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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.4 (622 reviews)

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4.45

Based on 622 reviews, last reviewed 4th Feb 2026

3400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

Stellar product, the bundled packages make it a very... Stellar product, the bundled packages make it a very viable option. Reviewed on: 29th January 2026

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (622)

Would not recommend Lloyds, their processes are very...

Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and we wanted to try and meet the switching offer deadline but had to wait for an activation code in the post. We spoke to Lloyds on the phone and they could offer no alternatives and there was no way we could speed up the process, they suggested going into a branch but they had no appointments available in the next 3 weeks. They should give warning that in becoming a new Lloyds customer you need to wait at least a week for a code to be sent in the post and it’s stupid that you can’t set up a joint account together on the phone Reviewed on: 4th February 2026

One step forward and two steps back.

Wanting to transfer a large amount of funds to a payee, I ended up in the ludicrous situation of having to visit a branch to execute this. The lengthy phone call (some 80 minutes) to establish that it’s no longer possible to do this by phoning a special number, let alone on-line, makes a mockery of the endless cajoling this bank employs to persuade its customers that it’s “much quicker on-line”. But two years previously just a phone call was possible but Lloyds have removed this facility. Reviewed on: 1st February 2026

Stellar product, the bundled packages make it a very...

Stellar product, the bundled packages make it a very viable option. Reviewed on: 29th January 2026

Now with no foreign currency fees

I've had my main current account with Lloyds Bank for many years, and it keeps getting better and better. The recent withdrawal of foreign currency fees has been a massive step forwards. Reviewed on: 26th January 2026

Great bank

Really good bank with good savings accounts too. Reviewed on: 24th January 2026

Basically, I've been with lloyds bank for many many...

Basically, I've been with lloyds bank for many many years and never once had a problem,and any queries resolved quickly Reviewed on: 24th January 2026

Lloyds bank are always there to support me if I’ve h...

Lloyds bank are always there to support me if I’ve had an issue with any monetary problems. They listen to my concerns and advise me and help me with everything. Well done Lloyds Bank Reviewed on: 24th January 2026

Lloyds is reliable.

Generally a solid/good service. When there have been issues I have dealt with friendly professionals who have resolved my problems. Reviewed on: 24th January 2026

App good, easy to use.

App good, easy to use. No problems so far after 1 year. free Disney plus too! Reviewed on: 24th January 2026

Been an account holder since the 1970s never had any...

Been an account holder since the 1970s never had any issues, good current account Reviewed on: 23rd January 2026

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