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Halifax: Clarity Credit Card reviews

Name: Clarity Credit Card
Rating: 4.29 (253 reviews)

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4.18

Based on 253 reviews, last reviewed 2nd Aug 2024

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

67%

17%

Latest highest rating:

5

Using Halifax Clarity credit card aboard. Using Halifax Clarity credit card aboard. No issues at all and easy to withdraw funds with no interest charges attached. Customer service is very good... Read more Reviewed on: 2nd June 2024

Latest lowest rating:

1

Avoid Halifax!! I have been a loyal customer of Halifax for many years, but my recent experience has left me deeply disappointed and frustrated. If you are unfortunat... Read more Reviewed on: 2nd August 2024

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About this product

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax.

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Halifax Clarity Credit Card reviews (253)

Best Bank for Credit Card

A great credit card and a great Bank. No issues and packed with reward. Its been over 10years and no complaints Reviewed on: 11th March 2023

When a perfect customer is left stung

Banked with Halifax for 22 years. Never had any issues. Due to taking a payment holiday on my personal loan my credit limit was reduced from to basically zero. After enquiring why ad I had never been over the limit or paid late. Always cleared my balance. I was told that it was due to my payment holiday on the loan. As a customer no due diligence or risk analysis was carried out as neither the loan or credit card are affected. But now due to a decrease in my limit my overall use of credit is hitting 90% from 25%. Its ridiculous I don't know how banks justify that. Its not helpful banking its a joke Reviewed on: 9th March 2023

Worst credit card service ever

I paid for flights through a company which at the time was operating, alerted Halifax of being a possible fraud, they didn’t help at the time, company went with my voucher money before going into solvency, now Halifax doesn’t help either because I should have advised them within 120 days of the transaction. I didn’t know the company went into solvency on time. Halifax has the worst service then it charges the highest interest on credit cards. I have 6 credit cards and they charge the highest. Reviewed on: 1st March 2023

Brilliant for travel

The Clarity Credit Card is insanely useful for international travel. Makes me feel safe & secure spending money abroad and the customer service is second to none. Reviewed on: 28th February 2023

No fees on paying in foreign currency abroad

No fees on paying in foreign currency abroad. Reviewed on: 28th February 2023

Perfect card for travel

I only use my clarity card for travel, as there are no fees and it has a competitive exchange rate, its safer than carrying cash Reviewed on: 20th February 2023

Great credit card

I don’t use credit very often, just a small amount now and again to keep the card active. Easy to use Reviewed on: 16th February 2023

Great card for overseas

This sia great card for overseas spending with no fees. Reviewed on: 9th February 2023

Excellent card!

Excellent card that I always use for its fee free spending abroad, would definitely recommend! Reviewed on: 1st February 2023

Best exchange rate

I've had this card for atleast 10 years,I always pay it off in full so the charges are of no consequence to me but I go abroad often and its the best exchange rate, better than using cash and so convenient as most places accept Mastercard Reviewed on: 1st February 2023

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