Write a review

Go to business site

Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 4.12 (268 reviews)

View other Halifax products

4.12

Based on 268 reviews, last reviewed 2nd May 2026

50% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

66%

18%

10%

Latest highest rating:

5

Brilliant . Great communication throughout a pleasure to deal with. Always helpful Reviewed on: 24th March 2026

Latest lowest rating:

1

They switch from Mastercard to visa and it’s caused... They switch from Mastercard to visa and it’s caused a lot of disruption to or regular payments Reviewed on: 2nd May 2026

Read all reviews Write a review

About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Review Halifax: Clarity credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Halifax Clarity credit card reviews (268)

Great for those who travel often

Offers a competitive interest rate and is great for those who travel often as you are not charged for withdrawing foreign currency from cash machines and nor are you for making purchases. Reviewed on: 17th January 2017

No charges for foreign transactions

You do not get charged when making cash withdrawals abroad Reviewed on: 17th January 2017

Top travel card and general spending

Always happy with service from Halifax. The card allows spending abroad with 0% commission or fees around the world. Cash transactions included but interest is charged daily so pay ASAP. Reviewed on: 17th January 2017

Good to use abroad

This is a good card for holidays as they don't make a currency card so I only really use it abroad. What does annoy me a little is their website as I've found it near impossible to pay the bills online which is inconvenient, as a result I've set up a direct debit instead to avoid any fees and the website Reviewed on: 24th December 2016

Brilliant Card

No fees to pay for making purchases abroad - what's not to like. Get one of these - you won't regret it. Reviewed on: 24th December 2016

Useful when going abroad

I always use my Clarity card when going abroad as I can use it without any additional charges which is great Reviewed on: 19th December 2016

Top Card

This card is one of the best on the market, You get £5 a month cashback if you spend £300 or over, and also can take this card abroad, and it has no fee on purchases if you use it in any country Reviewed on: 18th December 2016

Just OK

I'd say my Halifax card is "just Ok" because it's best if it's paid of each month, and no more. Reviewed on: 15th December 2016

Excellent

My Halifax Clarity MasterCard is excellent because of the excellent exchange rate when I shop with it abroad :) Reviewed on: 7th December 2016

Can't beat its rates for spending abroad but watch expiry dates!

I got the Halifax Clarity Credit Card in order to benefit from its near-perfect rates for using abroad, but I hadn't used it for a long time. I took it to Ireland and had it declined in a shop because it had expired and Halifax had not reminded me or sent me a new one. Don't they want me to use it? Reviewed on: 5th December 2016

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier Credit Card
from HSBC 3.81 from 20 reviews
Everyday Credit Card
from Creation 2.72 from 20 reviews
Credit Card
from Ocean Finance 4.73 from 19 reviews

Want to see more from Halifax?

Online Tracker Bond
from Halifax 5.00 from 1 reviews
Student Current Account
from Halifax 4.67 from 11 reviews
Online Saver
from Halifax 4.62 from 35 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub