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M&S Bank - Marks and Spencer reviews

M&S Bank - Marks and Spencer Logo
Rated Poor 2.41/5

M&S Bank - Marks and Spencer reviews

Unverified business Last reviewed within 7 days
  • FCA approved and regulated
    FCA approved and regulated
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website
  • 24/7 customer support via phone, live chat or social media
    24/7 customer support via phone, live chat or social media
  • Provides paperless statements and documents
    Provides paperless statements and documents

Review summary

People rate this company as Poor based on 625 product reviews

Average score of 2.41/5
5 star
28%
4 star
11%
3 star
5%
2 star
5%
1 star
51%
Reviews for M&S Bank - Marks and Spencer have trended positively over the past 90 days

Latest positive rating

5/5

Always exciting products available at very fair M&S...

Always exciting products available at very fair M&S prices and fresh products daily.

{"display":"RICARDO F","full_name":"RICARDO F","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Credit card
RICARDO F 24th March 2026

Latest negative rating

1/5

M&S home ins backed by Aviva. Disgusting service.

M&S home insurance are backed by Aviva. God forbid you ever have to make a claim with these idiots because they will run you ragged... M&S home insurance are backed by Aviva. God forbid you ever have to make a claim with these idiots because they will run you ragged with repeated requests for yet more information every time you give them what they want. I had to settle for 25% of the amount claimed after my shower sprung a leak, & caused water damage throughout the house. I will avoid Aviva for ever now and I thoroughly recommend that you do too! Read more Read less

{"display":"G W","full_name":"G W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Home insurance
G W 4th February 2026

About M&S Bank - Marks and Spencer

M&S Bank launched in 2012, on the foundations of M&S Money.

Marks & Spencer first financial product was launched in 1985 - the M&S Chargecard. Today, M&S Bank has grown from only offering one card to a financial services provider with a wide range products.

M&S Bank offer a range of loans, savings and general insurance products.

M&S Bank - Marks and Spencer at a glance

Contact details

Phone
0345 600 5860
Main address
M&S Bank, PO Box 325, Wymondham, NR18 8GW
Social media

Reviews for M&S Bank - Marks and Spencer

Showing 11 of 625 company reviews Last reviewed within 7 days

Always exciting products available at very fair M&S...

Credit card 24th March 2026

Always exciting products available at very fair M&S prices and fresh products daily.

Rated Excellent 5/5
Read more product reviews

My experience with M&S Bank credit card!

Credit card 24th March 2026

My experience covers 3 decades plus. A trustworthy credit card that is easy to operate with, that charges no fee, gives one sufficient time to... My experience covers 3 decades plus. A trustworthy credit card that is easy to operate with, that charges no fee, gives one sufficient time to settle in full thereby avoiding interest charges and which rewards with points converted to monetary vouchers. Read more Read less

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Returning unused currency

    We bought currency for a holiday in Thailand, Cambodia & Vietnam which didn’t occur because of Trump’s War. We expected to get a poor rate... We bought currency for a holiday in Thailand, Cambodia & Vietnam which didn’t occur because of Trump’s War. We expected to get a poor rate for returning money but M&S were great. They recommended we contact their team & explain our situation. They paid us back what we had paid out so we lost nothing. Great customer service Read more Read less

  • 5/5

    Good, affordable and reputable Pet Insurance.

    Good, affordable and reputable Pet Insurance. Decent price and good customer service when I called them to find out more about the Pet Insurance and... Good, affordable and reputable Pet Insurance. Decent price and good customer service when I called them to find out more about the Pet Insurance and what it covered and offered. I would recommend this to my family and friends. Read more Read less

    {"display":"rachel w","full_name":"rachel w","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet insurance
    rachel w 5th March 2026
  • 1/5

    M&S home ins backed by Aviva. Disgusting service.

    M&S home insurance are backed by Aviva. God forbid you ever have to make a claim with these idiots because they will run you ragged... M&S home insurance are backed by Aviva. God forbid you ever have to make a claim with these idiots because they will run you ragged with repeated requests for yet more information every time you give them what they want. I had to settle for 25% of the amount claimed after my shower sprung a leak, & caused water damage throughout the house. I will avoid Aviva for ever now and I thoroughly recommend that you do too! Read more Read less

    {"display":"G W","full_name":"G W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    G W 4th February 2026
  • 1/5

    Very poor service

    No fault accident in June 2025.Still not sorted out and I am still paying an excessive amount for my car and wife’s car insurance.Case unresolved... No fault accident in June 2025.Still not sorted out and I am still paying an excessive amount for my car and wife’s car insurance.Case unresolved cannot get a straight forward response to my questions. Still about £300 out of pocket. Very little feedback from M&S about what the case only stalling when I finally get through to speak to someone.They are not operating as a broker should by looking after customers. Read more Read less

    {"display":"Tom Kay","full_name":"Tom Kay","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Tom Kay 9th December 2025
  • 1/5

    Horrible customer service told me I have to outrageo...

    Horrible customer service told me I have to outrageous charge to a smaller vehicle stay away from this insurance

    {"display":"Mark b","full_name":"Mark b","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Mark b 1st December 2025
  • 1/5

    M&S loans do hard check 1st

    Loan companies do soft check prior rather than hard credit check. M&S will do hard check and leave mark on your credit score.

    {"display":"Igor","full_name":"Igor","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Personal loan
    Igor 24th November 2025
  • 1/5

    Minimum £150 spend on currency not mentioned

    I wanted to buy 130usd on line and collect at local branch -when I entered the amount response was minimum 200usd . I queried at... I wanted to buy 130usd on line and collect at local branch -when I entered the amount response was minimum 200usd . I queried at the branch and they suggested rung customer service . It was only then that I was informed there is a minimum £150 spend . It would be do easy for M&S to put this on their first page , rather than telling customers it is ‘fuss free’ . Today was anything but fuss free! Read more Read less

    {"display":"Steve B","full_name":"Steve B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel Money
    Steve B 20th November 2025
  • 1/5

    Won't let me change my vehicle

    I have car insurance Call up as I'm changing my vehicle. They told me they can't offer me anything if I change my car other... I have car insurance Call up as I'm changing my vehicle. They told me they can't offer me anything if I change my car other than a new policy. Absolutely a joke. Read more Read less

    {"display":"ADAM G","full_name":"ADAM G","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    ADAM G 29th October 2025
  • 1/5

    Avoid them at all costs.

    Avoid them at all costs. In my 30 years of driving, I've never dealt with a company like that.

    {"display":"George Ip","full_name":"George Ip","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    George Ip 17th October 2025

    Products from M&S Bank - Marks and Spencer

    Showing products offered by M&S Bank - Marks and Spencer

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