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Halifax: Clarity Credit Card reviews

4.12
Based on 255 reviews, last reviewed 9th Oct 2024
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
66%
See only 4 star reviews
17%
See only 3 star reviews
5%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

5

Handy while on holiday paying for more expensive items. Handy while on holiday paying for more expensive items. Reviewed on: 9th October 2024
Hugh M's avatar
Hugh M

Latest lowest rating:

1

Card blocked whilst abroad. Card blocked whilst abroad. After 3 days not resolved. Debacle. Many times unsuccessful calls and no way to use ebanking app to help. Reviewed on: 20th September 2024
Ian h's avatar
Ian h

About this product

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax.

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Halifax Clarity Credit Card reviews (255)

Was better before

4
The Clarity card was better when they paid you £5 per month to spend...but is still competitive re currency rates Reviewed on: 1st December 2016

Good for travel

5
I get fantastic exchange rates whilst abroad with only interest on cash withdrawals Reviewed on: 1st December 2016

Fee free

5
The Halifax Clarity card is great for holidays because it doesn't have the usual fees and has the best exchange rates. Reviewed on: 30th November 2016

Cut rewards

3
It was amazing, when you got £5 per month if you spent £300...that was easy if you spent on normal household shopping and fuel. But they stopped that earlier this year, so it's now just okay - no exorbitant charges when shopping abroad. Reviewed on: 29th November 2016

Good cashback

4
The Halifax Clarity has good cashback if you spend £300 or more on it plus no fee using abroad , better than OK but is not amazing Reviewed on: 29th November 2016

Rate going down!

3
The Halifax clarity is good for spending abroad and for cash reward, although this is decreasing next year so I rate it 'just ok'. Reviewed on: 28th November 2016

Still the best card for European holidays

4
The Halifax Clarity Credit Card is still one of the best cards to use abroad. We use it for everyday spending in the UK and abroad, and also for cash withdrawals in Europe. It gives a good exchange rate, and we always transfer money across to cover the cash withdrawal, so it doesn't accrue much interest. You must always ALWAYS pay it off in full though. It also pays £5 cashback per month if spending £300 or more in a month. Reviewed on: 21st November 2016

Excellent service

5
Very good customer service in terms of call centres and postal admin. Reviewed on: 15th November 2016

Not sure

2
I ordered one of these for a recent holiday to Italy. Very annoyed to find it didn't work in any shops, restaurants etc but accepted every time at an ATM. I then discovered interest is charged immediately for ATM withdrawals but not purchases. I wonder..................... Reviewed on: 30th October 2016

great value credit card for overseas use

3
Not a huge fan of the big banks but this card incurs no fees when used abroad Reviewed on: 31st August 2016

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