Smart Money People Logo

M&S Bank - Marks and Spencer: Car insurance reviews

1.50
Based on 104 reviews, last reviewed 9th Dec 2025
No new 5 star reviews
in the past 90 days
67% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
13%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
3%
See only 1 star reviews
75%

Latest highest rating:

4

Great service thanks Helping me out of when I need to get insurance Reviewed on: 13th October 2023
Clifford Ralph 's avatar
Clifford Ralph

Latest lowest rating:

1

Very poor service No fault accident in June 2025.Still not sorted out and I am still paying an excessive amount for my car and wife’s car insurance.Case unresolved cann... Read more Reviewed on: 9th December 2025
Tom Kay's avatar
Tom Kay

About this product

M&S Bank car insurance is arranged and administered by BSL limited using a panel of insurers.

If you need to make a claim, you get a personal claims manager to keep you updated with progress. You can choose between premier or standard cover. Premier provides additional benefits including a guaranteed replacement car.

M&S Bank car insurance reviews help you find out what it’s really like to be a customer. If you’ve used M&S Bank before, you can also leave a review and share your experience.

Review M&S Bank - Marks and Spencer: Car insurance now

Help others make smarter decisions by sharing your own experience. Write a review

M&S Bank - Marks and Spencer Car insurance reviews (104)

Very poor service

1
No fault accident in June 2025.Still not sorted out and I am still paying an excessive amount for my car and wife’s car insurance.Case unresolved cannot get a straight forward response to my questions. Still about £300 out of pocket. Very little feedback from M&S about what the case only stalling when I finally get through to speak to someone.They are not operating as a broker should by looking after customers. Reviewed on: 9th December 2025

Horrible customer service told me I have to outrageo...

1
Horrible customer service told me I have to outrageous charge to a smaller vehicle stay away from this insurance Reviewed on: 1st December 2025

Won't let me change my vehicle

1
I have car insurance Call up as I'm changing my vehicle. They told me they can't offer me anything if I change my car other than a new policy. Absolutely a joke. Reviewed on: 29th October 2025

Avoid them at all costs.

1
Avoid them at all costs. In my 30 years of driving, I've never dealt with a company like that. Reviewed on: 17th October 2025

Customer service

1
I wanted to change vehicle customer service are very rude stay well away from these dogey insurance company Reviewed on: 4th October 2025

I called to change the address, the person who answe...

1
I called to change the address, the person who answered my call took my new address and she didn’t update the system with my new address, an act of incompetence, and disinterest towards her job .and a mess up with letters which were sent to the old address rather than the new address that I have provided to them. I will never use them again Reviewed on: 4th September 2025

Updated my car insurance today having changed my giv...

1
Updated my car insurance today having changed my given a quote along with a £25 admin fee. Policy came through with my old car details on. When contacting them I was quoted double! Reviewed on: 11th August 2025

stay clear poor service

1
changed car registration on line was charged 25 pounds for doing it , took 3 mins ms car insurance , absolute robbery , will not be renewing even if they are cheaper than any one else Reviewed on: 4th August 2025

Additional fees all the time

2
Couldn't process online so had to call and they wouldn't honour online quote so ended up being £70 additional cost. Then changed my name after getting married and was charged an additional premium. Won't be using again. Reviewed on: 23rd September 2024

Zero customer service or empathy not the M & S of ye...

1
Zero customer service or empathy not the M & S of yesteryear Reviewed on: 5th September 2024

Do you have a different M&S Bank - Marks and Spencer product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from M&S Bank - Marks and Spencer?

    View all products