest-free deal on purchases or you’re after one low rate to spread the cost of a large purchase. And because Halifax credit cards are provided under the MasterCard banner, you can be sure that your card will be accepted in around 24million locations worldwide. No fee to transfer a balance
No fee to use anywhere worldwide. Best purchase I have made thus far.
13th April 2015
Good customer service
I have been with the Hallifax purchase credit card for several years now and they have always been very easy to deal with. Their customer service is always very helpful whenever I have the need to contact them and they are receptive and try to ensure...
Read moreI have been with the Hallifax purchase credit card for several years now and they have always been very easy to deal with. Their customer service is always very helpful whenever I have the need to contact them and they are receptive and try to ensure that all of your needs are taken care before you get off the phone with them. It's unusual in these days and times to get good customer service so I stay with them because they have it.
