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Lloyds Bank: Platinum Credit Card reviews

Name: Platinum Credit Card
Rating: 4.19 (52 reviews)

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4.04

Based on 52 reviews, last reviewed 23rd Jan 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

61%

17%

10%

Latest highest rating:

5

Applied for Lloyd's Platinum credit card for large p... Applied for Lloyd's Platinum credit card for large purchase. Easy application, good card limit, process continued on track without issue. Card arrived... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Awful service They decided I had to put my pin in for a purchase of less than £100 , I put the wrong number in once then they blocked the card Reviewed on: 20th November 2025

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About this product

Lloyds Bank Platinum Credit Card reviews can help you to find out about the pros and cons of the Platinum Credit Card credit card. What kind of features do Lloyds Bank customers like? Find out more about the Lloyds Bank Platinum Credit Card by reading our trusted Smart Money People reviews. You can also write your own Lloyds Bank Platinum Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Lloyds Bank Platinum Credit Card reviews (52)

Applied for Lloyd's Platinum credit card for large p...

Applied for Lloyd's Platinum credit card for large purchase. Easy application, good card limit, process continued on track without issue. Card arrived as promised. Reviewed on: 23rd January 2026

It's gold and not catalytic , could be a little less...

It's gold and not catalytic , could be a little less inert Reviewed on: 23rd January 2026

Good credit card, but a little expensive, shame ther...

Good credit card, but a little expensive, shame there's not a 10% cap on intreast! Reviewed on: 22nd January 2026

Awful service

They decided I had to put my pin in for a purchase of less than £100 , I put the wrong number in once then they blocked the card Reviewed on: 20th November 2025

Very easy to use online app and wuick response and h...

Very easy to use online app and wuick response and help Reviewed on: 12th June 2025

The credit card is a lifesaver and gives you a good...

The credit card is a lifesaver and gives you a good repayment plan unlike no other Reviewed on: 1st February 2025

Easy to spply online, but the fees seem a little bit...

Easy to spply online, but the fees seem a little bit steep. I only went with them, to consolidate my cards. Reviewed on: 7th September 2024

Great service and options.

Great service and options. Online interaction excellent. Reviewed on: 13th June 2024

Don't recommend

I use this card for about two years. This card is completely free no monthly charge at all and easy to apply. However, the card do not offer any benefits or rewards. You could not enjoy any benefits. I'm considering to switch to other credit provider. Reviewed on: 5th June 2024

Quick and simple service to use. Recommended

Quick and simple service to use. Everything dealt with very efficiently and with no stress. I’m really pleased with how Lloyds dealt with my balance transfer and massively reduced my monthly outgoings. Would highly recommend their credit cards Reviewed on: 23rd May 2024

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