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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 3.60 (271 reviews)

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3.60

Based on 271 reviews, last reviewed 15th Jun 2026

No new 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

65%

17%

11%

Latest highest rating:

5

Used this card a lot when abroad, no transaction fee... Used this card a lot when abroad, no transaction fees and excellent exchange rates Reviewed on: 12th June 2026

Latest lowest rating:

1

Terrible customer serviice. Terrible customer serviice. Nearly 4 hours to resolve making a transaction. You are directed to their virtual agent in app BUT its useless - i wasted ... Read more Reviewed on: 15th June 2026

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Clarity credit card reviews (271)

great card for abroad

This card is great to use abroad, there is no charge to use like others that charge 2.75% on each transaction Reviewed on: 5th April 2017

Clarity on the clarity card

I first got a clarity card when I was studying across Europe, the promise of no transaction fees to take out cash abroad was what tempted me to it. The exchange rate you get is normally better than the high street but do research before hand as this is not always the case. Reviewed on: 4th April 2017

Great for travelling.

Took out this credit card on recommendation from a financial advice website for holidays abroad. Reviewed on: 4th April 2017

good

not had an issues, very handy for abroad and at home Reviewed on: 4th April 2017

Great card for use Abroad

I have the Clarity card, as I am retired and I like to holiday abroad, I can use my card without having to carry cash around, and I won't get stung by foreign transaction fees charges . I really feel this is the worst kind of rip off by some Banks and Credit card companies. So I really happy to recommend this card to friends and family. Also whenever I need to call them the service is quick and very helpful Reviewed on: 3rd April 2017

Security risk and terrible customer service

Halifax sent my credit card to the wrong address, somehow their system managed to change my address, obviously a huge security risk. To make matters worse their customer services were terrible. They didn't sort the problem but instead sent another card to the wrong address! Unbelievable. Stay away from this bank if you don't want to be a victim of identity fraud. Reviewed on: 1st April 2017

No exchange rate charge abroad

Easy to use on holiday as you don't need to carry cash and don't incur a exchange rate charge. The things you buy are just converted without the charge as opposed to cash machines which charge you a fee #MaxYourMoney Reviewed on: 21st March 2017

Great Credit Card

I got this card for traveling to the USA last summer but have found it to be a great card for day to day use also. The staff are great and the mobile banking app is very clear. They keep you informed of your balance making it easy to control your spending. Reviewed on: 1st March 2017

Overseas spending

The Halifax Clarity card is just what you need when abroad. I use mine all the time and get great exchange rates, but do pay off IN FULL Reviewed on: 11th February 2017

Top Travel Card

We always use our clarity card when travelling abroad for cash and purchases as we know we are guaranteed the best deal... and every euro. dollar and dime counts to dinar !!! Reviewed on: 7th February 2017

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