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Halifax: Clarity Credit Card reviews

Name: Clarity Credit Card
Rating: 4.27 (260 reviews)

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4.11

Based on 260 reviews, last reviewed 2nd Apr 2025

50% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

65%

18%

10%

Latest highest rating:

4

Great travel card. Great travel card. Low fees and currency conversion charges. Have used when abroad many times. Reviewed on: 2nd April 2025

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

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About this product

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax.

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Halifax Clarity Credit Card reviews (260)

Excellent

My Halifax Clarity MasterCard is excellent because of the excellent exchange rate when I shop with it abroad :) Reviewed on: 7th December 2016

Can't beat its rates for spending abroad but watch expiry dates!

I got the Halifax Clarity Credit Card in order to benefit from its near-perfect rates for using abroad, but I hadn't used it for a long time. I took it to Ireland and had it declined in a shop because it had expired and Halifax had not reminded me or sent me a new one. Don't they want me to use it? Reviewed on: 5th December 2016

Credit Card is Awesome - Customer Service Not So Much

Customer Service in Halifax has me considering going to First Direct. Reviewed on: 2nd December 2016

Fee free

I got the Halifax Clarity credit card to use abroad some years ago, which is good because it avoids fees taking out cash etc abroad, but I don't go abroad that often and last time I did, I tried to use it and they hadn't sent me a new one after it had expired, or even warned me it was expiring, so I was stuck. Reviewed on: 2nd December 2016

Rate went down

Used to be good but now it's just OK, since they decreased the number of clubcard points per transaction so I am not getting as many points as before. Reviewed on: 1st December 2016

Was better before

The Clarity card was better when they paid you £5 per month to spend...but is still competitive re currency rates Reviewed on: 1st December 2016

Good for travel

I get fantastic exchange rates whilst abroad with only interest on cash withdrawals Reviewed on: 1st December 2016

Fee free

The Halifax Clarity card is great for holidays because it doesn't have the usual fees and has the best exchange rates. Reviewed on: 30th November 2016

Cut rewards

It was amazing, when you got £5 per month if you spent £300...that was easy if you spent on normal household shopping and fuel. But they stopped that earlier this year, so it's now just okay - no exorbitant charges when shopping abroad. Reviewed on: 29th November 2016

Good cashback

The Halifax Clarity has good cashback if you spend £300 or more on it plus no fee using abroad , better than OK but is not amazing Reviewed on: 29th November 2016

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Halifax: Clarity Credit Card reviews

50% decrease in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

4

Latest lowest rating:

1

About this product

Review Halifax: Clarity Credit Card now

Halifax Clarity Credit Card reviews (260)

Excellent

Can't beat its rates for spending abroad but watch expiry dates!

Credit Card is Awesome - Customer Service Not So Much

Fee free

Rate went down

Was better before

Good for travel

Fee free

Cut rewards

Good cashback

Do you have a different Halifax product?

There's still more to see!

Join Smart Money People

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