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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 3.60 (271 reviews)

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3.60

Based on 271 reviews, last reviewed 15th Jun 2026

No new 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

65%

17%

11%

Latest highest rating:

5

Used this card a lot when abroad, no transaction fee... Used this card a lot when abroad, no transaction fees and excellent exchange rates Reviewed on: 12th June 2026

Latest lowest rating:

1

Terrible customer serviice. Terrible customer serviice. Nearly 4 hours to resolve making a transaction. You are directed to their virtual agent in app BUT its useless - i wasted ... Read more Reviewed on: 15th June 2026

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Clarity credit card reviews (271)

A useful card when travelling

It's really useful to have it as an option when travelling abroad. Reviewed on: 24th May 2024

The Halifax Credit card is easy to apply for, quick...

The Halifax Credit card is easy to apply for, quick to arrive and easy to use. It's also easy to pay it off using the personal banking app. It also works out cheaper when abroad and you pay in the local currency. Reviewed on: 24th May 2024

Good credit card rates and suitability for travel ab...

Good credit card rates and suitability for travel abroad. Easy tonise and very simple to manage Reviewed on: 24th May 2024

Decade of this card

I've had this card for a decade, it has the best exchange rate and I also use it fir everyday spending paying it off in full every month Reviewed on: 24th May 2024

Worst card I have ever had.

Worst card I have ever had. Only signed up so I could use abroad and not incur currency fees. First card only worked 50% of the time using contactless, tried to change pin both online and in branch and was told it’s temperamental .got. Second card and it was just as bad, didn’t work half the time so cannot risk using abroad so going back to Barclaycsrd Freedom which now offers same service and it 100% reliable Reviewed on: 21st April 2024

Good for foreign transactions.

Very good for foreign transactions when abroad. No additional fees. Reviewed on: 13th April 2024

Fuss free currence

I can use the card abroad without currency charges. It always works. Reviewed on: 12th April 2024

ok in every way do use this bank

ok in every way do use this bank Reviewed on: 18th February 2024

I got this card for using abroad mainly as the charg...

I got this card for using abroad mainly as the charges are less Reviewed on: 15th February 2024

Brilliant for using on holiday abroad.

Brilliant for using on holiday abroad. Excellent rate of conversion. Feel protected by carrying a card versus £ cash. Reviewed on: 13th January 2024

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