Lloyds Bank Avios Rewards Credit Card Reviews

Flights for nothing

My normal every-day spending paid for business class flights to Stockholm and back for me and my wife. A pretty good reward for effectively doing nothing!

Leigh A CollinsLevel 1

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Great rewards scheme!

I signed up for this credit card as I needed the flexibility of having one, having not had one before. The Avios points appealed massively to me as I love to travel and by simply transferring my normal spend to the credit card, I have received enough...

I signed up for this credit card as I needed the flexibility of having one, having not had one before. The Avios points appealed massively to me as I love to travel and by simply transferring my normal spend to the credit card, I have received enough points to pay for flights to Berlin for a Christmas trip. Signing up was simple and flexibility to increase or decrease the credit limit whenever I like is hugely beneficial.

Ed GoodallLevel 1

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Fine

Do not take out this credit card if you think you'll earn free flights etc with avios. I've found redeeming my avios points to be not very straightforward and the flight upgrade vouchers are basically useless (only certain flights, booked via...

Do not take out this credit card if you think you'll earn free flights etc with avios. I've found redeeming my avios points to be not very straightforward and the flight upgrade vouchers are basically useless (only certain flights, booked via avios...) lloyds themselves are fine. I've had no issues with it. Customer service also good on the one or two occasions I've called. Alerting them you are going abroad via the app is great (usually done whilst in the airport!)

Anne-Marie CoughlanLevel 1

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Interest rate rises

Lloyds will put up your interest rate on your credit card without any notice. Even though they are offering good deals for new accounts or credit card transfers. Once. Your in though don't be surprised if your rate changes.

AnonymousLevel 1

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Interest rate rises

Lloyds will put up your interest rate on your credit card without any notice. Even though they are offering good deals for new accounts or credit card transfers. Once. Your in though don't be surprised if your rate changes.

AnonymousLevel 1

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Great service

Always had great service from Lloyds in all services interactions.

Lin MartinLevel 1

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Good for avios but service needs work

The avios ratio is good - particularly when you use American Express. The upgrade voucher is a nice idea but you need to pay for the entire flight with avios, so it's not as good as it seems. My avios took a long time to come into my account and I had...

The avios ratio is good - particularly when you use American Express. The upgrade voucher is a nice idea but you need to pay for the entire flight with avios, so it's not as good as it seems. My avios took a long time to come into my account and I had to chase Lloyds more than once. My partner had the same experience so they need to work on that particular issue. Would still recommend though on balance.

Liz RawlingsLevel 1

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Double the benefits with two cards

The Avios credit cards means you get an AMEX plus a MasterCard, which is handy - and I've managed to accrue several thousand Avios through using both cards regularly.

Di CokeLevel 1

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Reasonable value

Low rates, good credit limit and balance transfer rates

Richard SimpsonLevel 1

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Convenient

I like this card as you get both Amex & MasterCard in case a shop doesn't accept Amex, generous avios points on the Amex & free upgrade when you spend £7k in a year!

Jenny AldridgeLevel 1

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Meh

I doubt I'll ever get enough points to get past the end of the runway.

Paul WilsonLevel 1

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Great way to earn Avios on your purchases

I have a pair of Lloyds Avios cards - Amex and Mastercard - and manage to earn a lot of Avios with them, using them to pay for car hire and hotel stays.

Diana CokeLevel 1

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Points never seem to be that useable?

The points sound promising, but when you try and use them they are really limited.

Paul Howard-MillerLevel 1

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Credit card

Collect avios for yourself or family on every purchase.

Ambrose GreensladeLevel 1

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great

good service and helpful staff members

Paul SparkLevel 1

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Good but basic

Generally the service with lloyds is satisfactory. My local branch is clean and spacious. The Internet banking/app are both easy to use and offer a wide range of services. My only bug bear is the current low rates offered on savings.

buttercup2Level 1

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Excellent service

Can't recommend Lloyds enough, continuous 5*service in store and via telephone!

Fran DrewettLevel 2

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Shocking customer service

I have had the Lloyds Avios card for 2 years. After initial issues with Avios being credited it was working fine, then about a year ago, the Avios stopped being credited. Every time I call they promise they will get it fixed and promise a call back...

I have had the Lloyds Avios card for 2 years. After initial issues with Avios being credited it was working fine, then about a year ago, the Avios stopped being credited. Every time I call they promise they will get it fixed and promise a call back which rarely happens. Now I haven't had a statement for 3 months even though the card is active.

Jonny Liddell Level 1

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Helpful custumer service

Lloyds Credit Card customer service team were brilliant when I rang the other morning. They could see what my concern was and then the representative , although couldn't help me himself, went through to another department to find out for me what the...

Lloyds Credit Card customer service team were brilliant when I rang the other morning. They could see what my concern was and then the representative , although couldn't help me himself, went through to another department to find out for me what the charge was. He came back and explained it in full to me as well as providing next steps. Really helpful and I would recommend.

NatashaLevel 1

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I Love My Avios Credit Card

One of the best things that I have done getting my Lloyds Avios credit cards with a Mastercard & American Express the points add up really quickly & combining with Tesco Clubcard vouchers means its easy to save enough miles for that little trip....

One of the best things that I have done getting my Lloyds Avios credit cards with a Mastercard & American Express the points add up really quickly & combining with Tesco Clubcard vouchers means its easy to save enough miles for that little trip. American Express gives more points but its not always accepted everywhere carry both & offer that one first

Bev BowrmanLevel 1

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