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Halifax: Student Current Account reviews

Name: Student Current Account
Rating: 4.67 (11 reviews)

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4.67

Based on 11 reviews, last reviewed 13th Apr 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

64%

27%

2 star

1 star

Latest highest rating:

5

I had a student account with them - they allow you t... I had a student account with them - they allow you to have an overdraft up to 1500 with no interest for 3 years (I think it was) which is pretty amazi... Read more Reviewed on: 13th April 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

The Halifax Student Current Account is a free everyday banking account for those on a full-time degree course or equivalent. The account offers cashback deals and also has overdraft options. The Student Current Account gives access to the Halifax mobile banking app.

Finding the right account to manage your finances as a student can be difficult. We collect Halifax Student Current Account reviews to help you make an informed decision. Be confident in your new student account by reading our reviews first.

Find out what made other students choose the Halifax Student Current Account and if they feel it was the right choice. Learn about the mobile banking app, including how easy it is to use and what useful features it has. Read about Halifax’s customer service team to learn how responsive they are when resolving customer concerns. All of this and more can be found in our Halifax Student Current Account reviews.

Perhaps you already have a Halifax Student Current Account? Share your honest experience with the Smart Money People community. What do you wish you’d known before taking out this account? Tell us why you chose Halifax as your student banking provider. Don’t forget to include details of your experiences with the customer service team - how swiftly did they resolve your concerns? Would you recommend the account to other students? Whether good or bad, write a Halifax Student Current Account review today. Together, we can help people like you make better financial decisions.

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Halifax Student Current Account reviews (11)

I had a student account with them - they allow you t...

I had a student account with them - they allow you to have an overdraft up to 1500 with no interest for 3 years (I think it was) which is pretty amazing, they then extended mine for a year. Reviewed on: 13th April 2026

Good Rewards for students

Very good account for student, good rewards and generous fee-free overdraft limit which has been extended well beyond graduation date. Reviewed on: 15th February 2024

Easy to use and enable adding

When ever I need to increase my limit I can simply submit a form which comes back straight away. The app can sometimes be down but that’s normal for many banks. They offer cashback on purchases wirh certain brands and are a very good bank to use. Reviewed on: 11th June 2023

Great

Halifax student account has been a life saver for me. I knew coming to university during a inflation would be troubling. Thankfully, the student account offered me a fixed overdraft so it keeps me going during my degree. The wait times for incoming payments can be a bit of a pain at times but there than that, Halifax has been amazing. Reviewed on: 15th March 2023

student accounts

it is good account to use from day to day and easy to use with good features Reviewed on: 27th February 2021

Extremely helpful, informative and easy.

I got a small overdraft with Halifax when I became a university student, everything was very clearly set out and I was fully informed about the bank account itself. In my third year I went to study abroad and I spoke to Halifax to see if I could make my overdraft larger to accommodate for the large payments that would be coming out my bank and incase I needed any back up funds - they were extremely helpful, with no hesitations or scary questions. They approved the overdraft and I’ve been so pleased with their service that when I applied for other financial things, Halifax was the first place I went too. Reviewed on: 20th November 2018

Fantastic

Super easy to switch over my account Reviewed on: 7th January 2018

Simple to use and understand

They provide a relatively large overdraft limit for students, and the account rates and rules are simple and easy to understand Reviewed on: 31st December 2017

Great student account

I am a middle-aged student, doing an MA in novel writing. When I asked for a student account with a free £500 overdraft facility, my bank (the Halifax) immediately agreed and switched my account over on the spot. It was very straightforward and very beneficial. I have already finished the MA but can enjoy the benefits of the student current account for another year. Reviewed on: 8th November 2017

Great customer service with very efficient staff

The staff are extremely friendly and try to be as quick as possible. Every transaction I have placed was simple and problem free. The bank is nice, warm and cosy which is great in the winter. I have never had to wait in a queue for more than five minutes which is great. Their opening hours could be improved especially when I have to go to the bank after work. Reviewed on: 24th December 2015

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