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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 4.12 (268 reviews)

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4.12

Based on 268 reviews, last reviewed 2nd May 2026

50% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

66%

18%

10%

Latest highest rating:

5

Brilliant . Great communication throughout a pleasure to deal with. Always helpful Reviewed on: 24th March 2026

Latest lowest rating:

1

They switch from Mastercard to visa and it’s caused... They switch from Mastercard to visa and it’s caused a lot of disruption to or regular payments Reviewed on: 2nd May 2026

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Clarity credit card reviews (268)

The only Credit Card you need to pack for purchases when going abroad.

I have used this credit card several times in different countries to purchase goods and have always got a good exchange rate and there are no extra fees/charges. Reviewed on: 27th May 2017

Really Useful Card

Having recently retired and, enjoying my retirement, by booking last minute breaks abroad. I can go away knowing that I won't be penalised when using it whilst on holiday, and as it's a master card the exchange rate they get when converting my purchase is very reasonable. Reviewed on: 14th May 2017

Perfect exchange rates all over the world

Amazing product. The amount of charges I would have paid had I used my debit card is eye-watering. Saved me a lot of money and great customer service. Reviewed on: 11th May 2017

Awesome for travelling

best rates for spending abroad - good app also! Reviewed on: 6th May 2017

Excellent for travelling

Ideal exchange rate for overseas use. Good interest free promos in the UK too. Reviewed on: 1st May 2017

Great credit card for overseas spending

Offers a great currency rate when spending overseas and worth having if you pay the balance off in full each month Reviewed on: 30th April 2017

You will not regret it

I travel a fair deal and I use to use various credit cards, but found that I use to get stung by the exchange rate on my return, but the clarity card gives you a peace of mind because it has one simple rate, no usage fee and I have used this every where I go, and because I pay it off as soon has I get back home I have no interest to pay. so I would highly recommend having this card. Reviewed on: 13th April 2017

great card for abroad

This card is great to use abroad, there is no charge to use like others that charge 2.75% on each transaction Reviewed on: 5th April 2017

Clarity on the clarity card

I first got a clarity card when I was studying across Europe, the promise of no transaction fees to take out cash abroad was what tempted me to it. The exchange rate you get is normally better than the high street but do research before hand as this is not always the case. Reviewed on: 4th April 2017

Great for travelling.

Took out this credit card on recommendation from a financial advice website for holidays abroad. Reviewed on: 4th April 2017

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