Smart Money People Logo

Voting in the British bank awards 2025 is open - Vote here

Own this company?
Share this page

Lloyds Bank reviews

Lloyds Bank Logo
Rated Good 3.72/5

Lloyds Bank reviews

Unverified business
Last reviewed within 7 days
High street bankCurrent accountCredit cardSavings account

Review summary

People rate this company as Good based on 2,356 product reviews

Average score of 3.72/5
5 star
52%
4 star
17%
3 star
8%
2 star
3%
1 star
20%
Reviews for Lloyds Bank have trended positively over the past 90 days

Latest positive rating

5/5

Feeling the love for Club Lloyds Current Account

I love the Club Lloyds Current Account as it gives me interest on up to £5k and I also receive an annual benefit. I choose... I love the Club Lloyds Current Account as it gives me interest on up to £5k and I also receive an annual benefit. I choose 6 Odeon Cinema tickets which saves me at least£90. It also opens the door for higher savings rates . Great account all round Read more Read less

Latest negative rating

1/5

Easy banking happy with service bank review

Easy banking happy with service been a customer for 30 years

About Lloyds Bank

Lloyds is one of the largest banks in the UK.

The origin of Lloyds goes back to 1765 when iron founder Sampson Lloyd II and button maker John Taylor started Birmingham's first bank, called Taylors & Lloyds. Lloyds Bank is part of Lloyds Banking Group, a UK-based financial services group that also includes Halifax, Bank of Scotland, and Scottish Widows.

Lloyds offer a full range of banking and financial services, through a network of branches, via the app and online.

Lloyds Bank at a glance

High street bankCurrent accountCredit cardSavings accountISAInvestment accountMortgagePersonal loan

Reviews for Lloyds Bank

Showing 11 of 2356 company reviews Last reviewed within 7 days

Good basic bank account with a few little extras

Club Lloyds Current Account 6th April 2025

Good basic bank account with a few little extras although since so many branch closures it difficult to get a personal touch

Rated Average 3/5
Read more product reviews

The tedious check that I am making a genuine payment...

Club Lloyds Current Account 5th April 2025

The tedious check that I am making a genuine payment gets ridiculous. The "I" in A.I. seems to stand for "Ignorance" rather than "Intelligence" especially... The tedious check that I am making a genuine payment gets ridiculous. The "I" in A.I. seems to stand for "Ignorance" rather than "Intelligence" especially when Lloyds thinks it could be suspicious/dangerous for me to transfer money from my Lloyds Current Account to my Lloyds Savings Account; or indeed businesses that I have paid regularly for years.. As for branch service - a recent re-fit removed the clock and provided four teller stations. I always expect a queue and I borrow a chair or ask another customer to hold my place as there are normally only two stations manned, one of which has a non-customer with a complicated query that takes at least 30 minutes (which I guess is why the clock was removed!) Read more Read less

Rated Average 3/5
Read more product reviews
1/9

Products from Lloyds Bank

Showing 3 of 27 products offered by Lloyds Bank

Classic Account

by Lloyds Bank

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0. The Lloyds Classic Account can be serviced via the app...

Current account
Average Rating of Good
3.96/5 based on 746 individual reviews

Club Lloyds Current Account

by Lloyds Bank

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month. With the Club Lloyds Account, each year, you can...

Current account
Average Rating of Good
4.37/5 based on 567 individual reviews

Car Insurance

by Lloyds Bank

Choosing your next car insurance provider can be difficult with so many on the market. Here at Smart Money People we collect Lloyds Bank car insurance reviews from genuine Lloyds...

Vehicle insurance
Average Rating of Poor
2.01/5 based on 145 individual reviews

Business Banking

by Lloyds Bank

Lloyds Bank business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at Lloyds Bank is really like. With...

Business current account
Average Rating of Average
2.60/5 based on 144 individual reviews

We are Smart Money People

Join 2 million active users who make better financial decisions with the power of reviews.

Create an account

Protecting trust by verifying companies and reviewers

The only site that specialises in financial services

Providing everyday people with a voice