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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 3.60 (271 reviews)

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3.60

Based on 271 reviews, last reviewed 15th Jun 2026

No new 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

65%

17%

11%

Latest highest rating:

5

Used this card a lot when abroad, no transaction fee... Used this card a lot when abroad, no transaction fees and excellent exchange rates Reviewed on: 12th June 2026

Latest lowest rating:

1

Terrible customer serviice. Terrible customer serviice. Nearly 4 hours to resolve making a transaction. You are directed to their virtual agent in app BUT its useless - i wasted ... Read more Reviewed on: 15th June 2026

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Clarity credit card reviews (271)

Fee-free transactions abroad make this a winner

The application for the credit card was smooth and easy not taking long at all online with the card arriving less than a week later. The biggest selling point was the fee-free transactions when using abroad which made the US family holiday easier as I much prefer to pay by card than cash when out and about. The online service is good too which makes card management easy too. Reviewed on: 5th February 2017

Perfect for travellers

If you go abroad lots, this credit card is for you, as it offers near perfect exchange rates. The online app is also simple & easy to use! Reviewed on: 4th February 2017

Wouldn't be without our Halifax Clarity Card

Amazing for spending abroad. Wouldn't be without it now. The customer service team were brilliant when we called to ask questions before applying. Reviewed on: 3rd February 2017

Great for those who travel often

Offers a competitive interest rate and is great for those who travel often as you are not charged for withdrawing foreign currency from cash machines and nor are you for making purchases. Reviewed on: 17th January 2017

No charges for foreign transactions

You do not get charged when making cash withdrawals abroad Reviewed on: 17th January 2017

Top travel card and general spending

Always happy with service from Halifax. The card allows spending abroad with 0% commission or fees around the world. Cash transactions included but interest is charged daily so pay ASAP. Reviewed on: 17th January 2017

Good to use abroad

This is a good card for holidays as they don't make a currency card so I only really use it abroad. What does annoy me a little is their website as I've found it near impossible to pay the bills online which is inconvenient, as a result I've set up a direct debit instead to avoid any fees and the website Reviewed on: 24th December 2016

Brilliant Card

No fees to pay for making purchases abroad - what's not to like. Get one of these - you won't regret it. Reviewed on: 24th December 2016

Useful when going abroad

I always use my Clarity card when going abroad as I can use it without any additional charges which is great Reviewed on: 19th December 2016

Top Card

This card is one of the best on the market, You get £5 a month cashback if you spend £300 or over, and also can take this card abroad, and it has no fee on purchases if you use it in any country Reviewed on: 18th December 2016

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