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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 4.22 (266 reviews)

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4.22

Based on 266 reviews, last reviewed 24th Mar 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

65%

18%

10%

Latest highest rating:

5

Brilliant . Great communication throughout a pleasure to deal with. Always helpful Reviewed on: 24th March 2026

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Clarity credit card reviews (266)

Good card poor customer service

Card is great but if you need a replacement it takes a long time Reviewed on: 15th June 2023

Highly recommended!!

The Halifax Clavity Credit Card is a versatile card with a competitive APR and rewards program. It offers a sign-up bonus, low annual fee, and flexible credit limit. The card has reliable customer service and robust security measures. Overall, it's a solid choice for those looking for a rewards-based credit card with good features. Reviewed on: 11th June 2023

Always a great bank to deal with!

Excellent card that gives you fee free spending abroad. Halifax are a great bank to deal with Reviewed on: 1st June 2023

Great card - been using for years

Able to spend abroad without hassle and fear, no charges and easy to use on the app and in person. Great company to bank with! 5/5 would bank again Reviewed on: 1st June 2023

10 year customer

I've had the clarity credit card for 10 years now as it is the cheapest and easiest way to spend money abroad. I never use anything else when spending in another currency including online purchases Reviewed on: 31st May 2023

Good for overseas spending

Rarely have problems using for overseas transactions, no charges, good exchange rate. Reviewed on: 11th April 2023

Halifax credit card

I had a problem before with Halifax but they sorted out at the end, would like to improve their score. Thank you Reviewed on: 9th April 2023

credit card

this is the one to use abroad. no charges and best exchange rate Reviewed on: 8th April 2023

CONVIENT WHEN TRAVELLING

We always take our clarity Mastercard on Holiday, it is convenient, safe and gives the best exchange rates abroad Reviewed on: 6th April 2023

Ok

No charge when used abroad . Exchange is very fair. Reviewed on: 3rd April 2023

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