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Lloyds Bank: Everyday credit cards reviews

4.11
Based on 68 reviews, last reviewed 11th Jun 2026
300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
60%
See only 4 star reviews
10%
See only 3 star reviews
10%
See only 2 star reviews
4%
See only 1 star reviews
15%

Latest highest rating:

5

The ultra credit card is giving me 1% back on all my... The ultra credit card is giving me 1% back on all my spending for the first year. It will be a nice lump sum to pay off the debt next year. The card a... Read more Reviewed on: 11th June 2026
Adz M's avatar
Adz M

Latest lowest rating:

1

Lloyds credit card is unusable I am fortunate in that I have never been out of work or had any financial problems, and have an excellent credit history. That is not good enough for ... Read more Reviewed on: 13th April 2026
Steve L's avatar
Steve L

About this product

Lloyds Bank Everyday credit cards are designed for day-to-day spending.

You can add up to three additional cardholders, and use the card freeze option in the app to control when and where your card can be used. In the app you can also view your card details or get a PIN reminder when you need one.

Lloyds Bank Everyday credit card reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds Bank before, you can also leave a review and share your experience.

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Lloyds Bank Everyday credit cards reviews (68)

Never used another bank

5
I have been using lloyds banks for 25 years Had credit cards and loans and current accounts Highly reliable service Reviewed on: 30th May 2017

Awful interest rate

3
bad interest rate after initial period, over secure online authentication wont let you buy anything! Reviewed on: 30th May 2017

Lloyd tsb taken every property from us .didn't give us a time to sort every thing out

1
Not happy at all with Lloyd tsb .ronin our life.took all the properties from us.make our life horrible. Lloyd tsb not a good bank .we not happy at all. Reviewed on: 10th May 2017

Never do business woth Lloyds

1
Despicable company who treat their customers with disdain. Reviewed on: 14th April 2017

Best credit card!

5
I have used Lloyds Advance credit card for over 10 years and it's the best and safest card I've had. They always alert me immediately if they suspect it is being used fraudulently. I would definitely recommend Lloyds advance credit card to family and friends. Reviewed on: 12th February 2017

PPI added, I wasnt employed at the time

1
I went into the branch and explained my situation and asked what was available to me. I was offered the card which I found years later also had ppi added, despite it not being necessary and a waste of money. Reviewed on: 11th February 2017

Awful Bank

1
Don't touch with a barge-pole. Truly awful excuse for a company. Reviewed on: 18th December 2016

Reliable Lloyds

4
I love using lloyds, very reliable and good rates! So my card is pretty good for what i use it for Reviewed on: 12th December 2016

Still not there yet

4
I wish there was a credit card really suited for people with bad credit. Reviewed on: 9th October 2016

Miss informed - disguisting

1
My father (he has recently passed away) as executor of the will, I have been deaing with all his financial affairs. One of those was his Lloyds credit card, which has a balance on the account, the account was his with my mum named as an additional card holder. After informing Lloyds credit card about his death, that there is no money in the estate to pay debts never mind covering the funeral expenses. I was then informed by the advisor that when I take the death certificate into the bank that I need to arrange a consolidation loan in my own name to repay his credit card. This is an illegal move as by the bank. As following legal route is no money / funds etc then the debt will be wrote off. Never mind that I am upset at losing my father but to be blackmailed into this by the bank is disguisting Reviewed on: 5th June 2016

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