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Lloyds Bank: Platinum Credit Card reviews

4.26
Based on 57 reviews, last reviewed 11th Jun 2026
150% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
65%
See only 4 star reviews
16%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
9%

Latest highest rating:

5

Fantastic card! Fantastic card! Great APR, great service, just all round great! Reviewed on: 11th June 2026
LinnPynn's avatar
LinnPynn

Latest lowest rating:

1

Awful service They decided I had to put my pin in for a purchase of less than £100 , I put the wrong number in once then they blocked the card Reviewed on: 20th November 2025
Graham T's avatar
Graham T

About this product

Lloyds Bank Platinum Credit Card reviews can help you to find out about the pros and cons of the Platinum Credit Card credit card. What kind of features do Lloyds Bank customers like? Find out more about the Lloyds Bank Platinum Credit Card by reading our trusted Smart Money People reviews. You can also write your own Lloyds Bank Platinum Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Lloyds Bank Platinum Credit Card reviews (57)

Easy and Pleasant

5
It is easy and pleasant to speak to the Customer Service Team on the telephone and they are always friendly and helpful. Reviewed on: 5th November 2019

I love loyds bank

5
Loyds bank is the best bank , almos everyone in my family use Reviewed on: 30th January 2019

Top bank

5
Great company to deal with always had pleasant experiences with them Reviewed on: 20th January 2019

OK bank

3
Have been with them a long time but don't feel valued Reviewed on: 9th January 2019

Lowest APR Credit Card I got offered

5
I'm so happy with this card. I wanted to get my first credit card and never knew who to go with. So glad I went through my bank and applied for this. Got such a low APR. Really pleased with it. Reviewed on: 23rd November 2018

Lloyds Bank

5
Easy to setup, great customer service, easy to manage online and via the phone app. Reviewed on: 18th November 2018

Simple!

5
I found taking out a credit card with Lloyd’s bank very easy and simple, my online account is so easy to manage and my interest rates are the best I’ve found! Reviewed on: 6th November 2018

Excellent!

5
Great benefits that come with the account. Travel insurance came handy and boiler break down cover have saved me a lot of money too! Reviewed on: 12th June 2017

BEST DEAL ON 24 MONTHS 0% INTEREST ON BALANCE TRANSFERE

5
BANKING WITH LLOYDS OVER 30 YEARS THEY ARE A GREAT BANK TO BE WITH WITH LOADS OF ADDED BONUSES Reviewed on: 10th June 2017

Excellent interest rates

5
We swapped our credit card over from Barclays Bank to Lloyd's bank for 0% interest! Quick smooth transaction and we can keep an eye on it though internet banking! Staff were really friendly too and welcoming! Reviewed on: 2nd May 2017

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