Our Smart Money People 360° Rating
Your Cash ISA Reviews (37)
Poor interest rates.
Easy to set up but poor rates. Better uses of ISA allowance around.
Two great experiences in one
I have been with Lloyds Bank (formerly known as Lloyds TSB) for a good 10 years now and have often had great experiences with them. However, there is one particular experience that sticks in my mind and will forever be there....
Read more I have been with Lloyds Bank (formerly known as Lloyds TSB) for a good 10 years now and have often had great experiences with them. However, there is one particular experience that sticks in my mind and will forever be there.
During Spring 2018, I decided that I wanted to save up for a new computer, and to do this I thought it would be a good idea to set up an ISA so that I am less likely to end up spending the money on other things (which we are all guilty of doing). A couple of days after deciding this I popped into my local Lloyds Bank branch (Northfield) to inquire about the various cash ISA's they had available. The lady I saw, who was very polite talked me through my options and once I decided she then set up my ISA then and there and it was immediately ready to use.
Whilst I was there, I also decided that I would like to do my banking online so therefore I inquired about having an online banking account. This too got done quickly and efficiently and was immediately ready to use.
Overall, a really great experience with wonderful staff and customer service.
poor customer service
only seem interested in making money from their customers
very poor returns
I feel as though this bank takes it customers for granted
Easy and Reliable
So I've had a Cash ISA account for a few months now and I really benefit from it. I also think since I've signed up my interest that I get paid yearly has gone up, which is great. I just really like Lloyds Bank overall and will definatley use it for...
Read moreSo I've had a Cash ISA account for a few months now and I really benefit from it. I also think since I've signed up my interest that I get paid yearly has gone up, which is great. I just really like Lloyds Bank overall and will definatley use it for my business bank accounts.
easy to set up and save
Very quick and easy, also the staff very helpful
Solid Institution
Very pleased with the whole experience. Easier than any-other bank to register - my account was open without much trouble with a really nice adviser. Never had any issue with them-easy to use and navigate around, will most certainly use...
Read more Very pleased with the whole experience. Easier than any-other bank to register - my account was open without much trouble with a really nice adviser. Never had any issue with them-easy to use and navigate around, will most certainly use again.
Friendly staff, issues resolved in minutes, great service and definitely a recommendable place for banking.
Solid Institution
Very pleased with the whole experience. Easier than any other bank to register - my account was open without much trouble with a really nice adviser. Never had any issue with them-easy to use and navigate around, will most certainly use...
Read more Very pleased with the whole experience. Easier than any other bank to register - my account was open without much trouble with a really nice adviser. Never had any issue with them-easy to use and navigate around, will most certainly use again.
Friendly staff, issues resolved in minutes, great service and definitely a recommendable place for banking
The perfect way to save safely
I love banking with Lloyds and using their ISA on the mobile app has helped me save towards my dreams. Lloyds make banking so easy that I move £2 a day from my current account to my ISA on the mobile app. My ISA keeps my money safe whilst also making ...
Read moreI love banking with Lloyds and using their ISA on the mobile app has helped me save towards my dreams. Lloyds make banking so easy that I move £2 a day from my current account to my ISA on the mobile app. My ISA keeps my money safe whilst also making an added bit of interest. Just recently I withdraw a lump of this money and now I'm going to spend the end of my summer in Jamaica, the Bahamas and Florida! Thanks Lloyds, for making saving easy!
It starts great..
Started off with great interest, then cut it suddenly, when I tried to changed offered me a higher interest rate. Why not be loyal to your loyal customers?
Poor Interest rate but easy to apply and use
I am with Lloyd's Bank already so it was easy applying for the cash ISA saver from their website. The interest rate is poor at only 0.35 Gross however other bank are hardly any better also the convenience of being able to access this whilst also...
Read more I am with Lloyd's Bank already so it was easy applying for the cash ISA saver from their website. The interest rate is poor at only 0.35 Gross however other bank are hardly any better also the convenience of being able to access this whilst also checking my current account is bonus, So no remember different passwords or usernames.
Im pretty happy with it however the interest rate could be better!
Decent Cash Isa
All in all a pretty good cash ISA. Easy to move cash around accounts, very say to access funds if needs be and the interest rate is ok, especially given the current economic climate. Id recommend this product.
As good as it gets.
I've had a Lloyds bank account now for a number of years and I haven't had any problems whatsoever. Simply put, they do everything that you'd want a bank to do, and they do it effectively and efficiently. In this day and age, that's quite rare I've...
Read more I've had a Lloyds bank account now for a number of years and I haven't had any problems whatsoever. Simply put, they do everything that you'd want a bank to do, and they do it effectively and efficiently. In this day and age, that's quite rare I've found.
The products and services offered are competitive, there are numerous branches available throughout the UK, and accessing your account via online banking or the mobile app is straightforward and maybe more importantly secure.
I would certainly recommend this bank to anybody and while certain other high street bank's can leave a lot to be desired, Lloyds can't be faulted in my experience.
Very Handy
I took out a cash ISA to coincide with my savings account for planning wedding funds. It didnt offer the best interest rate for cash ISA's. However, it was really simple to open, had a start fee of £1 and was very handy in storing and saving the ...
Read moreI took out a cash ISA to coincide with my savings account for planning wedding funds. It didnt offer the best interest rate for cash ISA's. However, it was really simple to open, had a start fee of £1 and was very handy in storing and saving the wedding funds.
