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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 4.12 (268 reviews)

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4.12

Based on 268 reviews, last reviewed 2nd May 2026

50% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

66%

18%

10%

Latest highest rating:

5

Brilliant . Great communication throughout a pleasure to deal with. Always helpful Reviewed on: 24th March 2026

Latest lowest rating:

1

They switch from Mastercard to visa and it’s caused... They switch from Mastercard to visa and it’s caused a lot of disruption to or regular payments Reviewed on: 2nd May 2026

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Clarity credit card reviews (268)

good

not had an issues, very handy for abroad and at home Reviewed on: 4th April 2017

Great card for use Abroad

I have the Clarity card, as I am retired and I like to holiday abroad, I can use my card without having to carry cash around, and I won't get stung by foreign transaction fees charges . I really feel this is the worst kind of rip off by some Banks and Credit card companies. So I really happy to recommend this card to friends and family. Also whenever I need to call them the service is quick and very helpful Reviewed on: 3rd April 2017

Security risk and terrible customer service

Halifax sent my credit card to the wrong address, somehow their system managed to change my address, obviously a huge security risk. To make matters worse their customer services were terrible. They didn't sort the problem but instead sent another card to the wrong address! Unbelievable. Stay away from this bank if you don't want to be a victim of identity fraud. Reviewed on: 1st April 2017

No exchange rate charge abroad

Easy to use on holiday as you don't need to carry cash and don't incur a exchange rate charge. The things you buy are just converted without the charge as opposed to cash machines which charge you a fee #MaxYourMoney Reviewed on: 21st March 2017

Great Credit Card

I got this card for traveling to the USA last summer but have found it to be a great card for day to day use also. The staff are great and the mobile banking app is very clear. They keep you informed of your balance making it easy to control your spending. Reviewed on: 1st March 2017

Overseas spending

The Halifax Clarity card is just what you need when abroad. I use mine all the time and get great exchange rates, but do pay off IN FULL Reviewed on: 11th February 2017

Top Travel Card

We always use our clarity card when travelling abroad for cash and purchases as we know we are guaranteed the best deal... and every euro. dollar and dime counts to dinar !!! Reviewed on: 7th February 2017

Fee-free transactions abroad make this a winner

The application for the credit card was smooth and easy not taking long at all online with the card arriving less than a week later. The biggest selling point was the fee-free transactions when using abroad which made the US family holiday easier as I much prefer to pay by card than cash when out and about. The online service is good too which makes card management easy too. Reviewed on: 5th February 2017

Perfect for travellers

If you go abroad lots, this credit card is for you, as it offers near perfect exchange rates. The online app is also simple & easy to use! Reviewed on: 4th February 2017

Wouldn't be without our Halifax Clarity Card

Amazing for spending abroad. Wouldn't be without it now. The customer service team were brilliant when we called to ask questions before applying. Reviewed on: 3rd February 2017

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