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Lloyds Bank: Platinum Credit Card reviews

4.17
Based on 55 reviews, last reviewed 17th Apr 2026
500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
64%
See only 4 star reviews
16%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
9%

Latest highest rating:

5

I love my lloyds credit card. I love my lloyds credit card. It offers what i need and they keep me informed of changes. Reviewed on: 17th April 2026
Elizabeth P's avatar
Elizabeth P

Latest lowest rating:

1

Awful service They decided I had to put my pin in for a purchase of less than £100 , I put the wrong number in once then they blocked the card Reviewed on: 20th November 2025
Graham T's avatar
Graham T

About this product

Lloyds Bank Platinum Credit Card reviews can help you to find out about the pros and cons of the Platinum Credit Card credit card. What kind of features do Lloyds Bank customers like? Find out more about the Lloyds Bank Platinum Credit Card by reading our trusted Smart Money People reviews. You can also write your own Lloyds Bank Platinum Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Lloyds Bank Platinum Credit Card reviews (55)

I love my lloyds credit card.

5
I love my lloyds credit card. It offers what i need and they keep me informed of changes. Reviewed on: 17th April 2026

Quick and easy transaction.

5
Quick and easy transaction. My application was submitted and approved in a timely manner. I didn’t encounter any issues at all and hopefully it will stay that way. Reviewed on: 16th April 2026

Easy application process on line, simple to manage...

5
Easy application process on line, simple to manage my account via app. Provided the right terms to match my needs. Reviewed on: 16th April 2026

Applied for Lloyd's Platinum credit card for large p...

5
Applied for Lloyd's Platinum credit card for large purchase. Easy application, good card limit, process continued on track without issue. Card arrived as promised. Reviewed on: 23rd January 2026

It's gold and not catalytic , could be a little less...

5
It's gold and not catalytic , could be a little less inert Reviewed on: 23rd January 2026

Good credit card, but a little expensive, shame ther...

4
Good credit card, but a little expensive, shame there's not a 10% cap on intreast! Reviewed on: 22nd January 2026

Awful service

1
They decided I had to put my pin in for a purchase of less than £100 , I put the wrong number in once then they blocked the card Reviewed on: 20th November 2025

Very easy to use online app and wuick response and h...

5
Very easy to use online app and wuick response and help Reviewed on: 12th June 2025

The credit card is a lifesaver and gives you a good...

5
The credit card is a lifesaver and gives you a good repayment plan unlike no other Reviewed on: 1st February 2025

Easy to spply online, but the fees seem a little bit...

3
Easy to spply online, but the fees seem a little bit steep. I only went with them, to consolidate my cards. Reviewed on: 7th September 2024

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